Also would it be advisable to continue my payments to Mercers, I currently pay them £1.00 a month?

I'll 'Trotter' along then

Hi Mac glad you had a great time, has been quiet around here for some reason Looking forward to an update.

Watching this one with interest - no pun intended

WOW! Another **won** thread - looking good there Missy Tilly

Thank you Rory, I now know what I'm doing.

But isn't my issue now with Mercers? as i see it - i requested info from Mercers on 30th July - they had 12 days which made it 11th August - then i allow 1 month - which makes it 8th september - so how do i complain to trading standards and what do i say? And still file my N1 with Barclaycard for my charges?

Thanks - and what about Mercers not supplying the information I asked for?

Well thank you SSL - indeedy I did ask for a kick up the jacksy I have continued on my DCA thread here http://www.consumeractiongroup.co.uk/forum/debt-collectors-debt-collection/107919-seeking-advice-re-dca.html hoping I get some more help and get Barclaycard moving. *Take note Kenny!

Ok I have left this for long enough. Update: Sent letter to Mercers DCA on 30th July 2007 with a £1 postal order asking them for a copy of CCA and notice of assignment. I have heard NOTHING, so now I'm ready to get going on my claims again, I am hoping someone can direct me to where I go from here - do I continue with filing my N1 to Barclaycard or chase Mercers? or both? Would be grateful for any input - thanks.

This great news for those of us fearing our credit cards being stayed. Thanks for sharing.

Yes thats how I feel about my claims. I have nothing to loose, thanks to the banks I have lost it all anyways. It is a good feeling not to fear these people anymore. I wish you well in your job situation.

Nope he'll be staying home - he needs to make bacon

Don't blame you brassed - it's a great feeling to beat the ***holes hu Piggy has had a hard time recently SSL:D

Carley Simon - you're so vain

'allo 'allo what's been going on in here then

Great stuff - well I hope they are as helpful over there as they are here in the Hali forum

Kenny - I thought you said today was the day to get ourselves motorvated with B/C- I am going for it tomorrow and I wanna see your thread updated too!!!!

Who are they with Trotter?

Is there a reason it has to be him? Have a look here for alternatives - Rachel has helped a lot of us out. http://www.consumeractiongroup.co.uk/forum/halifax-bank-bank-scotland/106783-halifax-contact-details.html

I'm doing good - avoiding doing me bloody ironing Thought you were off out tonight Trotter

To you both!

Good idea - may get mine framed too - better than lighting me fags with 'em I suppose Hi Trotter

Have a look here http://www.consumeractiongroup.co.uk/forum/general/18313-why-no-one-claiming.html?highlight=Contractual it's long but might answer a few questions for you. I am claiming CI on my Barclaycard as is Maxine, check out our threads. Try these spreadsheets http://www.consumeractiongroup.co.uk/forum/general/6964-spreadsheet-interest.html?highlight=spreadsheets if they still don't work, shout and I will find you another one. Good luck!

*Waves* I'm here too Congrats on your win;)