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Found 7 results

  1. Dear All Almost two years ago received a claim from Restons for £2,500 but with no details. Filed defence requesting details of claim and made a CCA request. Cabot didn't come back until a week ago, with copies of some documents, containing terms and conditions, and copy of agreement, stating that they are now entitled to obtain Judgment. Have to see if it is genuine. I have noticed that they have not provided copy of Deed of assignment, I requested. Not sure if important? Also it appears that the authorisation of Cabot Financial has lapsed with the FCA, which
  2. I was offered a temp position for 4 months via a job agency, before accepting the position i asked the job agency to email me the job description so i could double check the job title and job description on email as opposed to just accepting it over the phone from the agency. On the first day of the job I was taken to a different section of the company and not placed in the job role I had accepted from the agency (based on the job description the agency had emailed me) I was placed in totall different section/department nothing at all related to the job I had accepted from the agenc
  3. ive been working self employed for a company for the last 2 years, my hours at work at the moment are 10am-4pm, i now wish to change my shift at work to the evening shift which is 3-8pm because offamily realated issues My team leader is making a big fuss of this and is leaning towards refusing my request for change of hours I need a water tight reason which my team leader cannot refuse, what do you suggest? ive tried by asking 'i want to change to the 3-8pm shift' - but this has not been taken seriously, my team leader doesnt want me to change shifts please help
  4. Hi All Firstly I would like to say thanks in advance for the help and advice i hope you can give me. I had to run for my train last Friday which resulted in me not getting a ticket for my journey, when I arrived at the station the ticket inspectors was there so I had to ask if I could buy a ticket from my start station to which the inspector asked me why i didn't have a ticket for my journey and i proceeded to tell him i had to run for my train and it was a complete error on my part this had happened to me previously about 3 months ago where i got a £20 fine
  5. If there is NO bank overdraft in place and the bank somehow authorises the transactions and as a result a series of debit balances are incurred, what is the legality of the bank reclaiming that money via a debt agency collection company? Surely the bank should not of authorised the transactions to begin with as no overdraft was in place (standard current account) Thanks
  6. Hi guys, I've had an agreed overdraft with Lloyds now for the past 2-3 years. The limit has gradually increased from £900 to £3000 and I am always near (but never over) the limit. My balance currently stands at around -£2600 and a couple more DD's are scheduled to come out which will take me to around -£2800. I am currently paying around £60 a month to Lloyds which is broken down as £12 account fee, £5 overdraft usage fee and the rest is overdaft interest. I am quite content to pay this but ultimately I want to reduce my overdraft and get back in the black, so to speak. My que
  7. Hi guys, I've had an agreed overdraft with Lloyds now for the past 2-3 years. The limit has gradually increased from £900 to £3000 and I am always near (but never over) the limit. My balance currently stands at around -£2600 and a couple more DD's are scheduled to come out which will take me to around -£2800. I am currently paying around £60 a month to Lloyds which is broken down as £12 account fee, £5 overdraft usage fee and the rest is overdaft interest. I am quite content to pay this but ultimately I want to reduce my overdraft and get back in the black, so to speak. My que
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