yes will get transferred to your local court but it'll take at least two weeks before you hear anything from them in my experience and looking on site and then its just a letter with a date and request for all paperwork to be in 14 days prior to date so don't worry too much about going away just enjoy it , mine was transferred last week and spoke to court today be another week before they even let me know a date and then probably be early september they said , good luck though !!

bump again please !! sorry to be a pain !!!

bump!!!

i think that your best course of action would be to as you say write a letter stating that this amount is accepted as full and fianl settlement with all the approprite a/c no's on then as you say carry on with the claim for £4000

please help with this i know i'm twitting on but have i done the right thing sending a copy of draft directions to SC&M , and does anyone think it will help to ring and see if they have received it just to nudge them ?

the guy i spoke to said that nearly all had been settled before date due but that those that hadn't had not been lost so i am hoping that is the case , yes and he did say that the judges there are fed up so i hope this is a good sign after the decision on kevin at birmingham this is what has got me wobbling and do you know if i was right to send a copy of draft directions to SC&M anyone ??

Rung York County Courts today and they said my claim is with the judge be back tomorrow so faxed across draft directions to them and asked if this was ok they said no problem when i explained that due to no allocation questionaire it was a bit confusing as to when to send in directions, they said it will be added to my case and sent up to judge but no cases were now being referred from them to leeds as the judges at York are now sick of banks not turning up so they are allocating in batches of 100 and all being heard together so hope this is good news .Faxed across copy of directions to SC&M also as i think this is what i'm supposed to do , hope this is all right anyone help with what to do now and if this is correct , moral support be really appreciated getting a bit wobbly now , its getting really close now !!!!!

Hi curlyben , is that a really clever automated response or are you really a spy for 1st credit !!!!

Hi all had two letters on Monday one from connaught saying : Dear Madam , re: 1st credit limited (Associates) outstanding debt £------ our records indicate that yout repayment plan is £20.00 in arrears . please ensure that your plan is brought into line within the next five days , yours faithfully connaught collections uk ltd . so I e-mailed them and told them that this a/c was in dispute and that they were in dafault by not producing CCA and that in this situation until they did I had no legal obligation to pay , not heard anything from tham yet . next letter dated same day 18th May Dear Sir/Madam , thank you for your recent communication . the contents of this communication have been noted . Please telephone this office as a matter of urgency in order that this matter can be discussed . Thank You for your co-operation . yours faithfully . collection depatment 1st credit . again i e-mailed them the same as above but also included that I would not communicate on the telephone and that all communication must be via e-mail or written snail mail . anyone getting dejavu with gingerheid's thread !!!! any advice from here appreciated!!

Hi Jess , you are very near me and at almost the exact same stage so hopefully we can cheer each other on , and if your court date is a date i can get of work will give you some moral support if you need it , i'm waiting to hear if mine is at York or Leeds , also with lloyds transferred to York last week , but they say probably be sent to Leeds as they are backdated to November , but nearly all that get transferred to Leeds end up at Mercantile so worth reading the thread mentioned above , good luck ,lisa

Mine With York At Minute And They Have A Backlog Till November So That Could Be Why , Waiting For A Notice Of Transfer , May See You At Leeds Yet !!!

http://www.consumeractiongroup.co.uk/forum/lloyds-bank/90660-lloyds-victory-view-judgement.html this should get you there !!

there is an entire thread devoted to this up top section on lloyds forum , if you have a look there , "lloyds victory in perspective"

Good luck for tomorrow , hope it go's ok ,and hope everybody else's does too , lisa

got it link for australian default fees report is http://www.consumeraction.org.au/downloads/DL56.pdf hope this all helps when's your court date ? and good luck

The documents/evidence you will need to submit will include; - Schedule of charges - Statements showing charges have been made - All correspondence between you and the bank - All cases and statutes upon which your claim relies - OFT report All this can be found in the Basic Court Bundle Additionally, you should add as much other evidence as you can compile. Examples of other useful pieces of evidence are; - The Competition Commission report - The McNamara interview - Australian Default Fee's report - BBC Commission conclusion but link to australian default doesn't work put link on my thread last page , lisam

sorry about that its australian default fees report 2004 just found it and had a quick scan through , makes really interesting reading definately be using it in court bundle , the link on here no longer works to get to it but if anyone needs it here is link http://www.consumeraction.org.au/downloads/DL56.pdf hope this helps someone else ninety plus pages though be prepared !!!!

can anyone help with australian part of court bundle don't seem to be able to find it , many thanks lisam sorry can't remember exact thing just know it is australian !!!

I Don't See How It Can Be Correct But You Do Need To Check The Dates On Your Direct Debit Because They Could Take It Out At Midnight Sunday / Monday And Still Be Legal And You Would Still Be Overdrawn As You Can't Pay In Money To Cover At That Time , Hope This Helps , Lisam

Not Sure Which Bit I Don't Need To Do Now , But Thought I Would Need An Answer To Their Arguments , I Know I Sound Really Bad , But As A Said Before Just Want To Get This Right !!! Thanks

Thanks For Merging Much Appreciated , Didn't Know I Had Done That Sorry !!!!

i have two tried to get them merged but didn't know how to only other one is this one thought it was different as not relating to my case but to a specific case , don't know anything about seven , got one in citi forum but no others what are titles ?

forgot help would be appreciated with arguements against sc&m defence please , lisa

hi anyone been allocated to York county court and if so what time scale of court date are they giving there and also are they still allocating straight to mercantile in leeds , any info appreciated , lisa

hi anyone got a case allocated to york county court , if so what time scale etc from allocating to date and has it been left at york or assigned to mercantile leeds , be very interested to hear from anyone , lisa