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    • there is NO exposure if you simple remove your name address/ref numbers etc from docs, over 10'000 pdf uploads are here. which then harvests IP addresses off of the people that then do so..which is why we do not allow hosting sites. read our rules and upload carefully thats exactly why we say capture as JPG, redact, then convert/merge to one mass PDF. then online sites to achieve that we list do not leave watermarks.  every once in a while we have a user like you that thinks they know better...we've been doing it since 2006 with not one security issue. thank you.
    • was at the time you ticked it  but now they've still not complied . if you read up, here , you'll see thats what everyone does,  
    • no they never allow the age related get out, erudio are masters at faking supposed 'arrears' fees which were levied before said date and thus null its write off. 1000's of threads here on them!! scammers untied that lot. i can almost guarantee they'll state it's not SB'd too re above, but just ignore them once sent. dx    
    • DX, worth mentioning? I take it that you refer to after ,65 loan is written off clause. I thought that after the problems I had at deferment (/no proof of income satisfied them, and I could not afford an accountant) after they stopped pestering that they had decided that the age related clause  had kicked in. As I said, its time to hit back with SB letter.
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Possible constructive dismissal ?


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Great I am glad you have the RCN behind you. Any idea on the time frame ? I hope it is soon for you as you don't need this hanging over you.

Sounds like the manager will need a disciplinary himself for the way he has handled this.

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Great I am glad you have the RCN behind you. Any idea on the time frame ? I hope it is soon for you as you don't need this hanging over you.

Sounds like the manager will need a disciplinary himself for the way he has handled this.

 

 

Well the appeal was held today (Thursday) and the RCN rep was brilliant.

She had the Practise Manager (Who insisted on being present at the appeal) tied up in knots and at times lost for words. He was told that he had broken employment law on a number of points but just wouldn't accept it.

 

The RCN produced a complete file of evidence to support the appeal and after a 90 minute hearing, gave it to the panel for consideration. Less than 30 minutes later, with nowhere near enough time to read the evidence, it was announced that the appeal was unsuccessful and mitigating evidence irrelevant. The doctors concerned looked extremely uncomfortable at this and just stared at their feet. Guilt maybe ?

 

Apparently the partners, the senior nurse and the practise manager all had a meeting on the Wednesday before and the RCN believe that the appeal outcome was decided then although it obviously can't be proven.

 

Anyway its off to a tribunal we go.

 

However some more information has emerged which suggests that the senior nurse may actually now be one of the partners which would explain why she's always at the meetings. Is there any way of finding this out ?

 

And apparently, some of the staff have been signing up as directors to non-existant companies. What's that all about ? Anyone know ? Is it some sort of [problem] to avoid paying out an ET award ?

 

Thanks

 

Ron

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Hi Ron

I don't have anything to add to the invalueable iformation and advice your wife has been given but I just wanted to say I agree that she has been treated terribly and this must be causing you all a great deal of stress.

 

Try not to worry too much (I know that's easier said than done - I'm in a similar position) but this will pass in time and better days will come - well that's what's keeping me going anyway.

Good luck to you both

vonnie

9/8 - Discovered Consumer Action Group Site:D

 

RBOS - Personal Account

10/8 - S.A.R - (Subject Access Request) to RBOS

17/5 - Defence lodged by RBS

24/5 - Court date

21/5 - Offer received:rolleyes:

22/5 - Offer rejected

25/5 - New offer received and accepted!!!!!!

 

MBNA Credit Card

10/8 - S.A.R - (Subject Access Request) to MBNA

Feb 07 Received payment in full...Yeh!!!!:-D

 

RBOS Business Account

25/5 - May 07 - Statements received

23/7 - Offered received

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