:-xFreedom of speech wow so lawyers are reading this site how interesting seems were getting somewhere at last ..can u post the letter on here for feedback please

Great to read that ur all reporting these **** bags if everyone reported them then something will be done about them as its no use coming on these forums and just complaining and ur complaint counts enourmously and helps others get out of this payday loan trap and to never touch them again .....i complained ...i paid them all off ...im debt free ...if i can do it anyone can and i have my wages back in my pocket now not those **** bags pockets .....good luck

Please report them asap

Or phone ur bank to do a faster payment

Spell mistake above re ptpd will only give u 8 wks and u can pay them by faster payment on line with ur bank

Hello type in my forums on qq and poundstillpayday to help u ,,,qq will usually set up a plan after u default by email and ptpd will only gicve u 8 wks to pay up then send it to a dca and they will bombard u with text phone and email messages with threats so i would get shot of these first so look on my quackquack forums or type in ptpd or quick quid xx

Go on my forums and read up on qq go to the qq site and chat to them tell them u need help as qq are now helping people more than before but dont trust them ever as they raided my account and im rid of them now but yes talk on live chat to them and ask for a payment plan they do them over 3 months and six months xxx

Sorry above spell mistake meant direct debits so they cant raid ur bank account

Hi please dont worry ul get sorted but first cancel ur bank card tell ur bank it was lost and get a new one then cancel any direct devits to them u have then email them explaining u require a payment plan asap as ur in serious finacial trouble .they probably wont do anything until u have defaulted but email them again after u default on the due day to ask again for a plan and to freeze interest and u only owe one months interest .you will find it easier if u type in above on this forum others issues with pdl and read them and get more advice ...hopefully when u have a plan in place only only pay them by standing order now good luck and start reading others post wich will help u greatly including mine quackquack posts ....keep us up to date dont be scared offer ur payment and stand ur ground and u and ur wife will be sorted soon enough xxxx

fantastic well done u did it brill .now never ever go down that rd again it is so not worth the stress involved.credit unions in ur area are brill for short term loans .good luck to u and i wish u all the best of luck xxx:-D:madgrin:

also if u just pay what u can only afford without a payment plan in place with qq they will send ur account elsewhere so go back on the qq site log in and talk to them via chat about a payment plan or just keep emailing them .good luck:-x:?:

:lol:please type in quick quid at the top and scroll tthru others forums this will help u and they will only accept debit card ,direct debit or paypal payments but make sure u cancel ur dd or card asap or they will almost certainly raid ur bank account:madgrin:

hello have u cancelled ur card with the bank say its lost and ul get a replacement otherwise they will again raid ur account and cancel any direct debits asap:whoo::-x

Cheers u all the very best to u I wish u well sunshine xxx

an end is in sight for u and all i wish u all the best of good fortune xxxxxxx:whoo:

before u default with quick quid email them ur in financial difficulty and request a payment plan they will say they cant help until after u default so u then default on the due day ps cancel diect debit or cards asap then email them 24 hrs after default and ask again for a payment plan ..qq have become more helpfull towards customers in recent months (see my quick quid forums) good luck

HIGHLIGHTING PAYDAY LOANS ON ITV NOW :mad2:

:!:and so this story ends

i am with a union through work only joined 4 months ago to save now all my pdl have been paid.........they cannot help everyone who has large amounts of debt but as u say where u live depends on which union helps you but for saving its great and if u can loan with them even better but again i dont give false hope ok:!:

my post above was simply to say it as it is and not give false hope regards credit unions ......and not everyone will be able to loan with them so giving false hope is bad advice so I'm telling it as it is

credit unions are not a fast option to borrowing but are cheap .they take time and to borrow from them you have to save with them for a few months first :whoo:

credit unions are great places to save and get low cost loans but you have to save for at least six months before your considered for a loan .my credit union only allows this as with many many others so they are not a quick option in borrowing

:whoo:Hi I'm so pleased u are nearly sorted too I understand how u feel ,I was a fool I still cannot believe what I did taking out these loans I'm horrified how quickly it spiralled out of control and I kept it all to my self as I just couldn't tell my lovely husband what I had done so battled on on my own but iv never ever had so much determination in my whole life as I had in these past months to get myself out of this hole I was in I was so determined with a vengeance to pay tham all off and even now I cannot believe I have achieved it at long last ,I stil get butterflies and feel anxious in my stomach at the sheer thought I nearly lost or could have lost my home and the thought of that spurred me on even more that no shark would take from my family for what wed worked hard for and now no one ever will so anyone reading this learn by me and take the advice o these forums because u won't regret it and like me ul have sanity back ,learn from this stupid mistake and never venture down this road ever again and better still have money in the bank xxxx

To all those people in a payday loan mess u will get out of it I was in such a mess finacially for 2 yrs and hid it from my family and I was so very stressed but with patience determination and finding this forum I have paid the lot off all in all totalling thousands of pounds and suffering panic attacks ...you can do this defo and with the help of myself and others on here ul get out of it .stay focused and positive and ul be payday loan free soon ...good luck I feel for u all

The only way to prove u paid is to fax them a copy of payment but then again it has ur bank details on so I'd be wary but it seems like they are deliberatly ignoring ur payment so report them asap now to ts or oft immediatly and pay nothing more