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    • Well the difference is that in all our other cases It was Kev who was trying to entrap the motorist so sticking two fingers up to him and daring him to try court was from a position of strength. In your case, sorry, you made a mistake so you're not in the position of strength.  I've looked on Google Maps and the signs are few & far between as per Kev's MO, but there is an entrance sign saying "Pay & Display" (and you've admitted in writing that you knew you had to pay) and the signs by the payment machines do say "Sea View Car Park" (and you've admitted in writing you paid the wrong car park ... and maybe outed yourself as the driver). Something I missed in my previous post is that the LoC is only for one ticket, not two. Sorry, but it's impossible to definitively advise what to so. Personally I'd probably gamble on Kev being a serial bottler of court and reply with a snotty letter ridiculing the signage (given you mentioned the signage in your appeal) - but it is a gamble.  
    • No! What has happened is that your pix were up-to-date: 5 hours' maximum stay and £100 PCN. The lazy solicitors have sent ancient pictures: 4 hours' maximum stay and £60 PCN. Don't let on!  Let them be hoisted by their own lazy petard in the court hearing (if they don't bottle before).
    • Thanks for all the suggestions so far I will amend original WS and send again for review.  While looking at my post at very beginning when I submitted photos of signs around the car park I noticed that it says 5 hours maximum stay while the signage sent by solicitor shows 4 hours maximum stay but mine is related to electric bay abuse not sure if this can be of any use in WS.
    • Not sure what to make of that or what it means for me, I was just about to head to my kip and it's a bit too late for legalise. When is the "expenditure occured"?  When they start spending money to write to me?  Or is this a bad thing (as "harsh" would imply)? When all is said and done, I do not have two beans to rub together, we rent our home and EVERYTHING of value has been purchased by and is in my wife's name and we are not financially linked in any way.  So at least if I can't escape my fate I can at least know that they will get sweet FA from me anyway   edit:  ah.. Sophia Harrison: Time bar decision tough on claimants WWW.SCOTTISHLEGAL.COM Time bar is a very complex area of law in Scotland relating to the period in which a claim for breach of duty can be pursued. The Scottish government...   This explains it like I am 5.  So, a good thing then because creditors clearly know they have suffered a loss the minute I stop paying them, this is why it is "harsh" (for them, not me)? Am I understanding this correctly?  
    • urm......exactly what you filed .....read it carefully... it puts them to strict proof to prove the debt is enforceable, so thus 'holds' their claim till they coughup or not and discontinue. you need to get readingthose threads i posted so you understand. then you'll know whats maybe next how to react or not and whats after that. 5-10 threads a day INHO. dont ever do anything without checking here 1st.
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I Got £2398 Back Today From Bank


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On my other thread I told you they had offered £2398 out of the £3196

 

I tried to meet in the middle with them, and they said no.

 

I had to have a long hard think for a few days, and decided that I would accept their offer. I have my kitchen to finish off and the childrens bedroom to do.

 

I dont feel too out of pocket (for reasons I wot put on here, but lets say I have had the last laugh)

 

SOOOO forget Woolwich Bexley Health, I didnt have any reply - and Barclays London didnt reply at all.

Go straight to Woolwich Jackson House Clacton (get it off google) and write to them.

If you have a contact, just do thier name [email protected] and you have email contact.

My contact to whom I emailed/wrote to was [email protected]

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Well, thats just brilliant!!

 

Good for you - & enjoy every penny of it!

 

Its money that you wouldnt have otherwise had isnt it, so its fantastic that you can do all the things you want to in your home, and when you want to do it. After all this was on your terms & you decided what you would like!

 

Well done again!

Electric lemon :D

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Cool - well done.

Alecto, Magaera et Tisiphone: Nemesis on Earth is come.

 

All advice and opinions given by Spiceskull are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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congratulationsl, its seems the woolwich are offering 75% as a standard offer, I was expecting my letter today, phoned them as it was a no show. was told "offer letter was posted yesterday, with an offer of £1,849 " i had anticipated approx 2500 total charges which would work out to a 75% figure of their offer, so waiting for the letter tomorrow b4 i ring and see if I can push it up a bit as Ive seen a few ppl have got it up to 85% if not like you Im taking the 1849 I also have a kitchen to finish !!!

Debbi

 

 

 

 

Woolwich S.A.R - (Subject Access Request) sent charges 2500 offer 1894 accepted as need the money ! but the rest will go all the way !!:)

 

Woolwich (daughters) SAR sent charges 170.00 , no offer ?! :-| 14 day letter sent

 

Abbey S.A.R - (Subject Access Request) Sent pre 6 ryrs claim - one to watch !!

 

Black Horse £548, offered £262, awaiting balance got balance =paid in full:D

 

Barclaycard S.A.R - (Subject Access Request) sent

 

Halifax SAR sent

 

Citibank Sar sent - blah letter sent back. sending a SAR default notice at end of 40days

 

Capital one SAR sent, statements recd, 14 day letter sent

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got an offer letter today 1894.00 off the charges of 2526 so the 75% have emailed them to say increase ...please... or court acrion, will now sit back and wait

Debbi

 

 

 

 

Woolwich S.A.R - (Subject Access Request) sent charges 2500 offer 1894 accepted as need the money ! but the rest will go all the way !!:)

 

Woolwich (daughters) SAR sent charges 170.00 , no offer ?! :-| 14 day letter sent

 

Abbey S.A.R - (Subject Access Request) Sent pre 6 ryrs claim - one to watch !!

 

Black Horse £548, offered £262, awaiting balance got balance =paid in full:D

 

Barclaycard S.A.R - (Subject Access Request) sent

 

Halifax SAR sent

 

Citibank Sar sent - blah letter sent back. sending a SAR default notice at end of 40days

 

Capital one SAR sent, statements recd, 14 day letter sent

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I did that and they retracted the offer, and told me to contact the ombusman ect ect

 

I decided that I would take what was on offer

 

Over the years when ive had 2 or 3 fines, ive called telephone banking and asked them to spread over a period, as single mother and that - and they said "in this instance we will repay you all 3" so I dare say over the years ive had a fair few bob back anyways, so I was happy to take what they offered and save myself the stress of court.

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Well done and congratulations, you have done the right thing for you. I am so glad things have worked out in your favour. I wish you and your family all the very best!

 

SN

 

BTW I got an offer letter today for £2,074.00. But will decline as I have issued court proceedings.:oops:

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I did that yesterday , got an email back, saying can not respond to you directly it needs to be put in writing ??? and in the envelope provided.

Debbi

 

 

 

 

Woolwich S.A.R - (Subject Access Request) sent charges 2500 offer 1894 accepted as need the money ! but the rest will go all the way !!:)

 

Woolwich (daughters) SAR sent charges 170.00 , no offer ?! :-| 14 day letter sent

 

Abbey S.A.R - (Subject Access Request) Sent pre 6 ryrs claim - one to watch !!

 

Black Horse £548, offered £262, awaiting balance got balance =paid in full:D

 

Barclaycard S.A.R - (Subject Access Request) sent

 

Halifax SAR sent

 

Citibank Sar sent - blah letter sent back. sending a SAR default notice at end of 40days

 

Capital one SAR sent, statements recd, 14 day letter sent

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Dear debbiVwoolwich

 

Thank you for your e-mail received today.

 

Unfortunately I am unable to repond to you directly and would ask that you put your response to my offer in writing and return it to me in the pre-paid envelope provided with my offer letter.

 

Kind regards

Joyce Bell

Customer Relations Advisor

Woolwich Telephony Customer Relations

01255 477032

Company Confidential

Debbi

 

 

 

 

Woolwich S.A.R - (Subject Access Request) sent charges 2500 offer 1894 accepted as need the money ! but the rest will go all the way !!:)

 

Woolwich (daughters) SAR sent charges 170.00 , no offer ?! :-| 14 day letter sent

 

Abbey S.A.R - (Subject Access Request) Sent pre 6 ryrs claim - one to watch !!

 

Black Horse £548, offered £262, awaiting balance got balance =paid in full:D

 

Barclaycard S.A.R - (Subject Access Request) sent

 

Halifax SAR sent

 

Citibank Sar sent - blah letter sent back. sending a SAR default notice at end of 40days

 

Capital one SAR sent, statements recd, 14 day letter sent

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