Paul, thanks for the advice. It's worth a try. Rippedoffagain, thanks for your reply. He was far too clever to do anything like that. He kept all his assets in the names of either his partner or other people. Even his cars were registered in other people's names. Regarding his extensive property portfolio, his solicitors drew up papers saying that in the event of a split from his partner, his properties would revert to him. That would, to me, indicate that he had a financial interest in the properties. Also, the rents were paid into his bank account. All this info was given to the Insolvency Service but they chose to do nothing about it. I suspect that nothing can be done but it's worth exploring all avenues. It's a bit galling to see someone who owes you all this money and who is supposedly bankrupt driving around in a top of the range Mercedes 4x4.

Hi Paul He is a sole trader but as I had no employment contract the award was against him, the company and another group whose name appeared on the bottom of a letter they sent me. I believe the bankruptcy order was against Mr ******* trading as ******. He claims to have sold the company although he still works there and for all intents and purposes still appears to be in charge. I had legal expenses coverage which paid for the solicitors who fought the case for me but as soon as he declared himself bankrupt they said there was nothing further they could do. This may well be the case so I am probably clutching at straws but it doesn't hurt to investigate every avenue. Thanks for your reply.

My former employer owes me over 20,000 resulting from a employment tribunal award for sex discrimination, unfair treatment of a part time worker, vindictive behaviour,etc. He has declared himself bankrupt despite owning a string of properties (all in partner's name) and mercedes 4 wheel drive (not in his name either). I've provided the appropriate authorities with details of his properties, his solicitor and everything else I know but they seem unwilling to do anything about it despite promising to call him in for another interview. He is due to be discharged soon and if I can't get anything from him as he is also refusing to supply a reference so I have been unable to get another job, I will be in the bankruptcy courts myself. Is there anything I can do or does the bankruptcy wipe his slate clean as far as I am concerned? Thanks for any advice

No, not at all. They just seemed to spit the dummy when I did the balance transfer and decided to call in the remaining amount. It's not much but I believe that they are entitled to demand repayment at any time.

Sorry, getting my acronyms wrong. I sent a CCA, on 2nd April, which has been ignored by the Lewis Group. To date there has been absolutely no contact from LG until I got the letter from France Creances. They cashed my cheque though!

Hi all, I've had a look at some other 'overseas' threads but they weren't quite the same as mine so excuse me for asking again. I have a Coopertive Bank credit card registered at an address inthe UK (my old one, now parents one) although I live in France. I recently got offered a better deal with another credit card to transferred part of the balance to that. All of a sudden I got a letter from the Lewis Group saying that my debt to Co-op had 'gone on long enough' and they wanted full repayment. Bit weird but I believe they can close an account at any time. I sent out a SAR letter to them with the 1 pound for Data Protection. They cashed the cheque and I got the notice of delivery so they definitely got it. They've ignored my request and I've now received a letter from France-Creances asking for payment of the debt. I've written to them to say that as it's contested in the UK the Lewis Group has no legal right to employ a third party to try and collect it, nor do they have the right to add charges to it (about 120 euros has been added on).The original contract stated I believe, that in the case of any legal action it would be governed by UK law. Am I right?

Thanks Curlyben, that's way better than anything I could have come up with. Thanks a million.

Hi everyone, I'm relatively new to this site so apologies if I'm asking something obvious or that has been covered elsewhere. I did do a forum search but only ended up confusing myself - not difficult being as I'm blonde:) My husband sent a CCA request to AIC on 27th November regarding their attempts to collect a debt for Natwest. They cashed the cheque that he sent them but have failed to provide any of the documentation requested. I have to be honest and say that we really just forgot about it after that. They called several times both to him and me (as I have authority over his financial affairs as he spends long periods overseas) but we just did the 'We will not correspond further until you have complied with our request.' They are also writing to him at my parent's address, despite that not being the the last correspondence address that Natwest had for us and despite his writing to them to advise of the correct address. On 17th March they sent a letter headed URGENT-Final Notice of Intent and the usual, despite numerous letters, etc and unless full payment is received immediately, etc. Is there a template letter we should use to respond to this and to who should we complain? I particularly want to deal with their threats to send bailiffs to an address where we no longer live and a charging order on a property which we have never even owned. All suggestions gratefully accepted.

I doubt it too EDZ11

Thanks for the links Vortex. Looks like they have to get a CC judgement before they can do anything and I can't see how DCA can try and enforce something on someone in a foreign country when they are UK resident. Just have to wait and see I guess.

No, I've never signed anything at all. It is all in DH's name. It's as I suspected. Thanks for replying.

Thanks for both your replies.

No, he wasn't saying French law applies just threatening to pass it to the French authorities. Personally can't see how he can but as there are 300,000 british people living in France I thought on the off chance, there might be someone else in the same situation. Thanks for your response anyway.

Trust me, there is nothing submissive about me.He caught me on my mobile when I was expecting another call. I have already sent a CCA letter and would not say anything to him other than repeating that I had nothing to say and he should expect a letter shortly and hung up.

Once again a long title but I couldn't think how to summarise it. AIC is chasing my husband for a business loan in his name only that he took out before we were married. They told me today that they are going to pass the matter on to the french authorities despite the fact that my husband is not resident in France either for tax or domicile. I live here with our children in a jointly owned house and he spends a few months a year here in between work in the film industry. Anybody know if they can do this? Thanks