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    • Shein has been linked to unethical business practices, including forced labour allegations.View the full article
    • Hi I have to agree with @unclebulgaria67 post#3 For the funding side of moving to a new area and it being private supported accommodation I would also suggest speaking to private supported accommodation provider about funding but also contact the Local Council for that area and have a chat with them about funding because if you are in receipt of Housing Benefit certain Supported Accommodation that meets a certain criteria is treated as ‘exempt accommodation’ for Housing Benefit purposes but you need to confirm this with that relevant Council in your new area especially since it is Private Supported Accommodation as each Council can have slightly different rules on this. If you have a certain medical condition look up the charities and also have a wee chat with them as they may be able to point you to different Grants to assist with moving costs and your question about funding for private supported accommodation as well.
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    • Hi Sorry for the delay in getting back to you The email excuse and I do say excuse to add to your account and if court decide LL can't recoup costs will be removed is a joke. So I would Ask them: Ask them to provide you with the exact terms within your Tenancy Agreement that allows them to add these Court Fees to your Account before it has been decided in Court by a Judge. Until the above is answered you require these Court Fees to be removed from your Account (Note: I will all be down to your Tenancy Agreement so have a good look through it to see what if any fees they can add to your account in these circumstances)
    • Thank you for your responses. As requested, some more detail. Please forgive, I'm writing this on my phone which always makes for less than perfect grammar. My Dad tries but English not his 1st language, i'm born and bred in England, a qualified accountant and i often help him with his admin. On this occasion I helped my dad put in his renewal driving licence application around 6 weeks before expiry and with it the disclosure of his sleep apnoea. Once the licence expired I told him to get in touch with his GP, because the DVLA were offering only radio silence at that time (excuses of backlogs When I called to chase up). The GP charged £30 for an opinion letter on his ability to drive based on his medical history- at the time I didn't take a copy of the letter, but I am hoping this will be key evidence that we can rely on as to why s88 applies because in the GP opinion they saw no reason he couldn't drive i need to see the letter again as im going only on memory- we forwarded the letter in a chase up / complaint to the DVLA.  In December, everything went quiet RE the sleep apnoea (i presume his GP had given assurance) but the DVLA noticed there had been a 2nd medical issue in the past, when my father suffered a one off mini stroke 3 years prior. That condition had long been resolved via an operation (on his brain of all places, it was a scary time, but he came through unscathed) and he's never had an issue since. We were able to respond to that query very promptly (within the 14 days) and the next communication was the licence being granted 2 months later. DVLA have been very slow in responding every step of the way.  I realise by not disclosing the mini stroke at the time, and again on renewal (had I known I'd have encouraged it) he was potentially committing an offence, however that is not relevant to the current charge being levied, which is that he was unable to rely on s88 because of a current medical issue (not one that had been resolved). I could be wrong, I'm not a legal expert! The letter is a summons I believe because its a speeding offence (59 in a temp roadworks 50 limit on the A1, ironically whist driving up to visit me). We pleaded guilty to the speeding but not guilty to the s87.  DVLA always confirmed to me on the phone that the licence had not been revoked and that he "May" be able to continue to drive. They also confirmed in writing, but the letter explains the DVLA offer no opinion on the matter and that its up to the driver to seek legal advice. I'll take the advice to contact DVLA medical group. I'm going to contact the GP to make sure they received the SAR request for data, and make it clear we need to see a copy of the opinion letter. In terms of whether to continue to fight this, or to continue with the defence, do we have any idea of the potential consequences of either option? Thanks all
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JD V Nationwide **WON**


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Prelim letter sent today for £417 :)

 

Will keep ya updated

CAPITAL ONE Amount owed £480+ interest £52.95

Prelim 10th July 06

Reply with £12 difference offer of £168 27 July 06 Replied 9th Aug 06

Another reply from them 25th Aug 06 LBA sent 9 Sept 06

Reply of last offer for £168 received 28th Sept

Finally filed court papers 4 July 2007

 

NATIONWIDE Amount owed £507 + interest £27.98 WON :D

Prelim sent 9 Sept 06 LBA sent 9th Oct 06 Court papers filed 20 Oct 06 Won 15 Nov 06

 

BANK OF SCOTLAND Amount owed £275 SETTLED IN FULL

Prelim sent 14 Oct 06 Offered half refund 28th Oct 06

Sent letter refusing part payemnt 31 Oct 06

Full refund sent in a cheque from BOS on 3rd Nov 06

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  • 1 month later...

LBA sent and replied to - ususal guff!

 

Going to do court thing when get paid next week - concerned for a couple of reasons, keppting a parchute account is going to be a pain as had several accounts over the years as have moved when a bank has annoyed me!! Have rubbish credit rating sur to old debits that are now being paid off...

 

But anyway my question is, going to file court things next week but have 2 fees of £30 each pending to come out 30/10/06 should I add them into the claim underpending - or just leave them out of it?

 

Cheers

CAPITAL ONE Amount owed £480+ interest £52.95

Prelim 10th July 06

Reply with £12 difference offer of £168 27 July 06 Replied 9th Aug 06

Another reply from them 25th Aug 06 LBA sent 9 Sept 06

Reply of last offer for £168 received 28th Sept

Finally filed court papers 4 July 2007

 

NATIONWIDE Amount owed £507 + interest £27.98 WON :D

Prelim sent 9 Sept 06 LBA sent 9th Oct 06 Court papers filed 20 Oct 06 Won 15 Nov 06

 

BANK OF SCOTLAND Amount owed £275 SETTLED IN FULL

Prelim sent 14 Oct 06 Offered half refund 28th Oct 06

Sent letter refusing part payemnt 31 Oct 06

Full refund sent in a cheque from BOS on 3rd Nov 06

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Putting in the small claims papers tomorrow at the court. Decided not to claim the 2 pending charges as probably can't do that. But will hopefuly get them back after it!

 

Have written toHalifax where I had an old current account to see if they will let me use it again (for when the lovely nationwide closes my account)

 

I assume when they close your main account they also close any savings ones you have with them too? Is a bit huffy and silly of them really to be losing buisness!

 

Anyway wish me luck and I hope that I get the money back ASAP as it is essential living expenses money I am using to put in the claim :(

CAPITAL ONE Amount owed £480+ interest £52.95

Prelim 10th July 06

Reply with £12 difference offer of £168 27 July 06 Replied 9th Aug 06

Another reply from them 25th Aug 06 LBA sent 9 Sept 06

Reply of last offer for £168 received 28th Sept

Finally filed court papers 4 July 2007

 

NATIONWIDE Amount owed £507 + interest £27.98 WON :D

Prelim sent 9 Sept 06 LBA sent 9th Oct 06 Court papers filed 20 Oct 06 Won 15 Nov 06

 

BANK OF SCOTLAND Amount owed £275 SETTLED IN FULL

Prelim sent 14 Oct 06 Offered half refund 28th Oct 06

Sent letter refusing part payemnt 31 Oct 06

Full refund sent in a cheque from BOS on 3rd Nov 06

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Good luck ;) My claim on Nationwide was served on 10th Oct and they have said they'll defend. Currently playing the waiting game!

Barclays

Settled in full 13/09/06 after LBA (£115.00):D

 

Nationwide

LBA sent 13/09/06 - Response 04/10/06.

Moneyclaim submitted 04/10/06.

Won (settled in full) 19/10/06. (£748.00):D

 

Halifax

S.A.R sent 05/10/06.

Prelim sent 14/11/06.

LBA sent 28/11/06.

Offer rejection sent 30/11/06.

 

GE Capital

S.A.R sent 25/10/06 on behalf of sister.

Incomplete statements sent.

 

Barclaycard

Prelim letter sent 30/11/06

Barclaycard agree to pay difference between charges and 12 pound OFT charge suggestion. Accepted £64.00 06/12/06.

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Well that is the small claims papers lodged at the court today - so they have 29 days to respond!

 

Fingers crossed :D

CAPITAL ONE Amount owed £480+ interest £52.95

Prelim 10th July 06

Reply with £12 difference offer of £168 27 July 06 Replied 9th Aug 06

Another reply from them 25th Aug 06 LBA sent 9 Sept 06

Reply of last offer for £168 received 28th Sept

Finally filed court papers 4 July 2007

 

NATIONWIDE Amount owed £507 + interest £27.98 WON :D

Prelim sent 9 Sept 06 LBA sent 9th Oct 06 Court papers filed 20 Oct 06 Won 15 Nov 06

 

BANK OF SCOTLAND Amount owed £275 SETTLED IN FULL

Prelim sent 14 Oct 06 Offered half refund 28th Oct 06

Sent letter refusing part payemnt 31 Oct 06

Full refund sent in a cheque from BOS on 3rd Nov 06

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when I got my payout the actually included the additional charges that I was about to receive for the last month or so. So I didn't have to claim then later. Very nice of Mr Bacon.

 

I have only had a letter saying they are closing my current account not my savings.

 

As said before I plan leaving a few pence in the current account and the esavings account just so they have to process a small cheque. How petty!!

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Cheers for the info - waiting to hear back from Halifax about my old account with them to see if I can use it or not...

 

If not will ahve to look more into a parachute account :o/

 

But oh yes I will be leaving something in the nationwide...would £6.66 be appropriate ;)

CAPITAL ONE Amount owed £480+ interest £52.95

Prelim 10th July 06

Reply with £12 difference offer of £168 27 July 06 Replied 9th Aug 06

Another reply from them 25th Aug 06 LBA sent 9 Sept 06

Reply of last offer for £168 received 28th Sept

Finally filed court papers 4 July 2007

 

NATIONWIDE Amount owed £507 + interest £27.98 WON :D

Prelim sent 9 Sept 06 LBA sent 9th Oct 06 Court papers filed 20 Oct 06 Won 15 Nov 06

 

BANK OF SCOTLAND Amount owed £275 SETTLED IN FULL

Prelim sent 14 Oct 06 Offered half refund 28th Oct 06

Sent letter refusing part payemnt 31 Oct 06

Full refund sent in a cheque from BOS on 3rd Nov 06

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  • 3 weeks later...

Had delay with claim due to the court taking a week to send out the papers for me to sign saying it was ok to lodge it in an English court. Sent them back this week.

 

Anyone any ideas on how long it will then take for the court to send these off and start the claim? No doingit online btw.

 

Also couldn't use the halifax account as was defaulted and so it will be closed once reaches a zero balance :( Applied online for Abbey yesterday not expecting a yes but first ne to try then no idea where to go next :s

 

Good news thoguh yesterday got £275 from Bank of Scotland Credit card with only 2 letters :D

CAPITAL ONE Amount owed £480+ interest £52.95

Prelim 10th July 06

Reply with £12 difference offer of £168 27 July 06 Replied 9th Aug 06

Another reply from them 25th Aug 06 LBA sent 9 Sept 06

Reply of last offer for £168 received 28th Sept

Finally filed court papers 4 July 2007

 

NATIONWIDE Amount owed £507 + interest £27.98 WON :D

Prelim sent 9 Sept 06 LBA sent 9th Oct 06 Court papers filed 20 Oct 06 Won 15 Nov 06

 

BANK OF SCOTLAND Amount owed £275 SETTLED IN FULL

Prelim sent 14 Oct 06 Offered half refund 28th Oct 06

Sent letter refusing part payemnt 31 Oct 06

Full refund sent in a cheque from BOS on 3rd Nov 06

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JD

 

From posting the papers they post it the next day to NW and it is deemed served 2 days after that. In both my cases it took them 7 days from being served to acknowledge, defend and pay up.

 

 

I opened a CoOp basic account (Electron card), Allaiance - Leicester account (Electron and cheque book) and basic RBOS account.

 

Try them.

 

Well done on the BOS credit card, its nice when they stump up.

If I have helped click my scales....

 

Find my threads by clicking here

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Cheers for advice :)

 

Just phoned the courts and the papers have been sent, they have until 5th December to respond. I asked if I will be informed if they acknowledge it or intend to defend, she said they would contqact me.

 

So guess I just have to be patient :(

 

btw how did you know they were paying it back? Did the money just appear in your account or did they write to you (NW or the Court?)

CAPITAL ONE Amount owed £480+ interest £52.95

Prelim 10th July 06

Reply with £12 difference offer of £168 27 July 06 Replied 9th Aug 06

Another reply from them 25th Aug 06 LBA sent 9 Sept 06

Reply of last offer for £168 received 28th Sept

Finally filed court papers 4 July 2007

 

NATIONWIDE Amount owed £507 + interest £27.98 WON :D

Prelim sent 9 Sept 06 LBA sent 9th Oct 06 Court papers filed 20 Oct 06 Won 15 Nov 06

 

BANK OF SCOTLAND Amount owed £275 SETTLED IN FULL

Prelim sent 14 Oct 06 Offered half refund 28th Oct 06

Sent letter refusing part payemnt 31 Oct 06

Full refund sent in a cheque from BOS on 3rd Nov 06

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btw how did you know they were paying it back? Did the money just appear in your account or did they write to you (NW or the Court?)

 

If your account is still open it will just appear about 5 days after them being served and a couple of days later you will get the letter for NW then another couple of days and the court will tell you they have acknowledged and defended.

 

If the account is closed you will get the cheque with the letter about 7 days after being served.

 

I chequed my account a couple of times aday and what joy you have when suddenly your balance has jumped up.

 

.

If I have helped click my scales....

 

Find my threads by clicking here

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Will keep checking it...hate having to do it to get that dissapointed feeling thoguh!!

CAPITAL ONE Amount owed £480+ interest £52.95

Prelim 10th July 06

Reply with £12 difference offer of £168 27 July 06 Replied 9th Aug 06

Another reply from them 25th Aug 06 LBA sent 9 Sept 06

Reply of last offer for £168 received 28th Sept

Finally filed court papers 4 July 2007

 

NATIONWIDE Amount owed £507 + interest £27.98 WON :D

Prelim sent 9 Sept 06 LBA sent 9th Oct 06 Court papers filed 20 Oct 06 Won 15 Nov 06

 

BANK OF SCOTLAND Amount owed £275 SETTLED IN FULL

Prelim sent 14 Oct 06 Offered half refund 28th Oct 06

Sent letter refusing part payemnt 31 Oct 06

Full refund sent in a cheque from BOS on 3rd Nov 06

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Share on other sites

new thread jsut to say I have the feeling there are several of us out there with our own threads who ahve submitted the papers to the courts and are just waiting...

 

I did mine a week or so ago and jsut want to know when I will hear and get some money!!

 

Anyone else waiting?

 

:)

CAPITAL ONE Amount owed £480+ interest £52.95

Prelim 10th July 06

Reply with £12 difference offer of £168 27 July 06 Replied 9th Aug 06

Another reply from them 25th Aug 06 LBA sent 9 Sept 06

Reply of last offer for £168 received 28th Sept

Finally filed court papers 4 July 2007

 

NATIONWIDE Amount owed £507 + interest £27.98 WON :D

Prelim sent 9 Sept 06 LBA sent 9th Oct 06 Court papers filed 20 Oct 06 Won 15 Nov 06

 

BANK OF SCOTLAND Amount owed £275 SETTLED IN FULL

Prelim sent 14 Oct 06 Offered half refund 28th Oct 06

Sent letter refusing part payemnt 31 Oct 06

Full refund sent in a cheque from BOS on 3rd Nov 06

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My claim was served on Fri 3 Nov. I looked at my bank a couple of hours ago and £610.10 has appeared as a credit by cheque. I think this is the start of the payout.

---------------------------------------------------

Nationwide

Prelim sent 18/09/06

Revised prelim sent 26/09/06

LBA sent 11/10/06

N1 filed 30/10/06 served 3/11/06

Part payment £610.10 received 8/11/06

AQ filed 22/12/06

Cap One

S.A.R sent 08/09/06

Reply 20/09/06

Prelim sent 18/10/06

LBA sent 3/11/06

Barclaycard

S.A.R sent 08/09/06

Reply 14/09/06 Microfiche excuse

Response sent 18/09/06

Lloyds TSB (oh)

prelim sent 19/09/06

Revised prelim sent 26/09/06

LBA sent 11/10/06

N1 filed 30/10/06 served 3/11/06

Cap One (oh)

S.A.R sent 08/09/06

Reply 20/09/06

Prelim sent 18/10/06

LBA sent 3/11/06

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Guest Partypip

Me waiting too.

Mine was issued too on 3rd Nov, MCOL, acknowledged 8th Nov, but nothing in my account yet. :mad:

 

It's an emotional roller coaster, Who else checks their account 20 times a day, and thinks they will be the first one that gets to court with this. :o

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hmmm...post just arrived with all the papers from he small claims court. Says that my application was re-issued on the 8th November and the new return date for a response is 20th December :o/

 

What happend to the 29 days from when it is served :(

CAPITAL ONE Amount owed £480+ interest £52.95

Prelim 10th July 06

Reply with £12 difference offer of £168 27 July 06 Replied 9th Aug 06

Another reply from them 25th Aug 06 LBA sent 9 Sept 06

Reply of last offer for £168 received 28th Sept

Finally filed court papers 4 July 2007

 

NATIONWIDE Amount owed £507 + interest £27.98 WON :D

Prelim sent 9 Sept 06 LBA sent 9th Oct 06 Court papers filed 20 Oct 06 Won 15 Nov 06

 

BANK OF SCOTLAND Amount owed £275 SETTLED IN FULL

Prelim sent 14 Oct 06 Offered half refund 28th Oct 06

Sent letter refusing part payemnt 31 Oct 06

Full refund sent in a cheque from BOS on 3rd Nov 06

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Guest Partypip

THEY PAID UP !!!!!!!!!!!!!!!!!

£3500.00 HAS GONE IN THIS MORNING, JUST UNDER HALF OF WHAT I AM CLAIMING

 

More to come, and Im sure it will

 

Thanks guys, donation WILL be done !!

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I just checked MCOL

 

says : Issued 6th of November

 

What does this mean? How long does it take for them to accept the claim normally? Just trying to get an idea of time scales etc.

 

I had the court paper through the other day, still nothing as yet....

 

Well done on your win!

 

Dave

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Nothing ever simple for me!

 

Got papers from the courts this morning, even though I took them to the court on the 20th Oct, add to that the delay in then sending me back a form so it could be served in England, it only got sent to the nationwide yesterday. And is not up until 20th December as apparently they get 6 weeks to respond as it is out of the area (or something)

 

So have to wait even longer now :(

CAPITAL ONE Amount owed £480+ interest £52.95

Prelim 10th July 06

Reply with £12 difference offer of £168 27 July 06 Replied 9th Aug 06

Another reply from them 25th Aug 06 LBA sent 9 Sept 06

Reply of last offer for £168 received 28th Sept

Finally filed court papers 4 July 2007

 

NATIONWIDE Amount owed £507 + interest £27.98 WON :D

Prelim sent 9 Sept 06 LBA sent 9th Oct 06 Court papers filed 20 Oct 06 Won 15 Nov 06

 

BANK OF SCOTLAND Amount owed £275 SETTLED IN FULL

Prelim sent 14 Oct 06 Offered half refund 28th Oct 06

Sent letter refusing part payemnt 31 Oct 06

Full refund sent in a cheque from BOS on 3rd Nov 06

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Nothing ever simple for me!

 

Got papers from the courts this morning, even though I took them to the court on the 20th Oct, add to that the delay in then sending me back a form so it could be served in England, it only got sent to the nationwide yesterday. And is not up until 20th December as apparently they get 6 weeks to respond as it is out of the area (or something)

 

So have to wait even longer now :(

This may be a learning for other from outside England to post the English N1 form direct to the English court as that seams to be the standard 14 days to acknowledge then 28 days to file defence.

 

could you cancel the one you have started and send it direct? I am in Scotland and just posted it to an English court all very quick.

 

Sorry for your delay.

If I have helped click my scales....

 

Find my threads by clicking here

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Thanks for the advice, think next time I will try and do it online if I have access to a card and use sisters address in England (I think you can do this!)

 

But I will try and be patient here, I will (hopefully) be getting the money before Chrsitmas so thoguh :)

CAPITAL ONE Amount owed £480+ interest £52.95

Prelim 10th July 06

Reply with £12 difference offer of £168 27 July 06 Replied 9th Aug 06

Another reply from them 25th Aug 06 LBA sent 9 Sept 06

Reply of last offer for £168 received 28th Sept

Finally filed court papers 4 July 2007

 

NATIONWIDE Amount owed £507 + interest £27.98 WON :D

Prelim sent 9 Sept 06 LBA sent 9th Oct 06 Court papers filed 20 Oct 06 Won 15 Nov 06

 

BANK OF SCOTLAND Amount owed £275 SETTLED IN FULL

Prelim sent 14 Oct 06 Offered half refund 28th Oct 06

Sent letter refusing part payemnt 31 Oct 06

Full refund sent in a cheque from BOS on 3rd Nov 06

Link to post
Share on other sites

Thanks for the advice, think next time I will try and do it online if I have access to a card and use sisters address in England (I think you can do this!)

Yes, you can do this.

 

But I will try and be patient here, I will (hopefully) be getting the money before Chrsitmas so thoguh :)

Hopefully. They tend to payout about 7 days after the case is issued

 

good luck

If I have helped click my scales....

 

Find my threads by clicking here

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