Jump to content

How patient will a lender be?

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4168 days.

If you need to add something to this thread then


Please click the "Report " link


at the bottom of one of the posts.


If you want to post a new story then


Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 



Recommended Posts

Due to poor health and being medically unable to work for the last 18 months I fell severely behind on two debts, one a loan and one a credit card. Together they at that time came to just over £15k but I didn't want an IVA, I borrowed the money and want to pay it all back. I didn't go through debt management but made arrangements direct with the lender, have managed to clear the loan but still owe close to 9k on the credit card.


I have been successfully treated for my medicl condition and am able to work, but the gap on my employment history is now hindering my efforts and I am trying so very hard. How long will a credit card company be patient? They have been superb until now by freezing the interest and allowing me to make nominal payments, but now I am able to work I am panicing that their patience will run out.

Link to post
Share on other sites

If they have been so patient, perhaps explaining your new situation

to them would keep them happy,especially as your financial situation

is probably still same, even though you are able to work.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites

I have moved your thread here.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.



Link to post
Share on other sites

I think that credit card companies can recognise a geniune case. They cannot get money from you that you do not have. Just write to them thanking them for being so understanding and explain that you are doing your best to regain employment. Make it clear to them that as soon as you are able you intend to pay them as much as you can

Link to post
Share on other sites


  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?

  • Create New...