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banks being unrealistic


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my son has a bank loan which he was paying off until he lost his job he was not covered by ppi , the bank wanted him to lodge all his dole money he refused he has recently started back to work he informed the bank of same. they are now demanding he pays back the loan at £500 per week ,the loan was for £3000 he only earns about £250 per week what are his options please also the bank is ringing him at least 5 times a day asking for money .

Edited by bighector
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Firstly he should open a 'parachute' account with a totally unrelated banking group so they can't get their grubby little hands on his money. Then he should send a SAR http://www.consumerforums.com/resources/templates-library/86-debt-collectors/576-subject-access-request-debt-a-dca.html which will cost £10 (they have 40 days to provide the information), this will enable him to do two things; the first to determine what unfair charges they've added both to his bank account & loan which he can claim back, the other to see whether the loan agreement is enforceable.

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