Don't Know Who You're Talking About With Beneficial Finance I Said B L S Collections Not B F C Collections No Credit Cards No Loans Just Collections Is What Bls Collections Do .

No They May Collect For Hsbc Aswell But Definately Owned By Lloyds Tsb I Asked Tsb This And They Confirmed It , Lisam

yes please keep me updated , i have a thread somewhere !! if you want to know a couple of stages ahead , LISAM Vs LLOYDS TSB i think !! got a few on go so hard keeping track but unluckily mine are with tough banks lloyds and citi to mention two worst but i will not give up just pour another glass of wine and think about the weekend in Rome I've booked to spend some of the money on !!!

with lloyds these charges are usually between £20-£32 depending on what time period i've got all of them actually had £180.00 in one day in charges its a joke !!

the £4-£7 are account management fees and are stated as this when you get a/c and are not claimable but unpaid s/o charges are all reclaimable and you can add stat int of 8% onto this when it gets to court claim stage all templates are available in library go to first part of forum and read the faq section all in there at court stage now but no expert but if i can help i will just pm me and i'll let you know what i can , good luck lisam

lloyds acknowledged my claim on 23rd April anyone got any idea of a time scale for defending and court etc from here ??? nay help gratefully received !!

I had a loan with egg but debt collection company was wescott , cca to wescot got letter and postal order back telling me thay had transferred account back to egg , so sent cca to egg no reply yet 10 days down anyone else dealt with egg after dca sent a/c back ? don't know whats happening heard nothing from egg whatsoever and wescott say a/c went back to egg 29th March so over a month now , getting a bit worried , help ??

hi , you heard anything yet as your payment is due before mine you'll probably hear from them 1st , hope its good news !!

new calculations on 12 working days mean that 2nd May 12 days up so tomorrow puts plus 2 and that means 30 days can start counting , heres hoping due a payment on 15th this month already paid last months so lets see if i hear anything what do i do if they contact me for payment ?

Had to ring citi today to find out where statements are spoke to a really helpful guy richard cooke data protection manager , he said that they had written of to information commisioner to tell them that due to demand they couldn't get the requests out on time so I asked him what response information commisioner had given !! they haven't had a reply yet from them , but he was a very polite man and told me that they are running 10-19 days behind target and have employed extra staff to deal with influx of claims so if this helps anyone i hope so , this is me still waiting for my statements signing off !!!!

Still waiting getting a bit bored now want something to occur oh well never mind nearly there !!

no problem will let you know as it progresses time scales but posted MCOL on 10th April deemed Served on 15th April lloyds acknowledged on 23rd April and said they will defend in full rung courts they said no AQ as soon as lloyds file a defense it will be transferred out to local court so hopefully not long now , have sent SC&M a letter asking them if they would like to settle to avoid wasting courts time and money but so far reveived no response , oh well hopefully not long now !!! and good luck with yours .

NO ITS LLOYDS TSB BANK PLC , 25 GRESHAM STREET , LONDON ,EC2V 7HN . hope it go's ok am just waiting for a defence to be filed they acknowledged my claim two weeks ago so nearing deadline to request judgement , lisam

If you ring citi cards on 0800146188 or 0800 0569569 and askto speak to richard cooke direct he is the head guy there and is really helpful and will tell you what is happening with it but they say they have written to information commisioner telling them that they are not able to comply with 40 days due to huge amount of requests 1300 in march and april so they are running 10 days to 19 days behind 40 day schedule if this is of any help hope so !!! i hope you succeed will keep up with your thread .

BLS collections are par of lloyds tsb if you ring them the phone is answered lloyd tsb i know this a i did this last week , connaught collections are used by citi and are owned by 1st credit , egg use wescot hope this helpful , LISAM

Hi I got acopy of my credit report recently and there is a default on there from littlewoods catalogue now I never had a default from littlewoods catalogue i did use it but always paid , only problem is a don't know a/c no as it is four years ago or adress or contact details for littlewoods how do i go about getting this removed from my file , please help !!

don't know if an S.A.R can be done this was a personal loan will it still apply ?

Hi all posted CCA request to wescot credit registered next day delivery on 12th April no response by 25th April 12 day default cut-of then this morning 27th received a letter from them that they had no longer got the account and had passed it back to Egg on 29th March 2007 , very convenient methinks !!!!! they also returned postal order and said account ceased with them so will keep this letter in case they come chasing again and have sent of CCA request to Egg today registered next day be delivered monday 30th MArch so they have until 12th MAY 2007 to respond to me anyone had any experience of this situation or either company please feel free to post or pm me with any help or info , also wescot have said that they will send me a statement of what i have paid them in full as i never had a abalance or statement from last heard from egg five years ago , lisam !!! so not a bad result !!

Hi connaught now out of 12 days and in default this occured on 25th so thirty days from then to count means that need a response before 25th May 2007 or they are breaking law etc etc , wish me luck !!!!

26th February 2007 Sent S.a.r 08th March 2007 Received List Of Charges 09th March 2007 Sent 1st Letter Requesting Repayment By Next Day Delivery 24th March 2007 Sent L.b.a 25th March Recieved Letter From Lloyds Tsb Saying Usual Fob Of. 10th April Mcol Filed 15th April Mcol Deemed Served 21st April Mcol Acknowledged By Lloyds Tsb Still Waiting For Defence 14 Days Left !!! .

Hi and good luck but it is actually 14th not 13th sorry to disapoint you , my claim to lloyds tsb was deemed served on 15th April so irang moneyclaim they said that they had until 13th at 0001 but as this was a sunday it would be monday 14th at 0001 oh well only another 24 hours did mine at moneyclaim but should be transferred to local court YORK , might see you there !!!!!

Had A Letter This Morning Nine Days After Starting Moneyclaim Online From Customer Recovery Stating That They Are Still Lokking Into My Complaint And Will Get Back To Me In Another Four Weeks !!!! Needless To Say I Faxed Them That As I Had Already Started A Court Action Against Them Thay May Want To Update Their Files !!!!!

10/07/2007 Sent Of Sar Request To Citicards Richard Cooke Data Protection Officer. 12/04/2007 Recieved Letter Asking For Proof Of Address Via Bills Statements Etc , To Save Time Rang Them And Asked For A Fax No , Faxed Straight Across To 0870 905 0710 , Rang Back And Asked Them To Confirm That They Had Received This Fax And That It Was Suitable They Confirmed This And Said Would Send Out Statements . I've Heard Citi Are Hard To Deal With , Already At Court Stage With Lloyds Tsb , Any Advice On First Letter So I Get It Dead On Right Cheers , Lisam

20th February 2007 sent of SAR - RECEIVED 19/03/2007 missing 1st six months march 2001 - sept 2001 19/03/2007 sent of 1st letter asking for repayment of £1419.50 charges . 27/03/2007 received letter sorry to hear you are unhappyblah blah blah !!! 29/03/2007 sent of fax and recorded delivery copy of LBA , faxed to Kerry parfitt on 01264 834091 , stating that i will be filing for action within seven days if no response received to my request and that this response would include £345.48 interest and £120.00 court costs bringing total to £1884.98 at this date plus accruing at 8% daily till payment . 10/04/2007 no response moneyclaim online issued court summons they have until 29/04/2007 to reply here's hoping anyone got any advice at this stage be gratefully accepted , cheers lisam

Hi can you let me know how you get on cause we both sent the letters requesting CCA on same day be interesting to see what occurs mines for an associates credit card whats yours , good luck , lisam