RW Fugitive
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Aktiv Kapital chasing 7yrs old Sainsbury 'bank debt'
RW Fugitive replied to RW Fugitive's topic in Lloyds Bank
I don't remember any PPI on it, no. I agree, it is SB in my eyes as I have never paid anything to it since about 2004. I keep telling them it's SB, but they made up a fictitious payment last year, which I'm 100% sure I never made. Why would I when I told them a year earlier it was SB? The industry really is rotton to the core -
I can't find the actual CCJ, no. Yeah, I agreed a payment plan with them without the court being involved, they've happily taken those payment for 4 years now from what I can see. I've never missed a payment and it comes out as a standing order every month. I just don't want any more added to the debt. Sending a letter today to them asking on what grounds they are going for a writ. Thanks
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Aktiv Kapital chasing 7yrs old Sainsbury 'bank debt'
RW Fugitive replied to RW Fugitive's topic in Lloyds Bank
The original Creditor was Sainsburys Bank. I've not SAR'd them yet. It's quite old now, do you think it would be worth it? -
I frantically checked to see if i ever replied to their claim and I did (there was so much going on at that time, it was all a blur) , I couldn't use the "didn't know they had taken me to court" route I just had to start paying up. I agreed a payment plan with them and had kept up the payments since, never missed once. I have no problem paying it as it is my debt, I just feel annoyed by their recent threats. I'll fire of the letter tomorrow. Thanks guys
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Aktiv Kapital chasing 7yrs old Sainsbury 'bank debt'
RW Fugitive replied to RW Fugitive's topic in Lloyds Bank
Not heard a thing from these muppets since I asked for proof , had a couple of letters giving me a fantastic opportunity to get 40% knocked off though lol -
I'll fire off a letter to them and let them know. Could it just be a rouse to get more money out of me? silly question i guess! LOL
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Yeah, never missed even one payment. I had to double check there wasn't another CCJ! but no it's the same one. they have been ringing me loads lately, but TruCall has been telling them to do one
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Aplins have written to me about a debt I have with Hillsden / DLC. It was a CCJ from 8 years ago and I've been paying £50 per month for over 6 years now. They are saying I haven't paid and are about to issue a writ for a Warrant of execution ? I've never missed a payment and have paid even when I was unemployed. Can they do this?
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Aktiv Kapital chasing 7yrs old Sainsbury 'bank debt'
RW Fugitive replied to RW Fugitive's topic in Lloyds Bank
OK, cheers -
Aktiv Kapital chasing 7yrs old Sainsbury 'bank debt'
RW Fugitive replied to RW Fugitive's topic in Lloyds Bank
Cheers, will do. Is it worth making a complaint to the Financial Ombudsman too? I was thinking Trading Standards too? -
Aktiv Kapital chasing 7yrs old Sainsbury 'bank debt'
RW Fugitive replied to RW Fugitive's topic in Lloyds Bank
Yeah, it says it was paid at a Lloyds ??? I've never been in a Lloyds!! LOL -
Aktiv Kapital chasing 7yrs old Sainsbury 'bank debt'
RW Fugitive replied to RW Fugitive's topic in Lloyds Bank
Thanks -
Aktiv Kapital chasing 7yrs old Sainsbury 'bank debt'
RW Fugitive replied to RW Fugitive's topic in Lloyds Bank
BCW have been chasing a SB debt of Akitiv Kapital for a few months, I'd already told AK last year (april) that it was SB and that I wouldn't be paying, they ignored me and sent a few letters, but went quiet for a bit. Now after complaining and telling BCW it was SB, I've received a letter "Refuting" my claims. It shows a "payment" made in November 2012 of £40. Which I never made!!! The account was SB in April 2012, so how they think phantom payment this makes it un-barred I'll never know. What should i do? BCW said they are continuing collection on the alleged debt and AK say I've made 1 payment last year that i didn't make!!! Who is best to complain to as BCW said there letter was there "final decision" on the matter!!!??? -
Blackhorse PPI claim rejected
RW Fugitive replied to kokorunna's topic in Payment Protection Insurance (PPI)
Complain to the FOS and see what happens- 5 replies
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- blackhorse
- ppi
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(and 1 more)
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