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    • Well, that's it then. Clear proof of the rubbish cameras. Clear proof of double dipping. G24 won't be getting a penny. Belt & braces, I would write to the address LFI has found, include the evidence of double dipping, and ask Fraser Group to call their dogs off.
    • LOL. after sending Perch capital a CCA request with a stapled £1 PO attached (x2) Their lapdog Legal team TM Legal have sent me two letters today saying "due to a recent payment on the account, your account is open to legal/enforcement action" so i guess they have tried to apply that payment to the account to run the statue bar along. dirty tactics lol.
    • I have initiated the breathing space so ill wait. from re reading everything this what i understand BS gives me 60 days break from the creditors during these 60 days they may contact me and will most likely default I need to wait until after a default notice to see whether the OC will keep the debt or sell it off If kept by the OC then i should attempt a plan or pay some token payment? If sold to DCA then don't pay and after 6 years it will leave my credit report once the DN is registered with a date. DCA may start a CCJ but unlikely, if they do come back here. last question, do you know roughly how long this will all take? in terms of defaults/default notice, potential CCJ? Would you say I have 12 months plus from when the BS ends?
    • Well, it's up to you. Years & years & years ago the forum used to suggest appealing to POPLA, but then AFAIK POPLA's remit was changed and it became much more biased in favour of the PPCs. One of the problems with taking that route is that the onus will fall on you to prove your appeal, while if you do nothing the onus is on MET to start legal action which experience teaches they are very, very reluctant to do. If you go down the POPLA route I would think your ace would be insufficient signage.  Are you able to go back there and get photos of their rubbish, entrapping signs?
    • The first clearly visible sign as you pull in to the car park states “McDonald’s Customers Only 60 minutes” The next clearly visible sign is an almost identical sign outside Starbucks which states “60 minutes free stay for customers only” There are other signs towards the rear of the car park (away from the outlets) that have the terms and conditions on them in very small print.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Hil V Abbey ** WON ** WON **


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oh Hil.... you are SOOOOOOOOO brave:o ..... well done!!!!! :D

 

Was thinking of you!!! Am so pleased it wasnt as bad as you'd expected.

 

Fairyx

SENT Data Protection Act request letter + £10 fee

Posted:8 June 06 :p (nxt day special delivery)

1st response FROM Abbey (using microfiche arguement + ignoring Data Protection Act request)

Received:17 June 06 (no statements yet)

SENT Microfiche arguement letter (insisting on my original Data Protection Act request)

Posted:19 June 06 :p (nxt day special delivery)

14 statements received FROM Abbey

Received:22 June 06

Statements covering period:20 March 05-20 May 06

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sorry,ive sorted out the last query i had about the websites and got all those printed out neatly,im running out of paper and ink!i think ill just get together all the correspondence and statements and schedule of charges and do a witness statement.then get them all in order and an index done 2moro nite then bobs your uncle,il'll be off down to the court to hand in my bundle!how does that sound to you??what do you think the contract is karne.?thanks again for your never ending help!xx

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Well done Hil, I'm glad it all went well. One down one to go!:)

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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thanks karne and gary,just a couple of little things...at the end of your witness statement,it says exhibit exhibits(initials1)-just wondered what that was-is it the number of pages in the whole bundle??also ,i sign the witness statement,anything else??and i take one bundle to court and send one to abbey,any idea which address to send to to abbey??thanx againxx8) :lol:

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:) hi karne if you get moment,could you just take a little look at my last thread ,ive nearly completed it all i think,just those queries and do you think i need to do an index for all the correspondence,do i include abbeys correspondence to me(which is about 3 letters!)oh and by the way,abbey sent me the £35,no statements yet tho!-i photocopied about 200 pages last night.!many many thanxxx
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thanks for that info.;) abbey said they had sent them all,but i had put it in the allocation questionaire about the missing statements.i have actually done very little extra correspondence with abbey,just the necessary letters.thanks again!!

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  • 2 weeks later...

I WON I WON !!!! I REALLY REALLY WON!!! I CANT BELIEVE IT!! ABBEY SETTLED IN FULL !! Thanks so so much to the CAG,youve been brilliant and ive followed your advice to a tee and its all paid off!james from the legal dept at abbey phoned me and was very polite and its settled.wow!!it was actually a partial claim so its back to the drawing board.what do i do now,can i change my title then i can let the forum know.I will do my donation to my favourite website!!thanx thanx thanx!!!!!

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  • 3 months later...

hi again.hope you are all ok.ive put in another claim to abbey as i split the last claim to keep it small claims,ive got so far as to sending court claim, abbey filed a defence and i have now got a date from court in july for a 'ten mnute' hearing.this is different from my last claim in that no allocation questionaire has been sent and on my previous claim,when i got the date for hearing,it said about sending court bundle by a certain date etc,this says nothing about this, just it is a 10 minute hearing.is this what is happening at the moment.thanks hil:confused: :eek:

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Hi all

 

I have been given the run around from abbey after sending the initial letter requesting my charges back, with the letters saying they would be in touch after 4 weeks blah blah.

 

I then sent the letter threatening to take them to court giving them 14 days to comply.. they have paid £105 into my account (within the time specified)as a good will gesture, which they informed me of in writing the day after they paid it in, so I had no idea where the extra money had came from!!

 

I am claiming £940 in total. I had some statements at home from 2004/5 so I added up the charges on those alone. Trouble is £80 of those were refunded charges which I included anyway as I reckon over the years they must owe me a lot more than £940. My friend had told me you could just submit an estimate so I thought this would be fine. She is with the RBS and they paid up £3k+ when she threatened them with court action over the phone.

 

Thing is now if I need to take them to court do I need to produce the statements and list of charges/dates?

 

If so I only have ones proving they owe me £860, can I still pursue this. I have read cases being thrown out of court with ppl asking for a different amount.

 

Is it worth asking for a settlement figure? I would settle for a few hundred less if its the only route I can take.

 

I'm not sure what I should do next

 

Can anyone help?

 

ohh additional bummer is I'm in Scotland.. so the small claims court is very weeee

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