Jump to content


LMD75 versus Tesco


lmd75
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5314 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

I took out a Tesco credit card online in Q1 2009 and have just CCA'd them. They sent me the following 9 pages together with my latest credit card statement which just looks like a generic copy of my application form with added terms and conditions?

 

Is this CCA unenforceable? If not then what is the best way of dealing with them in regards to coming up with alternative /reduced payment method as I am financial difficulty? Am I better off going via CCCS or writing to them directly? Many thanks.

 

http://img14.imageshack.us/img14/9717/tescocca1of10edit.jpg

http://img24.imageshack.us/img24/2201/tescocca2of10edit.jpg

http://img411.imageshack.us/img411/9135/tescocca3of10edit.jpg

http://img9.imageshack.us/img9/9747/tescocca4of10edit.jpg

http://img17.imageshack.us/img17/6752/tescocca5of10edit.jpg

http://img223.imageshack.us/img223/6590/tescocca6of10edit.jpg

http://img147.imageshack.us/img147/9403/tescocca7of10edit.jpg

http://img183.imageshack.us/img183/1003/tescocca8of10edit.jpg

http://img178.imageshack.us/img178/999/tescocca9of10edit.jpg

Edited by lmd75
Link to post
Share on other sites

Would someone be kindly enough to help me out with this agreement. I have received another exactly the same from Natwest and Tesco. Need to come up with a plan sharpish. These agreements were taken out after 2007 online.

Link to post
Share on other sites

  • 2 weeks later...

Hi,

As it was taken out in 2008 and it has your details and a tick in the box, I would say it is enforceable.

 

They key financial info is there along with all the other terms and it is before your signature (tick)

 

You could try writing to them at first but if they don't respond positively then go to CCCS or Payplan and see if they can help.

 

 

fox

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

Link to post
Share on other sites

Thanks very much Silverfox for replying - atleast I now know that I have three cards that are enforceable - very much appreciated.

 

Is there a template letter that I can send them all to try and freeze interest and is there a minimum that I can offer?

 

I would rather not deal with anyone via phone and keep everything in writing.

Link to post
Share on other sites

Have a look here:

 

http://www.consumeractiongroup.co.uk/forum/general-debt-issues/20758-creditors-dcas-letter-templates.html

 

Lots of letters to choose from.

 

Absolutely keep everything in writing. You need a paper trail to show you are trying to deal with this

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...