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    • Bookmakers use betting on political events to entice new customers, and say it is growing.View the full article
    • nope  and  neither dx
    • Ok Thank you DX will do just that . will keep you up dated.
    • dispute it with whichever cra provider is now showing it. simply state the a/c is from 2015 and was defaulted (date) and should not have re appeared. probably getting ready to sell it on. dx
    • Hi Caught Shoplifting at John Lewis - Retail loss Prevention/Other shoplifting allegations. - Consumer Action Group Thanks a lot for commenting this experience of yours. I do understand this might be something that you are not willing to talk about anymore but the same exact scenario happened with me today at John Lewis. They took my name/ address/ a picture of me holding a signed banned letter. the only questions I've got are... will I be contacted by the police will this be recorded as police caution or criminal record?  I would really really appreciate if you could let me know how it went.  I am so so so ashamed of myself and am really making changes in my life I feel like I've lost myself for a period of my life but anyways it would be really great to hear back. Thanks 
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Faulty Car Purchase Issue


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Hello,

 

I wonder if any of you may be able to offer me any advice on the following.

 

I bought a VW Golf, 2 months ago at a local dealership (non-affiliated to any brand) in Dorset. I paid £6,000 on my debit card. When I purchased the car, the salesman told me that if there was anything wrong with the car, I could return it in the next 6 months, no questions asked. At the same time, I was also heavily pressured into purchasing an RAC Warranty. This would cover any mechanical failures to the car within the first year, and I duly paid the £50 for this cover, purely for peace of mind.

 

Within the first 2 weeks, the gearbox completely packed up on the car. I managed to return the car to the dealership, quoting the 6 months no-quibble return policy given my the salesman. The owner of the dealership told me that the salesman has been 'fired', and why would he have sold you an RAC Warranty if you had a 6 months no-quibble return policy. He basically told me that I was on my own.

 

The car duly went off to the RAC approved garage. They diagnosed the problem and said that it would cost £1,300 to fix. £1,000 would be covered by the warranty, but I would have to pay for the excess (£300). I was not happy about this, but duly paid and now the car is back and all fine.

 

I contacted Consumer Direct, who gave me the full list of legal points supporting the misselling of this car. As suggested, I wrote a letter to the dealer, stating these points requesting repayment of the £300 excess. If I didn't receive a response, I would be pursuing this through the small-claims court. I sent this by recorded delivery in an unmarked envelope with no return address. The dealership refused to sign for the envelope and the letter was returned to me.

 

What are the next steps? Should I continue to pursue this through the Small Claims Court, based on the fact that this is the kind of person who will not sign for a letter, even though they don't know what it will be! In addition, what happens if I take this through the courts, and he just doesn't respond?

 

Further notes to this case. Using false names to illustrate the example, the car dealership trades as "London Car Sales", and has only been in operation 2 months (the car dealership before 'disappeared'). The receipt for the car shows not "London Car Sales", but "P. Jones and J. Spencer"...

 

Any thoughts? How should I tackle this going forward?

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Ok - forget the warranty for now. This is purely and simply the sellers problem whether he made those promises or not. During the first six months, the seller 'has' to prove that the fault wasn't there at time of purchase, it is not up to you to prove it was.

 

What paperwork have you got for the repair?

 

If not a lot, then you should return to the repairer and get a full written diagnosis and repair bill and receipt for the £300 payment, even if you have to pay for this as you can also claim that back.

 

As they have refused to accept the letter, you could visit them with the letter and produce it in person.

Take a friend with you if you want and try to record what happens on your mobile phone, especially any thing that is said.

 

In the letter, you must also tell them that you are aware that it is a criminal offence to try and take away or reduce the customers statutory rights in any way and that the warranty, which you believe to have been missold, does not, and cannot, take away your statutory rights.

 

You should give them 14 days in which to refund the amount you have had to pay.

 

If you should visit and they again refuse to accept it, then you send them a Letter Before Action. If you send this registered, they might be fooled into signing for it, but it isn't necessary for them to accept it to deem it as received.

 

I would suggest this isn't the first time it's happened if they are refusing recorded delivery, as they know what is in it.

 

More about that last point if you require any further info.

 

Amended as I didn't read the original post correctly.

Edited by Conniff
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Many thanks for this. I have full diagnosis of the issue and receipt for the £300, so there is no issue there.

 

If I take this down the Small Claims Court route, how does it work if he just doesn't respond to the letter that the court send him? Also, what would be the exact law behind the fact that he has to prove the car was in perfect order when he sold it?

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If he doesn't respond or come up with a defence, you win by default. He will be given 28 to pay and if he still doesn't, you send in the bailiffs.

 

The consumer regulation 1979 (as amended). The amended part is because there have been updates to the regulations.

 

(1)This section applies if—

(a)the buyer deals as consumer or, in Scotland, there is a consumer contract in which the buyer is a consumer, and

(b)the goods do not conform to the contract of sale at the time of delivery.

(2)If this section applies, the buyer has the right—

(a)under and in accordance with section 48B below, to require the seller to repair or replace the goods, or

(b)under and in accordance with section 48C below—

(i)to require the seller to reduce the purchase price of the goods to the buyer by an appropriate amount, or

(ii)to rescind the contract with regard to the goods in question.

(3)For the purposes of subsection (1)(b) above goods which do not conform to the contract of sale at any time within the period of six months starting with the date on which the goods were delivered to the buyer must be taken not to have so conformed at that date.

 

http://www.opsi.gov.uk/RevisedStatutes/Acts/ukpga/1979/cukpga_19790054_en_6

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Have you been back to the dealership since paying the £300 and asked them for it? that would be step one. 2 put the request in writing. 3 sue them.

 

just another thought did you pay by credit card or use a finance company?

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