Often vehicle insurers will refuse to deal with third party property damage claims. They will by lack of willing rely on the third party to use their company Insurance and the companies Insurance would try to reclaim through your Car Insurance. Agree with Ethel, but sometimes Insurance claims staff will try to avoid additional work.

No need to post photos and no need to add names of people you have had dealings with. Just provide a short summary of what problem you are facing and a chronological list of what has happened until now.

Asylum Europe Apparently refugees can be detained according to Asylum Europe website link above

Apparently some journalists have heard that Sunak may call an election next weekend or in the week following the bank holiday Monday. With the election to be held at the end of June. Rishi Sunak could call snap general election | Politics | News | Express.co.uk WWW.EXPRESS.CO.UK Here's why the Prime Minister could announce a general election soon

Found a BMA article related to this subject which I think the OP will find helpful. Patients recording consultations WWW.BMA.ORG.UK Our guidance answers if patients can record doctors without permission or covertly, how to respond when a patient asks to record their appointment and what to do if a covert recording is posted online.

Shocking costs created by Tory led Government in 2012. Taxpayers brace for £100bn money-printing bill – as George Osborne says it’s ‘not my responsibility’ MSN WWW.MSN.COM

Has changing the seat increased the value of the car and/or made it more attractive for thieves to steal ? From what you said, any additional value would be low and any increased attractiveness to thieves appears quite low. But for an Insurance company looking to charge an extra £50 for a modification, I can see why an Underwriter asked the question may say it is definitely a mod.

Agree it is not a modification that needs to be disclosed to Insurers as changing the seats has not changed the risk.

Yes ignore.

Really interesting video on 'growth' from someone who used to be a top city trader.

The Tories election campaign is basically whatever the Daily Mail and Express write about as concerns of the 'British people'. The latest speech by Sunak about sick note Britain is the latest. Perhaps there needs to be a discussion on the mental health crisis that is stopping a large number of people from working. When people are having to wait for months for a Mental Health assessment and then a very long time for any therapy treatment, then that is not going to help. The problem with many politicians speeches is that they identify problems, but when it comes to solutions that are going to cost billions, plus take many years to put into place, they shy away from the practical actions that would be required. Instead they will come up with some slight tinkering actions at a cheaper cost, that won't make much difference. There are probably hundreds of thousands of disabled people who would like to work, but many employers won't offer them employment as they are not willing to make the reasonable adjustments to make it happen. If the Government pledged to support employers financially with the costs that would be incurred, then I am sure we would see many more disabled people in workplaces.

Not consumer credit, so won't show on credit records. Are you 100% sure the Tax Credits payment is correct ? Did you receive an overpayment letter ? If not, there is no immediate need to set up a payment plan. Contact HMRC submitting a subject access request and if there is doubt about the overpayment amount, write to ask HMRC for a breakdown calculation of any overpayment amount. Make a subject access request to HMRC - GOV.UK WWW.GOV.UK Find out how to ask for access to personal data that HMRC holds about you, or someone who has died.

If you visited Qatar you could be detained at the border, if the debt has been notified. If you are only in transit and do not seek to cross border into Qatar you might be ok, but you may want to seek formal advice about this.

Doubt the uneconomic write off would be registered, unless you agreed to accept write off settlement of the claim. It is just cosmetic damage. All that has happened, is that the car has been looked at and they realised the repair costs are going to exceed the value of the car. If the car is perfectly driveable with no upcoming normal work required to pass next MOT, your current Insurers will continue Insurance and you can accept an amount from third party Insurers to go towards you repairing the scratched bodywork.