Please Someone Help I`m Petrified!!!

[Conniff]

....just get very irritated by some people (obviously not yourself)

 

Wasn't telling you off trinity

 

What a pair of backpeddling cowards

 

The whiplash is a favourite of NWNF which is only half of the initial, the other half is HWBF (have win big fee).

 

My son was told to claim whiplash even though there was nothing whatsoever wrong - he threatened to report them to their club and walked out.

[Mossycat]

Ok first off, whiplash is a very common complaint for a lot of bogus insurance claims, sadly a lot of people see personal injury as a way to make some quick money after an accident and sadly there are a lot of personal injury claim companies who encourage this behaviour.

 

Having said that, it is impossible for anyone here to say that the bus driver could not have suffered a whiplash type injury because nobody here (other than the OP) saw the actual incident. It could well be that the bus driver drove over the scooter and the jolt caused an injury, or the impact of the scooter was in close proximty to the driver seat, or even that the sudden stop caused the injury. So to dismiss that aspect of the claim out of hand is ridiculous.

 

The OP was insured at the time of the accident, and from what was stated it does sound to men like the liability for the accident rests with the OP, the insurance they had at the time of teh accident will cover any third party claims, but will not of course cover any damage to the scooter.

 

My advise is to let the insurers concerned deal with the claims, they will investigate before paying out, but if the driver has medical records that substantiate an injury then it will be difficult to argue otherwise.

 

I'm at a loss as to why the OP was advised to start a NWNF claim, if you fall off a scooter and the scooter then travels into another vehicle or into the path of another vehicle that then collides with it then that is hardly the fault of anyone else, and to state point blank that the bus driver should have stopped and is therefore at fault is again ridiculous because theer could eb any number of reasons why the bus driver couldn't / didn't stop.

 

From what I have read I doubt that the OP has any claim to make regarding the damage sustained to the scooter, but the OP has no peesonal exposure to any claim made against them because they had insurance at the time of the accident.

 

Mossy

[caro]

What a pair of backpeddling cowards

 

Thanks Conniff.

[sailor sam]

Mossy as usual, gives good advice. But as I said; I find it ALMOST impossible to beleive that the driver would suffer whip lash. Mossy; the bus would probably drag the scooter along rather than actually 'drive over it' because the bus would simply be too low for a scooter to pass underneath far enough to reach the wheels. I once was in a head-on collision (while driving a 51 seater coach) with a car which had rolled onto it's roof and slip into my path while I was doing 50 mph on a single carriageway road (The A5 in Staffs) just prior to the impact. Obviously I had slammed everything on and took evasive action but was unable to avoid a collision. Consiquently the front of my coach (in the area where my legs were) was almost destroyed... so you can imagine how the car ened up! My point is; although this was a very violent collision, the coach did not stop suddenly enough to result in whip-lash injury to either myself or any of my passengers.

 

I would suggest that (bearing in mind the TP driver only made a claim when the OP did) the bus driver is 'trying it on' a tad!

 

__________________

Please Note

 

The advice I offer will be based on the information given by the person needing it. All my advice is based on my experiences and knowledge gained in working in the motor and passenger transport industries in various capacities. Although my advice will always be sincere, it should be used as guidence only.

 

I would always urge to seek professional advice for clarification prior to taking any action.

 

Please click my scales at the bottom of my profile window on the left if you found my advice usefull.

Edited March 29, 2010 by sailor sam
Signature not posting 'automatically'

[Mossycat]

I agree with you SailorSam in that it is most unlikely that the driver did sustain any significant injury, however, what you have to appreciate is that neither of us were there and we did not see exactly what did happen.

 

I am sure that the bus driver will have an enthusiastic legal team and a friendly medical expert and all we can hope is that the insurers investigate this claim with extreme dilligence.

 

What concerns me more is the position the OP is in, I'm at a loss as to why they were encouraged to try and make a claim given the circumstances of the accident and they need to be extremely careful about entering into an agreement that could leave them with a legal bill if their claim is successfully defended (which I think it could well be).

 

Mossy

[sailor sam]

Absolutly Mossy. It seems that the OPs insurers pointed her toward the NWNF route which, under the circumstances is incrediblly the wrong advice. As we both know from the OPs info, the bus appears to be not at fault (apart from perhaps a bogus injury claim!) so any NWNF firm would drop the case like a hot potatoe when they realise that the OP is (unfortunately) liable. Do you think they were trying to 'pass the buck' a tad?

 

__________________

Please Note

 

The advice I offer will be based on the information given by the person needing it. All my advice is based on my experiences and knowledge gained in working in the motor and passenger transport industries in various capacities. Although my advice will always be sincere, it should be used as guidence only.

 

I would always urge to seek professional advice for clarification prior to taking any action.

 

Please click my scales at the bottom of my profile window on the left if you found my advice usefull.