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Really pleased to have found this site, the reason I hadn't posted earlier was I wanted some success to report first. I have sent the date protection letter to MBNA (Alliance & Leicester Credit Card) and recieved a reply today,

 

"As per your request here are the copy statements for your account prior to the conversion from HBOS (?) to MBNA. Many Thanks. Samantha Johnson"

 

I didn't request statements prior to anything. The statements sent have no charges on them as they only cover 3 Feb - 3 Mar 2003 when I had just opened the card and had not had the opportunity to get any charges. Is this a time wasting tactic ? and who are HBOS ?

 

Any help would be appreciated

 

Thanks

 

1971andrew

 

Edit :

 

Ohhhh.....by the way I have a few other claims lined up and 10% of any and all settlements will be donated to this site.

 

Thanks again

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Hi Andrew,

 

Welcome to the site

 

It may well be worth you sending a 2nd letter to them re-iterating just what your request is. With the hugh amount of letters the banks are getting on a daily basis, they just son't take the time to read them - making assumptions of what they believe is in the letter.

 

Regardless of all this, stick to your timetable. If for some reason they are getting too close to the 40 day deadline, it may well be worth phoning or writing to remind them the time is up! - I needed to do this for the Natwest, and the stuff came very quickly then.

 

All the best

.

Barclays - £268 - Moneyclaim

Capital One - £172 - Moneyclaim

Abbey (2nd claim) - Moneyclaim

---------------------------------------------------

 

HSBC - £2164.46- PAID IN FULL

MBNA - £471 - PAID IN FULL

NatWest - £307 - PAID IN FULL

Abbey Business - £314.15 - PAID IN FULL

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Hi Andrew,

 

Welcome to the site

 

It may well be worth you sending a 2nd letter to them re-iterating just what your request is. With the hugh amount of letters the banks are getting on a daily basis, they just son't take the time to read them - making assumptions of what they believe is in the letter.

 

Regardless of all this, stick to your timetable. If for some reason they are getting too close to the 40 day deadline, it may well be worth phoning or writing to remind them the time is up! - I needed to do this for the NatWest, and the stuff came very quickly then.

 

All the best

Thanks for the advice Gordon,

 

I will call them in the morning (and follow that up with a letter if necessary)

 

I hope I am as successful as you have been :)

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I hope so too!

.

Barclays - £268 - Moneyclaim

Capital One - £172 - Moneyclaim

Abbey (2nd claim) - Moneyclaim

---------------------------------------------------

 

HSBC - £2164.46- PAID IN FULL

MBNA - £471 - PAID IN FULL

NatWest - £307 - PAID IN FULL

Abbey Business - £314.15 - PAID IN FULL

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No reason for you not to be!

.

Barclays - £268 - Moneyclaim

Capital One - £172 - Moneyclaim

Abbey (2nd claim) - Moneyclaim

---------------------------------------------------

 

HSBC - £2164.46- PAID IN FULL

MBNA - £471 - PAID IN FULL

NatWest - £307 - PAID IN FULL

Abbey Business - £314.15 - PAID IN FULL

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