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mrs baconbuttyman Vs Hellifax

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we served court papers on halifax on the 8 june, they recieved the summons on tuesday 13 june, they closed my account down on the 14 june, i recieved a letter stating they will pay me my money back ect on saturday, the usual thing no admitance ect, on the summons i stated i wanted the money paid back and my account restored to its proper standing, i was and still have not been notified in writing that my account has been closed, at the time of closure the account stood £72 in the red due to charges, where do i stand if i refuse the offer and want to go all the way to restore the account, the said they would issue a cheque for the refund and the acc would remain closed, i want the acc open as stated on the summons.

Also they state that my credit file, will still state that its a DEBT of £72 (overdrawn), i want my credit file cleared, as it was them that took me overdrawn to start with,,, can i demand this? also found out the court fee's are waved if you are on tax credits


TOTALLY debt free as of 2007, Fantastic,

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