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Kellyj2

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About Kellyj2

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  1. Dear Bazooka Boo Thank you for your reply. I've been reading related threads and Asifh in 2015 has a similar case. He reported back that Cabot in being asked to provide certain docs, had subsequently come back with Notice of Discontinuance?
  2. Dear Caggers Would be very grateful for any advice. I need to respond to Cabot/Restons. Are Default and Termination Notices relevant regarding claims concerning Credit cards please? Can these be requested from a debt purchaser like Cabot? Has anyone been successful in establishing whether a firm is able to issue a claim when their FCA authorisation has lapsed? Please help
  3. Dear All Two years ago made CCA request. Firm Debt Purchaser, didn't come back until last week. Received a letter from their solicitor saying, withdraw Defence or we'll obtain Summary Judgment. They have not provided copy of proof of Assignment or Default notice/Termination etc. Has anyone had similar experience?
  4. Dear All Almost two years ago received a claim from Restons for £2,500 but with no details. Filed defence requesting details of claim and made a CCA request. Cabot didn't come back until a week ago, with copies of some documents, containing terms and conditions, and copy of agreement, stating that they are now entitled to obtain Judgment. Have to see if it is genuine. I have noticed that they have not provided copy of Deed of assignment, I requested. Not sure if important? Also it appears that the authorisation of Cabot Financial has lapsed with the FCA, which is the name they've used on the Claim form. Does this mean that the claim is not valid and they have to reapply? Also, over half of the amount they are claiming consists of bank charges. Not sure if Default or Termination notices are relevant if they have bought any debts. Please help
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