Jump to content

JOE 90

Registered Users

Change your profile picture
  • Posts

    37
  • Joined

  • Last visited

Everything posted by JOE 90

  1. Does Anyone Know The Address Of The Business Account Solictors Please .....................
  2. JOE 90

    Nice people at MBNA

    received a letter today offering to pay the remaining £700 cheque in ten days this is some six after i began my online claim what do i do now i have sort of won but lost my £120 court costs
  3. JOE 90

    Nice people at MBNA

    Rececieved The Standard It Not Our Fault Letter Of Stuart Johnson Today But Also On The Bottom A Goodwill Payment Of £1240 Which Is The Exact Amount Of Money I Owe Them Told Them To Sod Off Want The Whole £1900. of To Court We Go
  4. Oh, I Have Asked Her About It And She Can't Remember Being Told Anything Just Paying It
  5. I Am Just About To Start A Claim For My Mothers Credit Card Charges [cap One] But She Also Pays £20-£24 A Month Ppi How Do I Go About Getting This Back .i've Already Done My Bank Charges So Not A Complete Virgin At This. Dont Understand The Mis -sold Part?
  6. Very Interested In Reclaiming My Ppi Do You Just Include Them In Your Schedule Of Charges
  7. JOE 90

    The Ppi

    Have Claimed Several Bank Charges Back, Now Could Someone Please Point Me In The Right Direction For Claming Charges And ppi on Cap One Credit Cards.any Help Greatly Recieved Or Is It The Same Process As Before
  8. Just A Quickie Have A Loan Secured On My House With Ge Money Could Anyone Tell Me What Their Default Rate Is On Their £40 And £20 Charges Is It 29% Or More
  9. just received anice cheque from a claim on my personal account with natwest they paid up without receiving a court date. do you think this is aner stratedgy for them they were siting solicitors fees out weighing the cost of the claim (£4000) and if so what action do you think i should pursue with this one being my mother in laws your views greatly appreciated two great packages arriving in 48hrs going to get even drunker
  10. Have Received A Cheque Today Settled In Full But It Has Been Made Payable To An Old Account Number Have Now Got To Send The Cheque Back To Cobbleys
  11. just to let you know recieved a cheque today from cobbleys. mine and your aq went off at the same time. only problem cheque has old account number on it
  12. have just recieved a cheque in the post from cobbleys settled in full but it had my old overdrawn account number on it ?
  13. Have You Sent A Prelim Letter Or A Letter Before Action
  14. Sorry I'm Just Replying To You Just Picking Myself Up Just Found Out I'm Going To Be A Dad Again!!!!!!!!!!!!!!!!!!!!!!! Will Take Your Advice And Use The New Aq Answers Much Help Required Printing Off The Court Bundle Now And Going To Get Pi***** Hope To Hear From You Tomorrow
  15. Thanks For All Your Help Micheal Is Their Anything I Should Add To The Section H Part Dont Want To Use The New Alternative Aq Get A Little Bit Lost In That One
  16. Have Just Recieved The Standard Defence From Lloyds The Same As You But Their Reference In Point 7 Is For Consumer Law Not A Business Account Any Help Please
  17. What Is A Pre Action Protocols
  18. Will My Claim Still Go Through The Small Claims Track As It Is The Interest That Takes It Over £5k
  19. How Do I Make The Most Of The Error With My Aq Form
  20. Can Anybody Help Me Im Not Sure That Tsb Solicitors Have Messed Up Or I Have I Am Doing A Claim For My Mother In Laws Business The Claim Is For £4700 And £1300 In Interest Totaling £6000 Recieved What I Am Asuing Is The Standard Defence But In One Of Their Defence Points It Makes Reeference To regulation 6 Of The Unfair Terms In Consumer Contracts Regulations 1999 But I Never Used These In My Claim With It Being A Business Account I Used The One In The Templates Library The dunlop Pneumatic one Can Anyone Tell If they have Messed Up
  21. Have Been Waiting For Nearly A Month Now To Hear From The Courts Sent My Aq In On The 17 Jan Phoned The Court Today And Got Put Through To A Nice Gentleman Who Said I Would Probably Get A Letter Through In About Two Weeks For A Date Sometime In Late April. Question- Are Cobblers Paying Out As Soon As They Get The Date Or Are They Dragging It Out Right Up To The Court Date Only Really Skint
  22. JOE 90

    Nice people at MBNA

    Recieved A Letter Saturday 3 Feb Saying Thank You For Your Request You Will Receive A Reply Berfore The 19 Feb Phoned The Number On The Letter Just Played Dumb And Asked Whats Going On ,a Young Lady Said Each Case Was Being Looked At By An Auditer And They Decide Who Gets Paid Out And How Much.all This Was Said In A Whispered Voice So Fingers Crossed
  23. How Do You Fin A Specific Person Its All Newish To Me
  24. Hi, trying to get info on estimated claims and the best way to do it. I HAVE A CLAIM AGAINST NATWEST AT THE HEARING STAGE BUT AFTER FLICKING THROUGH THIS THREAD HAVE DECIDED TO GO FOR THE JUGULAR HAVE A LIST OF QUESTIONS SO MUCH HELP REQUIRED 1 IS IT WORTH REQUESTING THE STATEMENTS WHEN THE RESPONSE IS GOING TO BE NO! 2 CAN I USE THIS FORMULA FOR ESTIMATING BACK CHARGES TO 1984 Count the no. of months account runs for. Count the no. of months statements you have. Add charges on statements. Divide charges by no. of statements. Muliply that figure by total of months on account 3 I HAVE 216 BANK STATEMENTS GOING BACK OCT 2000 WITH 89 CHARGES TOTALING £3500ish 4 IF MY MATHS ARE CORRECT IGET THE ANSWER TO 84 CHARGES BUT WHAT DO YOU TIMES THAT BY ? 5 HOW DO YOU CALCULATE INTEREST ON CHARGES YOU D'ONT NO THE DATE OF! 6 HAS ANYBODY HAD ANY SUCCESS WITH THIS METHOD!!!!!!!!! LOTS OF HELP REQUIRED TA ...........
×
×
  • Create New...