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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

pigginpie

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Everything posted by pigginpie

  1. pigginpie
    Tax credits awarded us £465 for the year 2015 - 2016 but from the beginning of april till mid june we was still on last years weekly amount and recieved that amount of £465 so not entitled to anymore this year
  2. pigginpie
    Is that even thou we are not entitled to anything this tax as we have recieved it ?
  3. pigginpie
    yes sorry
  4. pigginpie
    Hi guys recently received my tax credit renewal it states from 2014 to 2015 we was overpaid by £2335 for the year 2015 to 2016 they awarded us 465 so in the payments from april to june we have already received this years entitlement , the thing i find baffling is that they will take the 2014/15 overpayment from future awards , i also find this annoying as i kept tax credits informed of my rise in income and changes to circumstances , am i likely to receive notification from tax credit debt team demanding repayment , any info gratefully accepted . Thank you
  5. pigginpie
    never sent recorded but the payment aint been cashed , is it too short notice to do it again ?
  6. pigginpie
    Yes never recieved anything back , should i resend
  7. pigginpie
    Hi guys recieved a letter of fredricksons today stating letter before action and legal action is being considered and should it be necessary to instruct solicitors the balance will increase
  8. pigginpie
    Will do and thanks , one down one to go
  9. pigginpie
    Right guys big thanks going out to Brig and the rest of you got a letter of lowells this morning account closed will hear no more on the matter:whoo:
  10. pigginpie
    hi guys just took my 30 day free trial on experian and this particular debt what this thread is based on aint even showing on my credit file , although it is still showing on the noddle report , is this a good sign ? kind regards p
  11. pigginpie
    Is there no way they can claim its not statute barred , seen on other threads there is a lot of discussion on when the 6 yrs start from
  12. pigginpie
    thanks , let's see what comes next the parasites
  13. pigginpie
    Hi guys got a reply from my SB letter i sent , it states the customer relations team now owns my complaint and the senior customs relation officer will be making a thorough investigation into my concerns and will be in touch with his resolution after his investigation , is this just a standard reply from a statute barred letter , thanks
  14. pigginpie
    CCA request and statute barred letter's sent , would i normally get a swift reply
  15. pigginpie
    Yes sure i will
  16. pigginpie
    Brilliant i will get this sent in the morning , thank you brig
  17. pigginpie
    Yes please brig
  18. pigginpie
    Yeah credit files say lowell bought the debt in august 2012 the debt defaulted 26 march 2008
  19. pigginpie
    Thanks i'm pretty sure its statute barred anyway , the last time i acknowledge or made payment on the debt was oct 2007
  20. pigginpie
    Sent a cca request this morning , once they recieve that am i right in thinking they cant issue legal proceedings untill they dealt with the request
  21. pigginpie
    yes it was a credit card starting to feel stressed now , any advise on what i should do now thanks
  22. pigginpie
    Hi guys recieved a letter of fredricksons today stating that despite a recent letter from bryan carter it appears you have still not discharged your debt with our client lowell financial , we are prepared to offer you one final opportunity to pay before recommending to our client that they instruct solicitors to issue a claim at my address , at this late stage and as a gesture of goodwill we are prepared to accept a full and final settlement on this account provided that you contact us on 08453136614 within 48 hrs of receipt of this letter , then the letter goes on about lowells will amend the credit file to show part payment as been made and it will help me to obtain credit etc. is this a letter before action is it time to send the cca request any advise please
  23. pigginpie
    Well i didnt have a overdraft on the account it was just used for direct debits , so i'm pretty sure it must be bank charges , is there a letter i can send to request this info
  24. pigginpie
    Hi guys lowells at it again this is a seperate account , i had a current account with lloyds tsb they charged me £5 a month for this can't remember why now. and they also charged me for not having sufficient funds in for a direct debit , foolishly i just left the account ignored all letters and it defaulted in 2009 lowells have picked it up and they are requesting payments of £578 all of which will be made up of bank charges , do i just ignore this too r ask what the charges are
  25. pigginpie
    hi guys made a mistake with the dates , just looked on my credit file default date on the tsb entry 28/3/2008 then lowells have the default date at 1/4/2008 , seems bryan carter will have a extra month to do what he is going to do there for is not running out of time like i 1st thought and hoped , starting to get a bad feeling

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