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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Under funding & overdrawn charges


Panbun
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Would you care to share this information here for the benefit of our users or are you suggesting anyone wanting this information visits mse?

 

It's Bank Error and more specific issues have already been discussed with Pandun(link below if you would like see the dissection of his case that I did--which lead to my conclusions mentioned in the first few words of this post)

For others, here is the link.

Alliance & Leicester under funding and overdrawn charges - MoneySavingExpert.com Forums

 

 

I will take note of your comments and include and MSE thread link for future reference so all CAGGERS can see the advice given.

.

FSA Waiver on Bank Charges:http://www.fsa.gov.uk/pages/Doing/Regulated/Notify/Waiver/pdf/dir_quart_0709.pdf

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Why not give the information on here when asked?

To be totally honest with you I had missed his thread on here but hadn't on MSE and he had received not one single response here so I replied as I had a groundhog moment("lol" was because the post was identical)

 

Your "conclusions" simply mentioned that you had answered elsewhere. That is of no help to anyone reading this thread.

I missed his original thread here and had responded twice by the time I had seen it here when he had received no replies.

So your intention in the future is to advise on MSE and simply provide links to similar questions on CAG?

My intention is answer a thread where I see it, wherever I see it, in a manner that I believe is right for the person who has started the thread.

Why can you not simply post the answers directly on here??

Because I had already answered him elsewhere. I have a good rapport with many posters across forums so there are times when I write on MSE "I've just read/advised you on your thread on CAG". It's not a one way streak but that is how I post. Only yourself and Scott have had a problem with it which isn't that big an issue.

.

FSA Waiver on Bank Charges:http://www.fsa.gov.uk/pages/Doing/Regulated/Notify/Waiver/pdf/dir_quart_0709.pdf

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Oh really?

Yes, factually only you and Scott have mentioned it.

And why is that not a big issue then?

The contents of the post said, "i have answered you on MSE, lol" or words to that effect on the other thread. There is no hidden meaning but factual contents.

Do our opinions not register with you then?

It is no whether your opinion register or not with me, but if the Pandun had complained about it or continued to ask for advice on here as another person here has already done before, ie started on MSE and carried on here and I have responded the same.

Do you think we have raised this matter because we have nothing better to do?

I haven't questioned you raising the matter but merely the importance of the subject matter. I have not and do not intend breaching site rules with regards to "unauthorised links" on here. Furthermore, MSE is an authorised site.

In future if you have answered a users question on another site then please leave the question alone rather than linking to another site. There may be someone who could give a more comprehensive answer which will benefit other users on this site.

Or better still report it. (Red triangle)

 

I have to post as I see fit and whilst I take on board your views, I will have to in future refrain from helping if I am already doing so elsewhere. That would appear to be the simple solution for me to take on board.

.

FSA Waiver on Bank Charges:http://www.fsa.gov.uk/pages/Doing/Regulated/Notify/Waiver/pdf/dir_quart_0709.pdf

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I have only put on links to MSE (no where else cos other posts would have and have been in the past cagbotted).

Those links were in just 2 posts because you and scott both brought up the issue of the content of the post so it isn't all the time cos otherwise I would never post anywhere.

.

FSA Waiver on Bank Charges:http://www.fsa.gov.uk/pages/Doing/Regulated/Notify/Waiver/pdf/dir_quart_0709.pdf

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Not at all. Not CAG policy and not mine. I said nothing of the sort.

If you are answering a question on one site how can you answer one on another at the same time??

To clarify post two the word I used on it was the past tense "answered" as opposed to the present tense "answering".

If you're not busy elsewhere then please help here. If you are busy elsewhere then that is understandable, but come back soon.

 

Simples!

I have multiple windows opened which means I am logged into multiple sites(being male, I can't multi task) but I can be answering or helping on a number of sites at the same point in time.

.

FSA Waiver on Bank Charges:http://www.fsa.gov.uk/pages/Doing/Regulated/Notify/Waiver/pdf/dir_quart_0709.pdf

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style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5388 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

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