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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Tilly V mortgage express repo


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Okay had the meeting with estate agent and mr x , goes like this

 

He said if he buys the house it will all be done through his and me solicitors,there will be no tenancy, i would move out within 2 weeks of completing,he would then make it into a 5 bedroom house share.I told him there would a shortfall,he said no problem will clear the mortgage :o and if me did'nt agree to sale he would pay of arrears.and then buy it.(but would that stop the possession order ?) also now this is bit i was wary off he wants me to sign a letter giving him permision to talk to me and solicitors,sounds a bit too good to be true to me.why would he pay more than it is on the market for, which i asked why, he said because i had been forced to lower price and would pay the original value leaving me some left over, so there you have it,

responses please

Under NO circumstances should U sign a waiver to enable the 'mystery buyer' to deal direct with Mortgage Express.

To say that it is just a matter of paying off the arrears + THEN buying it belies the estate agent/'mystery buyer's thinking that U (...+ 180,000 CAGgers!...;)) are naive, lack legal knowledge + re-inforces it as a DEFFO [problem]...:evil:

Currently the 'arrears' stand at the FULL value of the outstanding mortgage.

Mortgage Express already have title to the property due to having obtained a Possession Order.

...Unless U have changed your mind + are planning to mount a legal challenge in order to obtain a STAY of the P.O., in order to regain title of the property Bill??...:confused:

IMHO...The a reply to letter that U have stated that U sent about the following should be chased up to the HIGHEST priority asap...

As previously advised, a selling figure stated by Mortgage Express is needed to be obtained + ALSO authorisation from them to allow U to conduct any sale over + above that stated figure, unhindered/challenged by themselves.

U, in effect, would become de facto Mortgage Express's Selling Agent.

Perhaps U may like to divulge the contents of the letter, for other peeps to read, that U have sent to Mortgage Express concerning the above Bill??...:idea:

...:)

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Erm

this may make me sound young but whats bridge?

 

Thanks tide she is doing well giving us between 6 and 12 hours sleep a night depending on what sleep she has during the day. Has been like this since birth and is very alert.

Bridge

 

A timely reminder TGM, that THIS Thread is Bill's + about the Repossession of her marital home.

What it is NOT, is your very OWN playground, to enable U to Post what amounts to YOUR personal Blog.

...Such Posts belong in the BG2...;)

...:)

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MTM i have been trying to reach tills on line but we have been missing each other. She left me a message and i am replying where i know she will find it...
I advise U to send her a PM in that case.

Peeps who may find the contents of this Thread useful in their own plight, certainly DON'T want to have to unnecessarily read about U, whilst trying to pick out the salient points to help them...:rolleyes:

 

 

...:)

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...you can always say NO further down the line
Once Bill signs any waiver, there isn't anything to say NO to...

 

Mortgage Express are the one who owns the property.

They have a Possession Order.

Bill is just currently a squatter/trespasser awaiting an Eviction Notice, UNLESS she can get prior authorisation from Mortgage Express to sell the property.

 

As it stands at the mo, Mortgage Express is the one with the final say in ANY sale.

 

 

 

 

 

...you can always ask him to keep you informed of anything he says to ME think about it
There is NO reason why he should (...see above).

 

 

...:)

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