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Bank reducing overdraft


izools
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Hi!

 

Little help!

 

My other half banks with Lloyds TSB. Left Abbey National over a year ago due to shockingly poor CS.

 

Had an overdraft balance of £800 when went over to lloyds and has been paying it off slowly and steadily, balance is now about £500

 

There have been no charges on the account in this time, no account misconduct in any way shape or form.

 

Abbey are demanding full payment of the overdraft and have made it clear that if this is not recieved within 30 days the overdraft limit will go to £0 anyway even if a payment plan is put in place it will not stop overlimit charges going onto the account until cleared in full - which cannot afford AT ALL!!!!!

 

What to do?

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