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    • I would suggest that you stop trying to rely on legal theory – as you understand it. Firstly, because we are dealing with practical/pragmatic situations and at a low value level where these arguments tend not to work. Secondly, because you clearly have misunderstood the assessment of quantum where there are breaches of obligations. The formula that you have cited above is the method of loss calculation in torts. In contract it is entirely different. The law of obligations generally attempts to remedy the breach. This means that in tort, damages seek to put you into the position you would have been in had the breach not occurred. In other words it returns you to your starting position – point zero. Contract damages attend put you into the position that you would have been had the breach not occurred but this is not your starting position, contract damages assume that the agreement in dispute had actually been carried out. This puts you into your final position. You sold an item for £XXX. Your expectation was that you your item would be correctly delivered and that you would be the beneficiary of £XXX. Your expectation loss is the amount that you sold the item for and that is all you are entitled to recover. If you want, you can try to sue for the larger sum – and we will help you. But if they ask for evidence of the value of the item as it was sold then I can almost guarantee that either you will be obliged to settle for the lesser sum – or else a judge will give you judgement but for the lesser sum. This will put you to the position that you would have been had there been no breach of contract. I understand from you now that when you dispatch the item you declared the retail cost to you and not your expected benefit of £XXX. To claim for the retail value in the circumstances would offend the rules relating to betterment. If you want to do it then we will help you – but don't be surprised if you take a tumble.  
    • I was caught speeding 3 times in the same week, on the same road. All times were 8-12mph higher than the limit. I was offered the course for the first offense and I now need to accept the other 2 offenses. I just want to be ready for what might come. Will I get the £100 fine and 3 points for each of them or do I face something more severe?  These are my only offenses in 8 years of driving.
    • I'll get my letter drafted this evening. Its an item I sold, which I'm also concerned about, as whilst I don't have my original purchase receipt (the best I have is my credit card statement showing a purchase from Car Audio Centre), I do unfortunately have the eBay listing where I sold it for much less. But as I said before this is now a question of compensation: true compensation would seek to put me back into the position I was in before the loss ie: that title would remain with me until my buyer has accepted this, and so compensation should be that which would be needed to replace the lost item. But in the world of instant electronic payment, it could be argued that as I had already been paid, the title to the goods had already transferred, and I was required to refund the buyer after the loss. And so, despite my declared value being the retail price - that which is needed to return me to my pre-sales position, the compensatory value should be the value I sold it for, which being a second-hand item from a private seller is lower. I still believe that I should be claiming for the item's full value, rather than how much I sold it for, as this is the same for insurance: we don't insure the value we paid, but rather the value of the item to put us back into the position we would be in if we ever needed to claim. Its for the loss adjuster to argue the toss
    • amusing that 'bad economic judgement on behalf of prior party ISN'T a major reason to wingers to move to deform yet immigration is, where record levels of such has been driven by the right wings terrible brexit and the later incompetent dog whistle 'proposals largely driven to whistle to the right wingnuts Just seems to confirm the are clueless numpties 'wetting their own shoes   Has farage bought a property in Clacton yet?   yet concern for the NHS is listed as a major issue even by those saying they are moving to deform  
    • Also, have you told us how much you paid for this vehicle? Are there any other expenses you have incurred – insurance, inspections et cetera? How far away from the dealership do you live?
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

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      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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A bit stuck, unfair terms??????


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Hi, i'm struggling with this one.

I have a friend who booked a couple of weeks at a "boot camp" to help him to lose weight, he spoke on the phone prior to booking to explain that he was already on a very minimal diet, as recommended by his doctor, and exercised as much as was healthy, so he was concerned that he would put the weight straight back on, they said that they can't guarantee that but if he followed the diet and execise program then he should have no problem.

So he booked 2 weeks for consecutive months.

When he arrived for the first one, he and several others complained that the facilities where not as promised, it turned out that the company had only just bought the place and it was not up to scratch, very little by way of indoor facilities. Now baring in mind this was Janurary this year this was a major problem, anyway he arrived on Friday and they were only exercising outdoors, then the snow came on the monday so no more exercise was possible outside, after much complaining the "camp" was cancelled on the wednesday, they were offered either a £500.00 refund or another "camp" at a reduced rate, he chose another "camp" but insisted it was at another site. He then was told that he would have to pay £150.00 to "upgrade" to a luxury "camp", not really fair but not the main issue.

He attended and lost loads of weight, well pleased, until the next week when he'd put ALL the weight back on, he'd stuck to the diet, to the letter, he also kept to the exercise program( who wouldn't after spending over £2000.00).

Obviously concerned about this he e-mailed them and they said he should see a doctor as it was impossible to gain that much weight in 1 week if he had followed instructions. He saw a doctor who said that there was no way that what they had told him could work as it was the same diet and exercise program he was already following before he went to camp.

OK the main point of this is he them tried to cancel the next camp he had paid for, only to be told that he wouldn't get a penny back so might as well go on the camp.

Here is the T&C's regarding refunds,,,,,,,,

 

6. Cancellation and refunds

Should the Client wish to cancel cancellation charges will be imposed. These are calculated from the date written notification is received by BC at their Head Office and shall be calculated as a percentage of the total price and shall be based on the following.

Cancellation Charges

Number of days before arrival date that the written notification of cancellation is received:-

Amount payable

6 weeks or less: Total fee is due no refund.

Less than 12 weeks: 75% of the full cost will be due to BC

Less than 18 weeks: 50% of the full cost will be due to BC

There is a 30% handling fee of the full activity/course price if we receive notice of cancellation or reschedule/ transfer more than 21 days in advance of the scheduled activity/course date.

If you cancel or want to reschedule/ transfer 14 days or less in advance for any reason there are no refunds. There are no exceptions.

Participants who don’t show up for activities forfeit the full cost.

I do hope this explains your points and obviously your place is open at present if you would like to attend but please verify if this is the case. It would be a pleasure to have you return XXXXXXXXX. If you do feel that you would like to cancel your place still then you may want to look at retrieving your payment through travel insurance as it is a personal medical issue.

 

These look unfair in the extreme to me, in fact i'd say they were penalties. Help please

OK I GIVE IN

 

Halifax £3600 charges, won with C/I £6400

 

NatWest S.A.R-05/06/06

Bug**r all recieved 03/11/06

Prelim guesimate sent for £3000 03/11/06

Cr*p one CONNED statements 08/06 ROFLMAO

Cr*p one charges=£976

con int 34.9% £1,003.75 £1,979.75.

 

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Your friend will have to decide not to go to camp and then try and get his money back through the courts. I would certainly argue that this might fall within the definition of an unfair term (4.5 months notice for this kind of thing seems excessive)

 

However - you are not cancelling over 4 months ahead - you are cancelling only a few weeks which is a different kettle of fish.

 

 

I am also suspicious of how he lost this LOADS OF WEIGHT (was he passing a lot of urine?)

 

One cheat to promote rapid weight loss is to lose water - this can be achieved with excercise and through certain foods (and even more dangerously with drugs).

 

Once the client stops eating the specific foods (or drugs) the body rectifies its fluid balance (provided not permanent damage has been done) and the weight goes back on.

 

This sounds like what may have happened here and that this "camp" is run by snake oil salesmen

 

I wouldnt go back to the camp as it may be hazardous to health and I would speak to the OFT and trading standards and even watchdog about it to see if there is anything else can be done.

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Hi Doc and thanx for your reply:D

The weightloss was from upto 8 hour of exercise per day as far as I know.

He's been e-mailing about getting his money back since jan, because that facilities weren't upto scratch on his first visit, he wanted to cancel but was told he couldn't as he'd lose all his money, so he went to the rescheduled week, since he gain all the weight back so fast he then questioned them and they have been delaying his formal request by offering advice and "internal discussions". But even so there T&C's stink, they are so one sided it's amazing they can get away with it, I mean they cancelled part way through the week and have to refund less than 50%, but for him to get 50% back he has to cancel 4.5 months in advance!

My feeling is that this in itself is an unfair term,,,,,

Amount payable

6 weeks or less: Total fee is due no refund.

Less than 12 weeks: 75% of the full cost will be due to BC

Less than 18 weeks: 50% of the full cost will be due to BC

 

I mean thats an enormous % to claim for those timescales, they look like penalties to me?

I'm trying to get a letter together for him and would like to know if i'm thinking along the right lines? Theres no way that those figures can be justified as costs, I could sort of understand if it was called a non refundable deposit (although I would still argue with that) but it's not, it says charges, just like bank charges, just because it say so in the T&C's doesn't make them lawful.

 

I guess what I'm asking is,,

1. Do these term fall foul of the UTTC's?

2. Do they count as penalties under common law?

Thanx

OK I GIVE IN

 

Halifax £3600 charges, won with C/I £6400

 

NatWest S.A.R-05/06/06

Bug**r all recieved 03/11/06

Prelim guesimate sent for £3000 03/11/06

Cr*p one CONNED statements 08/06 ROFLMAO

Cr*p one charges=£976

con int 34.9% £1,003.75 £1,979.75.

 

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Thanx Doc, thats what I needed to know.

If anyone else has any opinions or advice I'd been very greatful:D.

I'm drafting a letter and will post it up for opinions if you don't mind

OK I GIVE IN

 

Halifax £3600 charges, won with C/I £6400

 

NatWest S.A.R-05/06/06

Bug**r all recieved 03/11/06

Prelim guesimate sent for £3000 03/11/06

Cr*p one CONNED statements 08/06 ROFLMAO

Cr*p one charges=£976

con int 34.9% £1,003.75 £1,979.75.

 

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