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    • Weaknesses in some banks' security measures for online and mobile banking could leave customers more exposed to scammers, new data from Which? reveals.View the full article
    • I understand what you mean. But consider that part of the problem, and the frustration of those trying to help, is the way that questions are asked without context and without straight facts. A lot of effort was wasted discussing as a consumer issue before it was mentioned that the property was BTL. I don't think we have your history with this property. Were you the freehold owner prior to this split? Did you buy the leasehold of one half? From a family member? How was that funded (earlier loan?). How long ago was it split? Have either of the leasehold halves changed hands since? I'm wondering if the split and the leashold/freehold arrangements were set up in a way that was OK when everyone was everyone was connected. But a way that makes the leasehold virtually unsaleable to an unrelated party.
    • quite honestly id email shiply CEO with that crime ref number and state you will be taking this to court, for the full sum of your losses, if it is not resolved ASAP. should that be necessary then i WILL be naming Shiply as the defendant. this can be avoided should the information upon whom the courier was and their current new company contact details, as the present is simply LONDON VIRTUAL OFFICES  is a company registered there and there's a bunch of other invisible companies so clearly just a mail address   
    • If it doesn’t sell easily : what they can get at an auction becomes fair market price, which may not realise what you are hoping.
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    • If you are buying a used car – you need to read this survival guide.
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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claiming costs when you win.: a waste of time?


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Hi there. I was recently involved in a case against my landlord/freeholder, this was allocated to the fast track so I would of been able to claim costs, the defendant has since agreed to settle out of court, but I had started to prepare my costs, these would of been approx 200 hours, which equals only £1850, I could add some disbursements and court fees but that would only bring it to just over £2000. To get £25k you would of had to do over 2000 hours work.

 

The 2/3 rate is an absolute maximum, you cant just go in and say well, a solicitor would charge £x so i'll charge 2/3 of £x, you have to list the hours and it has to be reasonable.

 

Of course being a LiP you come to the situation knowing very little so you can, justifyibly in my view, spend ,many hours on research while a solicitor/barrister should already know the law.

 

Andy

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The case was withdrawn after a Probono barrister became involved.

 

Cost were awarded on a "If not agreed basis".

 

The errant solicitor, who was a ** edited out identifiers ** ,Swindon. Was so bad he caused me to have a stress related heart attack, (three days in hospital, several more later for checks) He was warned, and told by a circuit judge that the action should stop. But because of the costs implication he refused.

 

There seems to be an anomally here. Under what circumstances would someone get the 2/3rds of a solicitors rate?

 

Surely it cant be a reserve for the rich on 200K because they wouldnt have been defending themselves. They would have sent Luigi and the boys around to sort out the problem. Which now sounds like it would have been the cheaper option and less stressfull, atleast for me.

 

Why is the 2/3rds rule even there for if no-one can get it?

 

Does anyone know of anyone getting it?

 

My understanding is that the 2/3 rule is not a 'rate' but the absolute maximum total, you still charge at the LiP rate of £9.25.

 

For example, a solicitor has told you he would charge £200 per hour and your case would involve 50 hours work therefore the total would be £10000, however you represent yourself, and do a lot of reasearch (as you dont know the law, unlike a solicitor), so lets say you do four times as much reaserach/work as a solicitor would, lets say 200 hours, that would equal £1850, you could claim for more hours if you genuinely did it but the maximum you could claim would be 2/3's of £10000 which equals £6667.

 

I'm unaware of what you earn has any bearing on it except if you are low paid/out of work you could get exemptiuon for court fees and it is also possible to get Legal Services Commission funding (this means that the other side CANNOT claim costs even if the case is on fast/multi track).

 

Im not sure how/if you can claim for hours of missed work at a fast/multi track, on the small track you can claim your hourly rate for missed work but only upto a maximum of £50.

 

Andy

 

Andy

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Having read all the posts I still refer to my earlier posts where i believe that the most a LiP can claim is £9.25 per hour upto a maximum of 2/3 of what a solictor would charge (prob between £150 - £200 ph), I dont agree with the case where someone claimed £136 per hour (as this was 2/3 of an HOURLY rate) but to be honest CPR isnt exactly clear on the isssue but I'm sure there must be case law.

 

Anyway it appears that the OP is a bit miffed because he can only charge a LiP ratye compared to the other side's solicitor rate of £200 (or whatever it is). It does seem unfair but thats the way the law is, either side is free to employ the services of a solicitor or not, another way of looking at is is that you as a LiP have got little to lose (personally cost wise) whereas the other side that employs a solicitor has to pay the solicitors costs and should he lose he would also have to pay you your original claim amount, so there are pros and cons both sides.

 

Personally in my case I was facing a bill of perhaps £10k should I have lost, as the defendant had employed solicitors and counsel, but just before the court ,date, I suspect that the defendant didnt want to risk spending £10k on a solicitor and losing so he offered to settle which suited me.

 

Andy

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Ok. Ive read the pdf posted on here and surely all that does is confirm the view point that I (and others) have posted, the Judge states:-

What led Dyson LJ to give leave to this court was his fear that Collins J had not taken into account

what should have been the right approach to a litigant in person. If one reads together 48.6(2) and

(4) one sees that, in principle, a litigant in person is entitled to compensation for his time, and the

rate is fixed by Statutory Instrument and at all relevant times was £9.25 per hour. But there is a cap

which is that however long a litigant spends in person doing things he cannot recover more than,

broadly speaking, two-thirds of what his legal representatives would have done if he had had a

lawyer.

 

Which seems correct, the original judge Collins J seems like an idiot with no knowledge of costs for LiP person, £120 thats laughable !!... good to see the claimant he ended up with over £10,000 which would appear correct working on the basis of 1200 hours (including reasearch) x £9.25.

 

Andy

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