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Mr Silver v Link Financial (MBNA)


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Background: An old Abbey / MBNA alleged credit card debt made up of a large number of penalty / unfair charges over several years.

 

Link Financial bought the alleged debt and issued a so-called Default Notice and took County Court action and later I received CCJ.

 

I paid the alleged debt 2 years ago but now want to sue both the Original Creditor MBNA and Link for defamation, fraud (demanding money for an inaccurate debt which included unlawful credit card charges) and causing distress and injury to credit 'worthiness' in passing on inaccurate financial information (the alleged debt) to CRAs, DCAs and the County Court and Registry Trust! Also breach of the Data Protection Act (DPA).

 

Now planning issuing a SAR under the DPA and a letter requesting compensation for the damages done by the credit card companies/DCAa and CRAs!

 

All advice and legal suggestions considered including prosecuting the directors of the credit card company for fraud? And conspiracy?

 

The selling on and assigning of an alleged debt while knowing that the alleged debt is made up of a large part of unfair/penalty credit card charges which are unlawful!

 

Knowingly causing distress and injury to credit worthiness in taking County Court action.

 

 

Defamation: processing and passing on the above information to third parties including CRAs and DCAs.

 

 

Any thoughts?

 

 

Thanks.

Edited by Mr Silver
Typo corrections!
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