Another court claim form left 'till the last minute....

[so*fed*up]

Another GE store card debt, this time assigned to Howard Cohen & Co. The poc's of this claim are a bit more detailed than the other case, so I've started a seperate thread.

 

The claimant is CL Finance. Adress for sending docs/payments is Howard Cohen.

 

Poc's are as follows:

"The Claimant's claim is for the sum of xxx.xx being monies due from the Defendant to the Claimant under a regulated credit agreement between the Defendant and GE Capital Bank Limited under reference xxxxxxxxxx and assigned to the Claimant on the xth xxxxxx 2007 notice of which has been given to the defendant.

The Defendant has failed to make payment in accordance with the terms of the agreement and a default notice has been served upon Defendant pursuant to Section 87(1) of the consumer credit act 1974."

 

I have not signed for proof of delivery for any default/assignment notice that may or may not have been sent.

 

The account includes some late payment charges.

 

The account includes money charged for goods that I did not receive.

 

I have till next Wednesday to get my defence in for this one!!

 

Thanks for any help

[The GodMother]

Defend on the case stating you are being charged for items not recieved and the late payment charges.

 

If you haev proof that they are claiming for un recieved goods it would be a good idea to say you will included further details later.

 

Chrissi

[Edz11]

Is it money claim online? In which case you need to send a CCA request after acknowledging the POC (that will give you more time). Or is the 28 days up next week?

[pt2537]

What are the time frames here,

 

when is your defence due?

 

a little more info would help

 

As far as a CCA request goes ed, it would be more prudent to use hte CPR for disclosure at this stage due to the 12 working days time limits under the CCA 74