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Banks start PR blitz over Bank Charges


alecmac18
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Make no mistake the Banks have now lost this fight:

 

- Any fool can see that penalty charges at £35 are unfair.

- An election is coming.....voters don't vote for governments that allow banks to steal from them.

- Once a government body starts a fight (OFT & FSA) they ALWAYS win....only the timing and manner of victory is open to question.

 

 

But it's sour grapes all round at the clearing banks. Massive profits are as addictive as crack. Most UK banks currently have expensive contracts with some of the most devious and well connected financial PR firms in the country and they are now being paid to spend all their time trying to get journalists to write dire sounding pieces of waffle that say things like:

 

"If bank charges are scrapped loads of new charges will come in"

 

"Its the end of free banking as we know it"!

 

"UK consumers will lose free banking if OFT wins case"

 

you know the sort of thing......most papers have carried such a story.....thats what a bottle of wine and a lunch will get you if you feed a hack.

 

 

.....you get the gist of it..................This kind of PR blitz is boarding on the verge of lunacy. The banks already have customer trust and loyalty and an all time low and are now spending their ill gotton gains on telling people that they should actually support illegal, unfair and immoral charges so that we can all continue with the illusion that bank accounts are free..........boggles the mind. Current accounts are being subsidised by the poorest and most vunerable people in society. This must change.

 

As Northern Rock collapses into a deep black hole you would think that banks would actually want our loyalty and deposits.............if they are not careful they might be facing liquidity problems that dwaf the Rock.

 

So......A call to the big 4 banks and their PR lackeys (we all know you read CAG) - how about a truce...........stop charging, refund customers for past errors and move forward in a positive manner (Lloyds is not the example to follow). Writing bitter press releases will get you nowhere.......but the gains to be made by the first bank to move in a new direction will be substantial.

 

Unless its a real fight you want. Is it?

A £35 pound bank charge is not a charge for a service. Its theft.

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Make no mistake the Banks have now lost this fight:

 

- Any fool can see that penalty charges at £35 are unfair.

- An election is coming.....voters don't vote for governments that allow banks to steal from them.

- Once a governemt body starts a fight (OFT & FSA) they ALWAYS win....only the timing and manner of victory is open to question.

 

So......A call to the big 4 banks and their PR lackeys (we all know you read CAG) - how about a truce...........stop charging, refund customers for past errors and move forward in a positive manner (Lloyds is not the example to follow). Writing bitter press releases will get you nowhere.......but the gains to be made by the first bank to move in a new direction will be substantial.

 

 

Totally agree, alecmac, this is exactly what we need. It pretty much underlines what I've said here -

 

http://www.consumeractiongroup.co.uk/forum/general/108091-oft-banks-dont-panic-9.html#post1243141

 

We are not going to get anywhere waiting for test cases, followed by endless appeals. Why not put forward a compromise and try to move forward NOW!

 

All the best - Adam.

I do my best to be helpful, but at the end of the day I'm not a professional - please seek further advice if you're not sure. On the other hand, if I have helped, please click my scales - thanks ;)

 

Current Claims (all for friends!) -

 

Abbey - over £4k - Court claim issued & AQ filed ('Tish vs Abbey'). Alloc'n Hearing 21 Sept - Claim stayed 29/8/07.

Cap One - just under £2k - WON (just over 2k!)('Tish vs Cap One')

Cap One - just under £1000 - WON (just over £1k) Nov 07 (JimmyBoy vs Cap One)

Lloyds TSB - £3.5k - Court claim issued, defence rec'd and AQ filed; Alloc'n hearing 7th Sept Claim stayed 29/8/07! (JimmyBoy vs Lloyds')

MBNA - over £1k for mis-sold PPI - WON - approx £1500(IpswichWitch vs MBNA . . .)

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