Jump to content


  • Tweets

  • Posts

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Swift advances want to reposess our home via a local solicitor


Doc2527
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5416 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi Doc

 

 

Don’t worry about them. You one of the lucky ones, it’s the exact same as my friends.

:rolleyes:

 

Anyhow I presume you to have an interest free loan like ourselves?

 

Don’t worry a think about it, you even paid for their insurance if there is a problem? So don’t worry about them either, lol

Edited by pkelly

pick up a penquin two systems for the price of one:?:

Link to post
Share on other sites

  • Replies 78
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Hi Jansus

 

I have been in touch with the solicitors from Swift and I have been advised that this is the start of a legal process that will take place, so long as we are still in arrears, however we must make sure that we stick to our agreed additional payments along with the normal monthly payment.

 

I feel that it is difficult to mention too much online, perhaps I am being paranoid, but I'm sure Swift are keeping a close eye on anyone who has any arrears with them, particularily when on CAG!!:confused:

 

Thankyou for your concerns.

 

Regards

 

Doc

 

Of course they are on this? anyhow, sure so what . none of us have anything to hide, and are only stating the facts.

Do what you want mate. all I know is they are wrong and the sooner its all in court the better, I heard of someone who has not paid anything in almost a year,

if somethings not right it never will be right. no matter how its tarted up or argued

pick up a penquin two systems for the price of one:?:

Link to post
Share on other sites

Hi Doc

Can you just send a note via my e-mail address, I have so many Swift agreements now ....but I can't trace yours I may be able to find it via your e-mail address on my saved e-mails.

 

It is tomorrow 10.30 ....I do belive my mate has a real good chance of judgement being found in his (their)favour...fingers crossed ....we put a lot of work in on this...... a lot of which I didn't post because it just might have gone against him...he gave me full rein to post as much as I have...but there is a limit...but it was good of him....we both believe it will help others greatly.

 

sparkie

 

Hi Sparkie never realised your mates case was up tomorrow!!

thought yours was the 6th March!

am sure it will be all right for your friends, I would rather be in their shoes than swifts,

look forward till tomorrow evening to hear the result,

Dont worry if its not the right one, its only a matter of time.

Good luck to all of you

pick up a penquin two systems for the price of one:?:

Link to post
Share on other sites

  • 1 month later...
Doc how are you getting on with this ? Did you ever send a SAR to Swift asking for the underwriting sheet to reveal any hidden commissions they might have paid to a broker (not the ones they put on your agreement)

Hi 42 I know someone who sent in a SAR but did not get the phone data, but had to resend a DSAR and it came. sounds stupid but the law is the dogs ballocks as decent folk know.

A DSAR is worded slightly different

:eek:

  • Haha 1

pick up a penquin two systems for the price of one:?:

Link to post
Share on other sites

YES !!! definitely....

Hi Again they send bugger all but leave a note at bottom for you to ask from them what you want, even then they dont send it.

I know of a DSAR being sent to a solicitor and the client is still waiting over 40 days later, the solicitor did not even forward it to the clients solicitor,

these b.......s think they can do anything, there day is coming and very soon. I wonder how the credit crunch is effecting prison food etc

pick up a penquin two systems for the price of one:?:

Link to post
Share on other sites

Hi

 

Are they not supposed to provide you with "everything" they have about you?

Surely they are breaking the rules!!! or am I being naive??:-?

How do these guys go to bed at night and sleep??

 

Thats the system, the big boys take on people one at a time and are able to beat them, They have the money and experts who are at it every day, we only get one go and have no full time hitmen.

they submit whatever they want, they until now know all they do wrong, so are able to bluff off most people on a one off situation

then when they are beat, its simple a matter of settling out of court, and with gagging orders the truth never comes out, just when they want it to. its a case of `FULLING SOME OF THE PEOPLE SOME OF THE TIME, not All of the people all of the time

all info and views are personal, all calls from swift will be recorded for nailing purposes

Edited by pkelly

pick up a penquin two systems for the price of one:?:

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...