Terrified of Ruthbridge

[padja]

Ignore it they are just a tracing company for DCA, any reply and it confirms who you are and restarts the DCA chasing I would file it but dont respond to it. Just see what happens next I doubt very little. Dont worry

[padja]

Right stop worrying have done what you have been advised to do in this thread?

 

They are just threats to get you to pay, the telling thing is they are willing to settle very attractive settlement,

what this means is they have very little chance of enforcing debt in anyway so they offer you an attractive figure so they get the money back they paid for the debt.

 

All the stuff about CCJ's Bailiffs etc is empty threats.

If they go to court they have to prove the debt is enforceable also you have opportunity to defend yourself.

 

I suspect they know they have little chance of court success hence the threats.

 

I've had these letters from other DCA's my response is "if you have such a strong case and think you have then take me to court" and guess what not once have I been taken to court ever.

 

Please re-read this thread and see there is very little powers these thugs have all they got is threats and intimidation and hope that works.

 

You have nothing to worry about I strongly doubt this will ever see the inside of a court room but make sure you have followed the advice.

 

If not then please start doing it, they will soon clear off when they know they arent dealing with a mug and their threats aren't working.

 

Stop worrying