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Consumer Credit Act - Resources Workshop


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a few questions :

 

i understand that if they send an application form which contains some of the prescribed terms and is shown as signed by myself then it counts as an executed agreement? This is what a lot of the DCAs state.

 

i also think that the above letter asking them to cease and desist under s.10 of the DPA only gets the answer "we need to process for legal reasons" and the same answer from the CRAs.

 

in the end, the only way to make sure they stop is by the court and that can be risky as the judge may think they are right.

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