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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

pigginpie

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Everything posted by pigginpie

  1. pigginpie
    Would i be right in thinking if it was clear cut i would of been in court well before now
  2. pigginpie
    So will i end up eventually goig court over this debt , pretty clueless when it comes to these kind of things
  3. pigginpie
    so with regards to bryan carters soliciters giving me 14 days to pay before legal proceedings do i just ignore them ?
  4. pigginpie
    does this mean its not statute barred till 1st of march
  5. pigginpie
    yes sorry , just realised 1st of march 2008
  6. pigginpie
    yes that was updated
  7. pigginpie
    So am i right in saying lowells are breaking the law with what they are doing ?
  8. pigginpie
    Aug 2012 with lowells and march 2008 with TSB
  9. pigginpie
    so do i just send bryan carter the SB letter , and its on my credit file under closed accounts ?
  10. pigginpie
    yes from 2012 , but never had dealings with them apart from stacks of letters
  11. pigginpie
    yes brig the cred ref file says satisfied with the TSB 2012 then reopened from that date under lowells
  12. pigginpie
    Hi guys recieved a letter today of bryan carter solicitors , they been asked by fredricksons to contact me with this outstanding debt it was a tsb credit card what got sold to lowells in 2012 i have not paid a penny to anybody on this debt since 2007 should this be SB now , or do i need to act
  13. pigginpie
    Hi guys all as been quiet for the last 5 or 6 months then out the blue i recieve a letter from fredrickson international are these just as bad as lowell and co should i just ignore these too
  14. pigginpie
    What does that mean brig , also what do i do when they turn up ? cheers
  15. pigginpie
    hi guys another letter recieved today but this time its from scotcall stating its important i make payment within 7 days or it esculates to a home visit from them
  16. pigginpie
    Hi brig sorry for late reply been working , its confusing on the satisfied account with lloyds it says default date 28/3/2008 and then on the lowells account its says default on 1/4/2008 last time my account was ok was august 2007 and then 6 months of arrears up to default , cheers mate paul
  17. pigginpie
    thanks brig
  18. pigginpie
    again not sure on the po box numbers but letters have come from leeds west midlands & edinburgh seems to be a lot of passing around
  19. pigginpie
    ive never really kept the letters but from memory its gone letters from dca's in this order lowells hamptons legal hamptons red debt managers russel aitken solicitors ?? all worded pretty simular
  20. pigginpie
    dear mr pigginpie debt managers reference xxxxxxxx creditor lowell - lloyds creditor reference xxxxxxxxxxx outstanding balance £6981.99 we are advised by lowell group that your account is being assessed and that they may recommend to the above creditor to consider initiating legal proceedings to recover the outstanding balance. if court action is taken and a county court judgement is successfully obtained any associated solicitors fees and costs incurred would be added to your balance. in addition your credit file would be updated to reflect deatails of any judgement obtained and this may seriously affect your credit rating. you may contact debt managers (services) ltd directly on 0843 216 3532 to discuss repayment of the outstanding balance or send your payment to debt mangers services 19 heriot row edinburgh eh3 6jr . you may also make a secure card payment online at http://www.dmpay.co.uk you should contact your card provider before using this method to check if there is a fee payable. no further intimation will be sent to you from debt managers in this respect and this letter should recieve your immediate attention , if court action is not taken and you fail to respond to debt managers ltd your file may be passed to debt managers investigation bureau or doorstep agents yours sincerly a scribble litigation department . thats the letter word for word brig vertually the same as i got from russel & aitken solicitors l
  21. pigginpie
    yes they was sending threat-o-grams for a short period , im pretty sure they may be clutching at straws surely they would of sent a court summons by now if they had everything they needed
  22. pigginpie
    i would like to add thou its pretty much same as the other letters
  23. pigginpie
    sorry no scanner , i will type it out word for word later thanks , brig if i sennd a cca will they use that as an ack on the debt , also is debt managers ltd part of the lowell group too
  24. pigginpie
    latest letter as said get in touch with debt managers ltd before they instigate legal action , is this another to ignore
  25. pigginpie
    do i do this by letter

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