Jump to content
Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times. ×
Twitter X - Include the @company's twitter name in your post title – here's why…
The UK Stands With Ukraine - 'Slava Ukraini'
Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

Dire1

Registered Users

Change your profile picture
 View Profile  See their activity

  • Posts

    57

  • Joined

  • Last visited

 Content Type 

Everything posted by Dire1

  1. Dire1
    I purchased a leasehold flat. The commercial landlords who own my lease want to sell on their ownership. Other: I have written and asked about the ground rent.
  2. Dire1
    Purchased leasehold flat property in March 2021 from Taylor Wimpey. I need advice on 2 things please: 1st:We are yet to receive the invoice for ground rent 2023. This is typically sent end of November, the year before to be paid by 31st December of the same year. 2nd: We have been notified of the sale of our leasehold to another company. Sent pages of legal jargon and advised to seek independent legal advice. Have asked if the process can be explained, TW lawyers have said they can't do so and neither can TW. I have now received electronic copies. I'm worried something sneaky is going on and our ground rent is being delayed in line with what is going on with the resale. They've advised 2 months from mid January is when we have the option to purchase the commercial leasehold. I don't even understand the documents What do I need to do?
  3. Dire1
    Thank you for the advice. The settlement is under £30k. I didnt have a notice period to serve, but understand it is a contractual matter. I have noted the settlement is PILN, at gross rates which is fine. Do I call HMRC? The reference is an issue though as if one is agreed, is there not a legal obligation on the employers part to maintain the same tone otherwise what's the point? How can this be captured within the agreement? Certainly factual information is what it is e.g. no disciplinary actions, so no different on any format. What I have seen in practice though is the informal phone call to get information, guess I just have to get on with things and keep that out of my head.
  4. Dire1
    I've now been referred to a specialist employment lawyer. Thank you.
  5. Dire1
    So far, the pitfalls have been highlighted by the legal adviser, but there's been no advice on what I can do.
  6. Dire1
    I am getting legal advice through my union.
  7. Dire1
    Hello, I am in the process of agreeing a settlement with an employer. I need advice on the following: 1. I have asked for a breakdown of the lump sum payment, they have refused so far. 2. They have stipulated that any taxes or such by HMRC on the lump sum is my responsibility. Can this be their responsibility? 3. There is an agreed reference letter. My employer however has not agreed on what their response will be to tick box reference requests. This leaves me open to a bad tick box reference. What is my wriggle room on this. I am now tempted to request for all information, they have on me - GDPR. I am okay with the lump sum , however I want my employer to do / provide the above. Thank you.
  8. Dire1
    Keeping an eye on how things go, all the best.
  9. Dire1
    Well their 14 days isn't up yet.
  10. Dire1
    That's some money! The sneaky devils.
  11. Dire1
    Thank you. Sad as they had not proved ownership of the debt by the date of barred... well that sorts that out then ! They included an N9A form. Seems I have to hibernate till they sneeze.
  12. Dire1
    Hello Dx (said in a whisper) Oh and thanks for replying. What I want to know is whether they have a legal right to enforce this? Does statutory apply in this case? Am I able to offer a settlement without agreeing to their owning the debt? Because yes I want this to go away finally! And please o wise one, could you kindly answer my questions specifically, Reading around statutory barred debts below, does this apply to my case? Should I write to Cabot informing them the debt is statute barred? 'A firm must not continue to demand payment from a customer after the customer has stated that he will not be paying the debt because it is statute barred'
  13. Dire1
    Hello all, I'm back and not as the terminator ! In the last 12 months I have received a few letters from Restons offering reduced payment. I tried the contact number on the letter. I never got the phone picked up by Miss L Murtagh on one occasion called Cabot asking if the debt indeed is mine and indeed owned by them, could I agree on a payment with them. Cabot refused and asked me to speak to the invincible Miss L.M. Today in my post, I received a cover letter which I will upload, with supposed copies of my statements. The last one is dated 17/04/2009. None of them have letterhead or logos. When I called Cabot last year August, they confirmed the debt will be out of statutory by September this year. This letter from Restons is giving me 14 days to withdraw my defence otherwise they will ask for the stay to be lifted. It equally states that the client might be willing to consider a reasonable settlement. I explicitly said all contact to be done in writing, but the person at Restons has not made herself available on the phone, when I called and I never left a message to protect myself. I have read through other threads but still unsure! What do I do next? Thank you!
  14. Dire1
    Court advised Claim stayed- early October! They'll have to reapply and pay for the case to be reopened as they didn't respond to defence within the deadline! Thank you dx, Andy, and everyone else on the forum. The impact of having advice and reading people's experience is immeasurable!
  15. Dire1
    Hello everyone, I am yet to contact the court as I had some pressing family matters to attend to. I'm back home and got a letter from the claimant which I'll attempt to load up. I will also call the court tomorrow just to ensure my case is stayed. Wonder if legitimate legal creditors accept settlements of 20- 30 %?
  16. Dire1
    No paperwork or contact in post, by the court or claimant or solicitor. Checked mcol and no update beyond submitting my defence. 28 days has come and gone. How do I check where things are at? Can I call the court?
  17. Dire1
    Thank you dx and jack
  18. Dire1
    Interesting... I have received a letter from Reston's (will upload over the weekend ) asking me to provide evidence of a s78 request which is hilarious since Cabot their client has confirmed receipt. Does a solicitor not communicate with its client? Then I don't understand if this is some undertone letter to discourage or rattle me, after all their response if it is a response to my defence should be sent via the court, nothing on the letter suggests it has. Then after stating they would advise I should check if I have the documents, they say they are waiting for their client to provide the documents I requested while saying I should prove I sent an s78 There are lots of should - I sent a cpr and s78, the onus of proof is not mine. I'll put it up over the weekend so can get advice if I ignore or reply! Now I'm being to get the Rectums part!
  19. Dire1
    I think the court sends you an acknowledgement letter advising the claimant has 28 days from when they are served your defence to respond. In the meantime we (am at that stage) have to draft our witness statement/ fuller defence. Do read similar posts, you learn a lot from them as to what next. Sure the site team will also advice us both
  20. Dire1
    Received court defence acknowledgement letter today. A copy is being served on the claimant or their solicitor. The claimant may contact you directly to attempt to resolve any dispute. If the dispute cannot be resolved informally, the claimant will inform the court that he wishes to proceed. The court will then inform you of what will happen. Where he wishes to proceed, the claimant must contact the court within 28 days after receiving a copy of your defence. After that period has elapsed, the claim will be stayed. The only action the claimant can then take will be to apply to a judge for an order lifting the stay.
  21. Dire1
    Hope you got your defence done in and send it in on time!
  22. Dire1
    Defence submitted.
  23. Dire1
    5. On receipt of this claim, I sent a request pursuant to s78 of the CCA 1974 for a copy of the agreement to the Claimant. The Claimant has acknowledged this request but remain in default of my request as of this date. A further request was made via CPR 31.14 to the Claimants Solicitors, requesting disclosure of documents referred to in the claimants particulars. The claimant's solicitor have refused my CPR request therefore frustrating my attempts to gather documentation relevant to the claim.
  24. Dire1
    Thank you Dx and Andy.
  25. Dire1
    I did think so. But that is for a loan and mine is a credit card, and all aspects of his defense are in mine lol But your preference aside, does my defence have the required legal framework in place? Does it suffice? As much as I'm trying not to be a pain in the butt, my defence cannot be a copy and paste affair. I have personalised it. Thank you...

Follow: @real_CAG

Navigation Links

Welcome
CAG Community Centre
CAG Library
Banks & Credit
Other financial Institutions
Retail
Non-Retail
Work & Social
PayDay and Short term Loans
Debt
Motoring
Legal

Latest

Our Picks


Help and Support

CAG Library
Questions about This Site
Change your notification sound
Change your profile picture - FREE!


Useful LInks

County Court Forms
MoneyClaim Online
CPR - Pre-Action Protocols
Civil Procedure Rules
UK Legislation
Youth Consumer Service

Reclaim the right Ltd

registered in the UK
reg.05783665
reg. office:-
262 Uxbridge Road, Hatch End
England
HA5 4HS

The Consumer Action Group

The National Consumer Service
×
×
  • Create New...