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    • A claim was issued against you on 22/04/2024 Your acknowledgment of service was submitted on 06/05/2024 at 13:28:08 Your acknowledgment of service was received on 07/05/2024 at 01:05:18 Your defence was submitted on 23/05/2024 at 21:20:03 Your defence was received on 24/05/2024 at 08:05:43
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    • This is the first item that I've ever claimed for - I don't really send too many parcels, probably 5 in the last 5 years, and only two with P2G / EVRi. I've attached two emails from P2G regarding their requiring the documents. They don't specify in the emails what documents I should be sending, although when opening the claim they were requesting that I needed photographic proof of sending - picture of the parcel with their label attached, in the EVRi ParcelShop. The second email is their closing the enquiry due to my failure to produce said document(s). I haven't yet drafted my claim letter, I wanted to be sure of this document situation first before I began action. But therein lies another problem. Not having a P2G account, I cannot be sure of the item value that I declared. The retail value at the time was £600, which is less than the £650 I paid several months earlier, so I would likely have used that, but cannot be sure. And without having an account I can't check either. But, I know that I did properly declare the item and a value that reflected its then retail price - I was concerned this declaration may have been used to single the item for theft. But now that the retail price has reduced substantially, even though the nature of compensation is to return the claimant back to their original position, without my purchase receipt, I was concerned that I may have to claim for less. And yes, I've been through your huge document store of information, in addition to MoneySavingExpert, Which, Citizens Advice, Gov.uk "make a court claim", my own law books (annoyingly I specialised in consumer law when I studied for my law degree, but I graduated 17 years ago), and so now feel that its time to either act, or drop it. P2G Enquiry (2).pdf P2G Enquiry (1).pdf
    • I have found both forms online  https://assets.publishing.service.gov.uk/media/62e14db38fa8f5649f912647/TE9.pdf https://assets.publishing.service.gov.uk/media/60c73ad0d3bf7f4bd6a9bc69/te7-dart-eng.pdf   do i just fill in both forms and send to the address on them or directly to Manchester council  forgive my ignorance    thanking you in advance 
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Can DCA chase spouse for debt incurred before marriage?


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Sorry about the long title. My husband is being chased by AIC with regard to a business debt with Natwest.

 

The debt was incurred on a business account and a business loan he took out before we were married. AIC managed to catch me on the phone and told me that as I am his wife I am legally responsible for the debt too. Does anyone know if this is right?

 

I have another question which I'll post on another thread.

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I'd keep it on one thread (drop this one) as your case is a little more complex than most. I was going to ask on the other post if you were "submissive" to the DCA at some point, but decided against it. Well, you have confirmed that you were while on the phone to them. When they smell blood they go for the kill. The best way to handle debt collectors is to assume that they are your husband/partner and they have done the most annoying/irritating thing they could posssibly have done to you. That then puts you in the right frame of mind.

 

Don't speak to them AT ALL. Say nicely but firmly "put it in writing". And repeat that every time they say something. Say nothing else.

 

They could go for a County Court Judgment in the UK - but it will be unenforceable in the UK if he has no presence or assets here - but possibly may be enforceable in France. You need to check French law on that one.

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Trust me, there is nothing submissive about me.He caught me on my mobile when I was expecting another call. I have already sent a CCA letter and would not say anything to him other than repeating that I had nothing to say and he should expect a letter shortly and hung up.

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AIC managed to catch me on the phone and told me that as I am his wife I am legally responsible for the debt too. .

 

If you agreed, in writing to act as a secuity, or you signed the debt as a co-signatory, then you are liable.

 

if the debt was not taken out in your name, then you are NOT. The fact you married someone has no bearing. Married women have property rights, and are not bound by the decisions of their husband without their agreement.

 

It's not 1800.

i will be off site for the next month or so. if you have any problems, feel free to report the post so a moderator can help you.

 

I am not a qualified or practicing lawyer.

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