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    • Please can you avoid posting solid blocks of text. It is difficult for people to read especially when they are using a small screen such as a telephone. Well spaced and punctuated please. I hear what you say about the evidence – but do you have copies of it? And if so can we see it please. That's the point. We want to know what you have. As long as you have the evidence in your possession then you have some kind of control
    • Hi, the vehicle went to Audi Chingford on Thursday 13th May. I did state beforehand that I only wanted a diagnostic. The technician out of courtesy opened the drain letting huge deposits of water escape the seals. Video evidence was provided via AUDI cam. The link for the audi cam has been forwarded to BMW and Motonovo. I spoke to branch manager explained the situation and he stated he would sent me an email outlining the issue. Audi state this is not really an issue and more of a design flaw. However, the seals still have water ingress. I purchased the vehicle with £0 deposit on a 60 months HP plan for £520.00. The vehicle total was £21000. I did not go for any extended warranty. I live almost 70 miles away from the aftersales centre in Peterborough. I have previously uploaded the document I forwarded to BMW however it was in word format. I have had to buy a new tyre almost three days after purchasing vehicle. BMW still have not compensated me for the v62 cost as they said they would. 
    • I would suggest that you stop trying to rely on legal theory – as you understand it. Firstly, because we are dealing with practical/pragmatic situations and at a low value level where these arguments tend not to work. Secondly, because you clearly have misunderstood the assessment of quantum where there are breaches of obligations. The formula that you have cited above is the method of loss calculation in torts. In contract it is entirely different. The law of obligations generally attempts to remedy the breach. This means that in tort, damages seek to put you into the position you would have been in had the breach not occurred. In other words it returns you to your starting position – point zero. Contract damages attend put you into the position that you would have been had the breach not occurred but this is not your starting position, contract damages assume that the agreement in dispute had actually been carried out. This puts you into your final position. You sold an item for £XXX. Your expectation was that you your item would be correctly delivered and that you would be the beneficiary of £XXX. Your expectation loss is the amount that you sold the item for and that is all you are entitled to recover. If you want, you can try to sue for the larger sum – and we will help you. But if they ask for evidence of the value of the item as it was sold then I can almost guarantee that either you will be obliged to settle for the lesser sum – or else a judge will give you judgement but for the lesser sum. This will put you to the position that you would have been had there been no breach of contract. I understand from you now that when you dispatch the item you declared the retail cost to you and not your expected benefit of £XXX. To claim for the retail value in the circumstances would offend the rules relating to betterment. If you want to do it then we will help you – but don't be surprised if you take a tumble.  
    • I was caught speeding 3 times in the same week, on the same road. All times were 8-12mph higher than the limit. I was offered the course for the first offense and I now need to accept the other 2 offenses. I just want to be ready for what might come. Will I get the £100 fine and 3 points for each of them or do I face something more severe?  These are my only offenses in 8 years of driving.
    • I'll get my letter drafted this evening. Its an item I sold, which I'm also concerned about, as whilst I don't have my original purchase receipt (the best I have is my credit card statement showing a purchase from Car Audio Centre), I do unfortunately have the eBay listing where I sold it for much less. But as I said before this is now a question of compensation: true compensation would seek to put me back into the position I was in before the loss ie: that title would remain with me until my buyer has accepted this, and so compensation should be that which would be needed to replace the lost item. But in the world of instant electronic payment, it could be argued that as I had already been paid, the title to the goods had already transferred, and I was required to refund the buyer after the loss. And so, despite my declared value being the retail price - that which is needed to return me to my pre-sales position, the compensatory value should be the value I sold it for, which being a second-hand item from a private seller is lower. I still believe that I should be claiming for the item's full value, rather than how much I sold it for, as this is the same for insurance: we don't insure the value we paid, but rather the value of the item to put us back into the position we would be in if we ever needed to claim. Its for the loss adjuster to argue the toss
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Vardis - Advertising -dont get diddled by them!!!


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CCA Search :: CCA Search Results :: Licence Details

 

 

Application / Licence Details

 

 

 

 

Licence Number:0590783

Licence Status:Current

 

Current Applicant / Licensee:

 

NameAndrew Lownsbrough

 

Categories:

 

Debt adjusting/counselling Debt collecting

 

Right To Canvass Off Trade Premises:No

 

 

Issued Date: 10-Nov-2006

Expiry Date: 09-Nov-2011

 

 

Legal Formation:

 

Sole Trader

 

Nature of Business:

 

Debt Collection

 

Current Address(es):

 

Address TypeAddressPrincipal Place Of Business31, Burscough Street, Ormskirk, Lancashire, L39 2EG

 

Historic Address(es):

 

Address TypeAddressPrincipal Place Of Business31, Buscough Street, Ormskirk, Lancashire, L39Principal Place Of Business31, Buscough Street, Ormskirk, Lancashire, L39 2EG

 

yeah, i've found so many post telling about their scams, but what would you suggest me to do ?

 

i'm not going to pay them, also because the;ve used my nickname which is used by me on several websites. does this affect my credit history ?

 

please help..

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Unlikely they will, but you will need to check your credit file, however it would seem that you have a good case (you could also send a SAR to them too, it would be interesting to see what turned up - but these cost £10)...but I do URGE you to report them to the OFT and their local trading standards....

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  • 3 months later...

Hi

 

I'm asking for a bit of advice as I'm helping my dad out, who has recently set up a small business.

 

He was contacted by Foresters Fund For Children/Vision Publications Group who I now believe to be Vardis.

He agreed to an advert in their Class M8 magazine. After that realised it was a [problem] and sent a recorded letter saying he wanted to cancel.

They said he couldn't as the 7 days cooling off period had elapsed. They also have an audio clip of him agreeing to the advertising.

 

He has now been invoiced £178 which we are holding off paying as we have seen on the internet that its a [problem].

 

Now not sure where we stand... any help with this one would be appreciated!

 

Thanks

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Send them a letter stating you have contacted trading standards and they have advised you to withhold all payments and forward any bills/letters and names to them. Usually once they realise you know it's a [problem] they stop pestering you but if they don't simply ignore them. They can't do anything. They won't take you to court as they'll have a few trading standards and police officiers waiting there for them if they do. They'll may try and intimidate you by getting the 'baliffs' and sending you fake debt collection letters but again this is just scare tactics and can only do so legally after a court hearing.

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  • 4 weeks later...

We are in the same boat.. We agreed to do the add, then noticed it was a [problem]. The reason we noticed as Vardis said it would cost £60 for the add, which was fine, then we had a bill for £193 which we didnt agree to! So we googled them and found out they were a total [problem]!

 

As time went on, they kept sending bills, we ignored them, and after a few months they have now sent a debt recovery letter though this morning!!

 

After reading all this about Vardis, we will still not pay. So everyone saying this debt recovery letter is still a [problem] and not to pay?

We went to Trading Standards about them a few months back and they were no use to us!

 

Can Vardis make us pay? would anyone come around our shop asking for money?

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  • 2 months later...

I have advertised with numerous advertising company's, but I have to inform all who have advertised with this company's that there is a new sc.am going around there called TAPA

 

Tapa – The Advertising Protection agency is another trick/Sham, I received a call off these idiots about 6 months ago.

 

firstly they called me up threatening me with court action saying that i had agreed an advert with there company Garside and co , I told them to **** off.

 

The next day surprise surprise, I get a call off the same person now claiming he was from the advertisement protection agency claiming they could stop the sales calls.

 

How dum do they think i am, when i confronted the man to explain that he had called me up yesterday, threatening me with court action if i did not pay for an advert i did not place, he put the phone down. Clearly he phoned me by accident and realised he had blown there elaborate scheme they are running.

 

Dont be fooled by the advertising protection agency TAPA - its like Modern Day Racketeering

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  • 2 years later...

It seems that this company has now reappeared calling itself Visiongroup. They phoned trying to sell advertising to us but we refused and after receiving an email confirming that the advertising was booked and could not be cancelled and attaching 'artwork' for approval (a screenshot from our website), I did some research and came across the above thread. They are obviously the same people. I responded saying that if they attempted to contact us again I would consult my solicitor. So far I have heard nothing further. Attempting to hoodwink businesses by pretending to support a children's charity is disgraceful - surely they are breaking the law and can be charged with fraud.

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Alesha your right. We have been having problems with this so called 'company' for several months now. Originally they phoned trying to sell us advertising space, we told them that we would think about it as we where a small company and had only just started so where not ready to advertise yet. We then did some research and found out it was a [problem] so put them out of our minds. Then we where sent a bill. we phoned and told them to No. After that we where inundated with phone calls and letters demanding payment, the phone calls became aggressive and threatening. We reported them to trading standards thinking that it would now stop but have since recieved a letter from a supposed debt collection agency demanding payment and threatening legal action. The company is debt recovery and collections Po box 753 Southport PR8 9PB, it is signed Mrs Dickson credit manager and the consumer credit license number is 590783, which odly enough is Vardis and Vision's number. We have passed all the information onto the BBC Watchdog program and would advise anyone else to do the same. This company are [problem] artists.

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I have also passed on information to Watchdog. I have also contacted the Chairman of the Foresters' Fund for Children who has promised to take it up with Vision. It appears to be a bona fide charity so they surely cannot afford to be associated with this.

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  • 9 months later...

Beware of a company called Sigma, they say they are affiliated with the British police and print a magazine for them. They will also offer you exclusivity in the magazine (as was I).

 

When I eventually received a magazine, I was 1/8 page on Page 5 or 6, and on the inside cover, another security company, full page full cover

 

Can anyone please give me advice?

 

 

Bernard Solomon Buchweitz

 

 

07837287098

 

01923728282

 

Today I received a NOTICE OF REGISTRATION - TAKE NOTICE from a company called DRC Legal Consultants and commercial credit Investigators giving me 5 days to make payment.

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Alesha your right. We have been having problems with this so called 'company' for several months now. Originally they phoned trying to sell us advertising space, we told them that we would think about it as we where a small company and had only just started so where not ready to advertise yet. We then did some research and found out it was a [problem] so put them out of our minds. Then we where sent a bill. we phoned and told them to No. After that we where inundated with phone calls and letters demanding payment, the phone calls became aggressive and threatening. We reported them to trading standards thinking that it would now stop but have since recieved a letter from a supposed debt collection agency demanding payment and threatening legal action. The company is debt recovery and collections Po box 753 Southport PR8 9PB, it is signed Mrs Dickson credit manager and the consumer credit license number is 590783, which odly enough is Vardis and Vision's number. We have passed all the information onto the BBC Watchdog program and would advise anyone else to do the same. This company are [problem] artists.

 

Beware of a company called Sigma, they say they are affiliated with the British police and print a magazine for them. They will also offer you exclusivity in the magazine (as was I).

 

When I eventually received a magazine, I was 1/8 page on Page 5 or 6, and on the inside cover, another security company, full page full cover

 

Can anyone please give me advice?

 

 

Bernard Solomon Buchweitz

 

 

07837287098

 

01923728282

 

Today I received a NOTICE OF REGISTRATION - TAKE NOTICE from a company called DRC Legal Consultants and commercial credit Investigators giving me 5 days to make payment.

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