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Found 5 results

  1. Hello folks, i have been reading the various posts regarding the M&S cards that were transferred without permission to a credit card with higher credit limit etc to get an answer, but i can't find what i need to know. I have received a court claim form claimant Arrow Global regarding my old M&S a/c. I have not seen a deed of assignment and up until a few months ago the account was still on my credit file as M&S in default, then Arrow added themselves to my credit file for the same sum without me being informed, so I had both. Now M&S have disappeared and Ar
  2. Howdy, I have a situation that I would really appreciate some input on. Recently Lowell contacted me for a debt I thought i had paid off in 2008. It was as credit card that I took out as a student. I had no previous contact from lowell until earlier this year. I received three letters demanding a sum of money and ignored them. I then received a pre court letter. When i contacted them they said the only way to prevent a cci was to set up a token payment plan in the meantime and they would provide me with proof of the debt. They told me to disregard the c
  3. Hi I wonder if anyone can help. I have various CCJ's which are being paid and a recent check on my credit file shows that all my previous old defaults/CCJ's have disappeared since it was more than 6 years since they were applied. One particular one is a credit card from Halifax which is for £5.5k. It was only ever defaulted and I am now starting again to receive letters for settlement. Over the years this has probably been passed on and I recently received a letter from Marlin who were appointment by Cabot Financial. I ignored this and they ha
  4. Hi, please excuse me if I'm in the wrong forum, but I am completely new to CAG and am looking for some help. My home was repossessed in 1999 by a loan company, who then pursued me for the "shortfall" between the outstanding loan and the sale price of the house. I am wondering if this debt is enforceable if the solicitors who are now receiving payments cannot produce a copy of the original credit agreement, or if they can, can it be rendered unenforceable if the agreement doesn't comply with the Consumer Credit Act? Thanks for your patience.
  5. I am taking MBNA to court. However, isn't it time these delinquent were finally dealt with? Everybody who has been dealt illegally by MBNA should write to their MP. They certainly are the worst credit company around. It's really time they started abiding by the law. They willingly and repeatedly break the law because they get away with it.
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