Any party is entitled to apply to set aside an order made in their absence. It will have to be done on notice - fee £80 - and reasons given for non attendance. Another hearing date will be fixed. The reason the bank got their costs is because this was not a small claims trial, but an application and costs can be claimed on the hearing of an application even if the matter has been referred to the small claims track. Alternatively, they can be claimed on a small claims trial if the losing party has behaved "unreasonably". Only read the thread briefly but looks to me like this is the third set of proceedings, effectively claiming the costs of th

I don't think the Site Team would be interested, as both posters have simply made suggestions in good faith. Perhaps I could ask just_jue to clarify some points, just to be certain we're all talking about the same type of tenancy - a. Do you have a secure tenancy under the Housing Act 1985? b. Do you live in England? c. Is your landlord, the Housing Association, a Registered Social Landlord (RSL)? You need to find out what the 'set times' are. This will have been put in writing somewhere by the landlord. Chances are, it's purely a matter of contract if the property is in England/Wales. The law

Hello Spikey. This is what I meant to post. Thank you Rachel. 'Thank you for that. Listen, you've put quite a few names in your OP. I've mentioned it to the site team but they don't seem to be around atm to help you. My concern is that you've put a lot of names in what you've said, including your own. You never know who's watching and reading here and I think it would be a good idea to edit your post [button on the bottom right hand side] to take out names so you can't be identified and your ET tactics followed. You could change the names or call them A, B and C. Just trying to protect you . My best, HB

Darren I have an issue paying my monthly Orange bill. Could you ask your billing department to message me on Facebook

You could get one of these and try waving it around for a bit- http://www.ebay.co.uk/itm/Magicians-Wand-Magic-Tricks-Nice-Wood-Finish-/390330679653?pt=LH_DefaultDomain_0&hash=item5ae1858165 But I reckon my first suggestion is the best.

Hold on a mo Are you familiar with the above section and the case law around it? If not, I would suggest some reading and of course some reading of other ppi reclaim threads. Also, if Carcraft have said in their letter that this is a final decision, you don't have to go back to them. You can move it forward by other means. Have you prepared a schedule of claim? Do you know howm much you ar claiming back? Can you put some meat on the bones for us? Thanks ims

That almost certainly makes the contract unenforceable, yes.