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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Took dog out for walk tonight and forgot to lock a window. Got back and someone had got thru it took tv, xbox, phone laptop and unlocked my back door and left. Phoning insurers tomorrow morning, am I up poo creek or will they pay? Doesn't mention they won't pay for that in my policy booklet? How effing stupid, so peed off! :-(

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You will have to check your policy schedule and see if your have endorsments for minium security. If you have then they will refuse the claim or make you pay a higher excess. if you havnt then you might be ok. Can you remember when you took the policy out if you were asked about security features locks on doors and windows etc??

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Took dog out for walk tonight and forgot to lock a window. Got back and someone had got thru it took tv, xbox, phone laptop and unlocked my back door and left. Phoning insurers tomorrow morning, am I up poo creek or will they pay? Doesn't mention they won't pay for that in my policy booklet? How effing stupid, so peed off! :-(

Also you will have to ring the police if you havnt already done so and get a crime report number etc..

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Police been and gave crime number. They asked all the regular questions about locks and stuff, toldcthe truth, it is a new house and has all the features.

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Police been and gave crime number. They asked all the regular questions about locks and stuff, toldcthe truth, it is a new house and has all the features.

Then if you've been given the discount for security if has to be in operation at all times i know it sounds silly but thats the way it is how much has the loss cost you?

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Thats really unlucky - you have my sympathy.

 

Unfortunately, the insurance probably is void now. Not what you want to hear, I know. Hope you do get it sorted though.

 

Once bitten twice shy I suppose....I leave my windows open all the time, and this story is a good reminder to me to shut the bloody things!

 

At least the iPhone is worth £100 less now £169 now, although you'll be lucky to get hold of one. :D

7 years in retail customer service

 

Expertise in letting and rental law for 6 years

 

By trade - I'm an IT engineer working in the housing sector.

 

Please note that any posts made by myself are for information only and should not and must not be taken as correct or factual. If in doubt, consult with a solicitor or other person of equal legal standing.

 

Please click the star if I have helped!!

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about £1700 all in. Phone was £270 (iPhone)

who r u insured with? if you look in the policy booklet it will say somewhere about leaving windows open etc.. they may pay out but charge you 250 excess but its worth it considering how much you have lost!

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Took dog out for walk tonight and forgot to lock a window. Got back and someone had got thru it took tv, xbox, phone laptop and unlocked my back door and left. Phoning insurers tomorrow morning, am I up poo creek or will they pay? Doesn't mention they won't pay for that in my policy booklet? How effing stupid, so peed off! :-(

 

 

Was the window open, or closed and not locked?

 

If it was open, then the insurance probably won't pay out, but if it was closed, but you just hadn't locked it (i.e. they still forced the window/prised it open), then you might stand a semi-fighting chance...

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