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    • wont go near it with a barge pole as its ex gov't debt.  
    • Thanks, I've had my fill of this lot. What makes me so mad is that I had to take out student loan to get any DHSS help. And then when I tried to help myself and family they presented obstacles. Might be worth passing story to RIP off Britain?
    • there is NO exposure if you simple remove your name address/ref numbers etc from docs, over 10'000 pdf uploads are here. which then harvests IP addresses off of the people that then do so..which is why we do not allow hosting sites. read our rules and upload carefully thats exactly why we say capture as JPG, redact, then convert/merge to one mass PDF. then online sites to achieve that we list do not leave watermarks.  every once in a while we have a user like you that thinks they know better...we've been doing it since 2006 with not one security issue. thank you.
    • was at the time you ticked it  but now they've still not complied . if you read up, here , you'll see thats what everyone does,  
    • no they never allow the age related get out, erudio are masters at faking supposed 'arrears' fees which were levied before said date and thus null its write off. 1000's of threads here on them!! scammers untied that lot. i can almost guarantee they'll state it's not SB'd too re above, but just ignore them once sent. dx    
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Hello to all and in with 1st question


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Hi folks, new to this forum, so hope I'm in the right place.

OK, I have a friend (No really!!), but not a forum person, hence me doing typing/asking etc. (I'm in loads of these).

She is Polish migrant who has been here 3 years now, she has been working in the same dead end job since she arrived (Hotel work, minimum wage, long hours, no pay for extra hours etc etc), so certainly no work dodger as she has not missed a day in 3 years (Apologies if that is an unneccessary statement, but occassionally people make assumptions when someone quits, so just trying to be clear). She has finally had enough of the intimidatory management style and being treated like a slave and quit with the intention of retraining (1 year Level 2 NVQ course in Admin), to hopefully find a decent job. Problem is, she has now made herself unemployed and whilst she has enough savings to just about cover the college course (£900), she will struggle to live as the course is 2 days at college and 2 days on placement with no pay. Are there any options open to her to get any sort of financial help or benefits? Job centre basically told her to get lost, is there anything she can do?

Thanks

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She may be entitled to Adult Learning Grant, up to £30 per week during term-time for up to two years. She needs to ask at the College to apply.

 

As an aside, can't she take a part-time job for one/two days a week?

If I've been helpful, please add to my rep. :)

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Oops sorry, forgot to clarify that. Yes she fully intends to find part time work, but as yet, she hasn't been told the hours and days required to attend college (Only enrolled today). Once she has that info, she knows what time she has spare to find work.

£30 per week? I think she will struggle with rent/council tax etc. Doesn't seem to be much help with trying to better yourself in this country. Makes me feel very lucky to be middle aged, and in secure job, not young and trying to get a start.

Thanks for the advice, I'll help her check that out.

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Only in very limited circumstances would HB be payable whilst she is a full-time student. Basically this is limited to disabled people (in receipt of DLA) and lone parents.

 

She needs to make arrangements with the landlord regarding the Council Tax. Depending on the terms of her lease, she may be contractually bound to contribute to CT, even though she would not have statutory liability.

If I've been helpful, please add to my rep. :)

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I don't know if placements count (hope they do) but you have to be at college for 15 hours a week to become a full-time student. I would suggest your friend visits her local council (do they have neighbourhood offices in your part of the world) for advice on what she is entitled too. The college should also be able to offer advice. If she is a full-time student than she can apply for an exemption certificate which will help with the council tax. All the best to her - I hope it works out well. It may also be that she will be able to claim IS come the summer holidays if she has no other form of income.

 

By the way if she ends up getting paid at her placement that would not be regarded as income (by B'ham city council I know for a fact - but surely this will apply to all councils) as it is a condition of her college course that she gains experience and the college have placed her.

 

If the course is less than 15 hours per week she may be able to claim jsa. I just don't know if that applies to 'foreigners'. Certainly be better off than the EMA if that is the case.

Edited by sallysas
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Thanks Sallysas

I think the course is over 15 hrs, without placement, so full time student, but due to no income, enrolment officer sort of suggested non commitally, that she maybe might not need to mention the placement, and might just qualify for jsa. I hope the 'foreigner' thing isn't an issue, she has been paying tax and NI since she came here 3 years ago, so she is fully paid up.

She hasn't tried neighbourhood office yet, only job centre (Which is right next to it, coincidentally), I'll ask her to pop in there today. Thanks again for advice.

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