tomjones2015
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Hi Can a finance company post details of previous payments on your credit report for months previous, for example posting details of what was done in 2012, if they have never posted anything on your credit report previously, and that date is this year?
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Payday Loan Credit Agency Shock
tomjones2015 replied to tomjones2015's topic in PayDay loans and Short Term loans - General
Some loans where over 9 months ago, they show as a outstanding balance and marked as satifisfactory but not settled. -
Payday Loan Credit Agency Shock
tomjones2015 replied to tomjones2015's topic in PayDay loans and Short Term loans - General
Any thoughts? -
Payday Loan Credit Agency Shock
tomjones2015 replied to tomjones2015's topic in PayDay loans and Short Term loans - General
Pay Day Express -
Hi I was stupid enough to take out several payday loans with the same company. All but one have been cleared. I very recently noticed that the company in question has recorded them against my Credit File within the last week. The problem is that they are all recorded with outstanding balances even though they are months old. These loans have been paid back. It is even displayed as satisfactory on the status. Each one is recorded as a new account, affecting the credit score that I had displayed. Entries have been recorded for 2012 even though they have never shown up before on my report. I had checked my credit file in the last month and these entries were not recorded so these are new entries during that check. What should I do? This has been a total shock from the massive negative impact on my credit score from the concerned credit agency. The company in question has recorded information from 6 months back and given a last status of this year. My understanding of a Credit File was that they could only record forward, not entries six months back. Any advice would be appreciated.
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