brecken v forthright finance

[brecken]

Well done crusty, good on ya.

 

I think I might off sent the prem letter to the wrong address, I havent heard anything from them, ( or is this their way of dealing with it ) Can someone confirm the following is the correct address please.

 

Forthright Finance Ltd

Thistle House,

City Road,

Chester

CH88 3AN

Need to dend LBA off today,

 

Thanks a lot.

[crusty git]

Thats the address I used and also the one for Paul Sherwood.

 

I does seem to be a deliberate tactic to "Play dead". just ignore the ploy and go through the process its very frustrating but worth it in the end.

 

I actually issued a warrant 48 hours before Forthright paid up, they have also sent me a cheque for £55 to cover the court fees for that as well

 

Happiness is ...

Good luck

John

[brecken]

Received my sod off letter this morning, they even enclosed a copy of the aggreemant to show how I signed to say I would incur costs should I not keep up the payments, and the letter also says the following,

 

I note the referance to the OFT in your letter, may I point out their report and the subsequent media attention given to unlawful charges applied by banks to accounts, refers only to credit cards and not personnel loans, I am sure that in the future charges applied to personnel loans will be put under scrutiny, but at this time there is no threshold deemed unfair for default charges applied to loans.

 

Money claim here I come.

[crusty git]

Go for it Brecken, the law applies to them as well as banks

 

Good luck

 

J

[flinty_1]

Hi all

Read my thread. I WON

[brecken]

Money claim filed Fri 20th Oct, deamed served wed 25th.

 

waiting with baited breath.

[brecken]

Aknowledgement recieved today 27/10/06.

Bring it on.

[brecken]

I know I should know this but if aknowledge filed 27/10/06 when di they need to enter their defence ? Im having a senior moment.

[flinty_1]

Hi Brecken,

 

They have 14 days to enter their defence from that Date.

Crusty does seem to be right though. they do appear to play dumb untill somebody harrasses them.

I had to nudge them and they said trhat they had never recieved anything. Even today I am getting BS from them that the cheque has been posted. Unfortunately I cannot afford the bailiff fee untill the end of the month so am still trying the threatening game.

Personally though you should hope that they do file a defence as I think that they will have no legs left to stand on if it ever went to court. Just to reassure you though, If it did go to court I would come up to you and support you, I am only in Cheshire.. Anyway forget it now for the next week, then ring the court to see if they have filed. Bet you they dont.

 

Anyway, Luck to all.

[brecken]

That means they have to file a defence today, and if they dont I can enter judgment is that right ?

 

Thanks for your offer of coming to court with me, that would be brilliant, although hopefully they will pay up before then.

 

Brecken x

[flinty_1]

Good NEWS.

 

Recieved My cheque today for the full amount.

Much as it would be nice to meet, hopefully under different circumstances.

Check with the court though and see if any defence has been filed. If none has then you just have to wait for the court to pull their fingers out.

Anyway, Luck to all.

XX

[brecken]

Brilliant Flinty, well done, Enjoy your money, how long from begining to end did it take ?

 

Brecken x

 

I have just checked on money claim and it says I can enter judgment does this mean they havent entered their defence ?

[flinty_1]

My 1st letter went out on 8th July, Cheque arrived on 10th November.

 

I presume that you can enter Judgement but I went direct to the court and not through Money claim so I am not really sure.

[brecken]

I have just had a call from a lady called karen, she as told me a cheque as been raised today 20th Nov, their defence was due tomorrow, but she said they didnt want to go down that route, so they are paying up, Im not holding my breath until that cheque is in my hand. she also said they prefer clients to talk over their issue with them rather than go down the court route.

Why then do they send sod off letters and make people take them to court.

Anyway I will keep you informed and I will make a donation as soon as cheque received and cashed.

 

Brecken x

[brecken]

Its Thursday and I still havent received my cheque, so I am about to enter Judgment.

[brecken]

Judegment entered, 25/11/06. I have requested payment in full by 1/12/06, what do I do then if I havent recieved my money, Forthright are still insisting they have sent the cheque by the way.

Brecken x

[mrpromiscous]

Hi guys just reading all your posts, I too have had plenty of grief with forthright finance, although all my charges etc. are by a subsiduary called Finax. Bit confused about the HBOS bit though..... when did Halifax and Bank Of Scotland merge ?!?

 

MrP

[brecken]

I was a bit confused also, it turns out the company Im dealing with is capital bank, a subsid of forthright,

Just about to phone the woman who told me my cheque was in the post.

will keep you informed.

 

Just got off phone, she told me she has put a stop to the 1st cheque cos it has gone astray and a new one will be sent out this week.

Come friday the baliffs will be sent in if I havent recieved it.

[mrpromiscous]

Yea somewhere down the line Capital Bank sent me a letter as well, I swear these people (finax,forthright,capital bank) all sit in the same fooking office eating malteasers and farting together !!!

Seems the 'gone astray' thing is just time wasting, like you say give them 2/3 postal days and send in the dogs.

 

MrP

[brecken]

I think you might have a struggle with these divs, Im almost wishing I dont get my cheque and I have to send in the baliffs just wish I could be there.

[flinty_1]

I would suggest that if your money has not arrived be very forceful and suggest a money transfer direct to your bank account. At the same time tell them that You have got THE JUDGEMENT against them, you are not the first and will not be the last so failure to pay NOW will result in the bailliffs being sent and the loss of yet another days earnings as time is needed off to attend to things. This attitude did work for me and I received the Cheque within a couple of days.

 

Luck every body

[crusty git]

I sent the bailiffs in to Forthright, as soon as the case was referred to Chester for collection they paid plus the court fees for collection.

One interesting fact; according to the bailiffs they are not actually at the Chester address ???

Good luck

John

[brecken]

Hi Flinty, Hi Crusty, where you both been?

 

Still no cheque, phoned again today has I will everyday until I receive my cheque, thankfully I have the direct number for the person that told me origionaly that the cheque was on its way.

she is still insisting that the cheque has been sent.

Will wait until friday then will send in baliffs.

I received the notice of judgement entered today.

 

Brecken x

[brecken]

Phoned again on thursday, told her I had spoken to 2 other people who had dealings with them and had been given the same run around, she said she was sorry about all the mix up and would have my money paid directly into my bank account, same day transfer, well no money appeared on thursday, I recived a phone call on Friday from her and she said I have just recived your cheque on my desk this morning saying undelivered I cant imagine how this has happened, do you want me to send it now for you, I told her no I want you to pay it into my account like you said you would yesterday, Oh right she said thats what I will do then I will do that today for you.

Guess What no money in my account.

If it isnt there on Monday the Baliffs are going in.

Watch this space.

Brecken x

[crusty git]

Keep at them Brecken, they really are a lot of lyimg, cheating *******s

I really wish that there was some way of exposing them and stop them preying on people who are in trouble anyway

 

You will win

 

J