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Hi,

 

i set up an A&L account in july 2007 expecting to use it as my main account, just before i was ready to transfer my dd's ect i noticed a payment to ccp, i believe it was some sort of protection, i dont remember singing up for if it, i wrote to A&L but had no reply now i notice on my credit file its listed as:

 

 

 

NAME ADRESS

D.O.B

Started 21/07/07 Overdraft Balance £0 Settled 07/03/08

Status History 3333222UU

In the last 9 months of account activity, the number of status 1-2 is 3 and the number of status 3+ is 4

File updated for the Period to 30/03/08

 

NAME

Terms 0@£0 monthly

BALANCES -

Limit £0

Start £0

Current £+294

Delinquent £294

Effective Dates - Start 21/07/07

Delinquent 02/2008

BIRTH DATE

Insight last updated 20/03/2008

Monthly Status 333222UU

 

 

can anyone help me on what i should do next

Edited by 123123123123
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  • 4 weeks later...

Write to A&L, if this is nothing to do with you report it to them as a criminal take over of your account. Send all letters recorded.

 

You could also consider a Subject Access Request on your account. AND/OR a Consumer Credit Act request.

 

Register a complaint with Experian.

 

Don't give up on this ................

There is no such thing as impossible; only the degree of difficulty required to achieve the desired outcome.

Read through the

FAQ Section.... Use these links :grin:

 

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