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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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CCJ OBTAINED, IS IT WORTH CCA ing CO-OP


dellboy007
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I Had A Credit Card From Northernrock And One From Co-op Bank. Both Before April 2007. They Got A Ccj On Them Now. Both Boundled Into One, As Both Owned By Co-op Bank. A Month Ago I Asked Them To Produce A Valid Signed Consumer Credit Agreement For Both. They Replied To My Request With About 20 Pages Of Computer Print Outs, Showing Balances And Interest Charges. But No Copy Of Signed Agreement. What Is My Next Step?

 

THE FACT THAT I DID NOT OBJECT AT THE TIME OF CCJ, DOES IT MAKE ANY DIFFERENCE OVER THE UNENFORCEABLE OF THE AGREEMENT BIT. IF THEY HAVE AN AGREEMENT THAT IS?

 

Any Advice Would Be Grately Appreciated.

 

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can you scan the 'agreement' and delete personl ingo and post up here using photobucket?

 

Ida x

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did you reply at all to the court claim?

 

ida x

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thanks a lot for replying IdaInFife. yes, i replied to the court claims on time. i asked the court if i could pay in installments, and filled in an income and expenditure form. the court ordered me to pay 135.00 p/month on a balance of 17,600.00. i have been paying this since july 2008. but since feb this year i have been unemployed and struggling to keep up all payments.

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scan it and then go to photobucket and upload on there

 

then on there right click and copy and then come here right click and paste or

 

 

http://www.consumeractiongroup.co.uk/forum/welcome-consumer-forums/107001-how-do-i-dummies.html about post 15

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ok they have sent screen shots.

 

what date is the start of this account?

 

ida x

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dellboy, i have unapproved the posts with the images in it as it still shows your account number but these are no use anyway as there are just screendumps that bear no relation to any cca.

 

 

i am unsure on what to do is up here things are different but i think that ccj's can be set aside on no cca basis so gonna ask for some help

 

ida x

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To get a copy of the agreement you will need to send a Subject Access Request to the Co-op.

 

http://www.consumerforums.com/resources/templates-library/48-bank-templates/110--data-protection-act-1998-subject-access-request

 

This will cost you £10.00 and it would be wise to pay for this by postal order, do Not sign the SAR and send by at least Royal Mail Recorded Signed For delivery service the Co-op's Registered Head Office.

 

Once you have the agreement,you will then be in a position to look at getting the CCJ set aside.

 

Have a look at the link below -

 

CCJ removal inc. step by step guide

 

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