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ogi290

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Everything posted by ogi290

  1. so whats the court like? do i have to say a poem to DJ?
  2. THANK YOU SO MUCH andyorch! and to this forum! I been reading a lot x
  3. FINALLY request for information arrived!! after mediation last week. its a recon! i do not know how i will play this but i DO know i will be looking forward to the court hearing next month
  4. thank you so much IMS posting letter tom and will update ogi
  5. good afternoon DX thanks for enlightening me. I must say that i do not recall taking this life insurance policy. we have 3 mortgage from the bank,one in my ex sole name, a joint mortgage and joint equity release all the mortgages is now been paid according to my SAR accordingly the bank cannot provide any agreement nor statements beyond 2005 all my bank statement nor the joint account doesnt show a dd for this amount this might be included on the mortgage payment each month but which one? i would like you please to give me some pointers to write to the bank regarding this matter ogi
  6. Hello dx see attach doc can i claim for this one as well? jus going through a box full of SAR. as mention i do not know i have all this insurance looks like this attached to a mortgage account which we have 3 from the bank but i do not know which mortgage account it relates to ogi
  7. thank you so much dx! will post letter on monday ogi
  8. could you please give me a rough idea how to calculate this Single premium of 1145.53 added to loan 5k on 13.9 apr monthly payment 139.98
  9. thank you for a quick reply dx the 3 attachment i posted is the only doc i got from my sar i didnt knew i have ppi accordingly they cannot provide any loan agreement nor statement beyond 2005 the offer dont make sense to me
  10. Hello Could you please check my PPI offer if the correct amount I do not know how to use your excel spreadsheet calculation Also i received my SAR but its only from July 2005 ogi
  11. So what do i do now?? reply or ignore? please let me know
  12. I really do not know. Lowell group is hounding me for years now all about HBOS I CCA them in November 13 They replied to my CCA saying that they will request to OC then yesterday i received that agreement
  13. Hello there Thank you so much!! BRIGADIER2JCS and Andy i shall not response to their letter then...?
  14. I received this morning the 3 pages i have posted in #4
  15. I blank out all the details. thats what it looks now without the details
  16. Thank you. I received letter from red in Nov 2012, then Hampton in Jan 2013, then Lowell in Feb 13 saying #50% discount #75% in 12 equal payments over 12 months #Agree repayment of £35 a month, then Hampton in Sep, then BW Legal in November giving me 14 days to commence legal proceedings. I send CCA request to BW and SAR to HBOS. I havent recieved a reply to my SAR request I received the CCA this morning from BW The loan from 2007 for 5k. I defaulted in Nov 2009 coz of a very difficult divorce which left me with no home.
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