Jump to content


  • Tweets

  • Posts

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Vehicle Finance - car repo'd , now Debt Sold On To Dca - illegal repo?


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5656 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

i take it that this will be a welcome rep,

they dont do this unless they are woried over something

this smells like welcome dont have an agreement

also they may not have a default notice either

 

send them a letter saying that you will have no further comunication with them until they comply with your cca request

 

this visit, another tactic, is to re-wright the loan

 

they can bog off till they comply

 

did you get a default notice and how old is the agreement

Link to post
Share on other sites

and screw the consumer again

same old story

i am in agreement with the chancellor on this one

it will be odds on that the finance company will have no info on returning the vehicle,

they would be more interested in the repo

cant comment any more until the results on the sar are back to confirm things

Link to post
Share on other sites

a cca agreement needs to be executed by there signature after yours.

when i took welcome to court, this was on my per tic of claim.

they to had not executed the agreement. mind you, they did so many things wrong the judge had enough.

 

my feelings on this is that if this came to court, a judge will prob make it enforcable if all the correct terms are there.

 

we need to spot all there failings to put them on the back foot.

 

ive spotted a few things but keeping it on the qt for the moment for obviouse reasons

 

dont believe a single thing a dca does, thats why you are getting the info from the original finance company in your sar

Link to post
Share on other sites

  • 4 weeks later...

hogie

got your message

in your sar, was a default notice included

you say the vehicle was sold well below reserve price

 

to me a reserve price means it wont get sold if it does not reach that reserve price

 

some one will comment on that one ime sure

 

and yes

 

you can claim all those charges back

 

that put the dca on the back foot like i thought it would

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...