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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Black Horse PPI - Do i have a case?


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Hi All,

 

I have been chasing down a couple of Defaults with Black Horse Ltd and as such they have provided a copy of my credit agreement which i attach below.

 

I was a few months in to my credit agreement when i lost my job and was unable to pay my debts. As i still had some money left from the loan i paid back £2000. I didn't reaslise or recall getting PPI on the loan but here it is plain as day on my credit agreement.

 

The creditor is battling claims the default has correctly been applied to my credit report and i am just about to write to them about service of documents. My belief is the Default is not actionable.

 

So where do i go from here. PPI has been carried out but never came in to force when i lost my job so can i calim?

 

any advice would be appreciated.

 

LastScan5.jpg

 

LastScan6.jpg

£986 Recovery of overdraft fee's

Black Horse Defaults being chased for removal.

I hate creditors. They hide behind a vale of lies. They have no issues of preaching the law to you but can't handle it when you preach back.

They should all be kicked up the arse with a big boot!

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Hi All,

 

I have been chasing down a couple of Defaults with Black Horse Ltd and as such they have provided a copy of my credit agreement which i attach below.

 

I was a few months in to my credit agreement when i lost my job and was unable to pay my debts. As i still had some money left from the loan i paid back £2000. I didn't reaslise or recall getting PPI on the loan but here it is plain as day on my credit agreement.

 

The creditor is battling claims the default has correctly been applied to my credit report and i am just about to write to them about service of documents. My belief is the Default is not actionable.

 

So where do i go from here. PPI has been carried out but never came in to force when i lost my job so can i calim?

 

any advice would be appreciated.

 

LastScan5.jpg

 

LastScan6.jpg

 

 

YES make a claim under the mis-sold PPI issues.

 

Please see this information to assist you along the way.

 

Mis-sold PPI? Want your money back? use these links to help

I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.

------------------------------------------------

Bank charge successes:

Halifax - Full settlement incl interest.

HSBC - Settlement, goodwill no admission of liability about 75% of claim.

RBS - Settlement, goodwill no admission of liability about 70% of claim.

2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did :mad:

PPI Successes

PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.

2 claims settled in full with LV without FOS involvement.

2 claims settled in full with HSBC without FOS involvement

 

PPI Claims ongoing with:

Cap one Now with the FOS

Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.

LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc

 

1 Complaint not upheld by FOS they said it was ICO issue. Complaint upheld by ICO. See this..

Post 290 from

***RBS PPI Claim Long fight but, WON***

 

Please do not PM me for advice as it may be sometime before I can respond.

 

Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.

 

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  • 2 weeks later...

Thanks for the info. I sent a letter and go the usual BS!!

 

Thanks for your letter... Blah Blah....

 

I am investigating.... Blah

 

Will be contacted once they have investigated.

 

How long do i leave this before i should get back to them?

£986 Recovery of overdraft fee's

Black Horse Defaults being chased for removal.

I hate creditors. They hide behind a vale of lies. They have no issues of preaching the law to you but can't handle it when you preach back.

They should all be kicked up the arse with a big boot!

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Share on other sites

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