Excellent thank you! I'm really sorry to keep bombarding you with questions, but if it turns out that Paypal have a 'legitimate' reason...does that concrete iQor and GPB's threats? Because if so, I'm 15 days past their deadline for full payment and therefore they should be issuing me with a CC claim

This is my problem, I don't know why they reversed the payment because my account is now closed. What would you suggest I do please? How likely is it that they are going to issue a County Court Claim when they haven't heard a whisper from me? Am I doing more harm than good by ignoring them?

Thanks for all your speedy replied everyone, I'm quite cautious as to what information I divulge incase it is seen by any of the vultures that are chasing me! Paypal reversed my payment for an item I sold on eBay in August 2012 sometime, the item transaction went through fine. But I have still been put into negative. iQor first wrote to me saying that I had this withstanding debt that needed to be paid and that if I didn't they would issue involvement from solicitors. So now, GPB have sent me a letters saying the same thing as one of you have said and that they MAY issue a County Court Claim. Can they actually do this with how shady Paypals Terms and Conditions are?

Hi all, So I'm like many of you, I'm being hounded by letters from iQor and at the moment GPB Solicitors saying that I need to pay up for a debt from my Paypal Premium account that was closed before all of this arose. The debt is for around £2500, which is has been swindled from me - I'm not too sure what has happened because my account was closed before I could find out what Paypal/eBay had against my auction. At the moment I'm just ignoring their letters, should I carry on this way in the hope that they finally give up? Or should I actively be doing something about this because they do actually have some power against me? Many Thanks