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    • Morning dx and thank you for your message.   With regards to your comment about them not needing to produce the deed, the additional directions ordered by the judge included 'a copy of any assignment o the debt or agreement relied upon'  so that is why I thought that point was relevant?
    • Sorry for the long post but I don't want to miss out any relevant information: My wife bought a car from Trade Centre UK and have been having nothing but trouble with it. Unfortunately we paid of the finance used to buy the car as we weren't expecting this much trouble with the car as we we though we would have protection as buying from a dealer. We are wondering if we can still reject the vehicle since the finance plan has been paid off. Timeline is as follows: 13/12/2023 -15/12/2023 Bought car from Trade Centre UK for £10548 £2000 deposit paid on credit card on 13/12/2023 £8548 on finance from Moneybarn (arranged through Trade Centre UK). picked up car on 15/12/2023 Also bought lifetime warranty for £50/month 25/12/2023 Engine Management Light comes on. The AA called out and diagnosed the following error codes: P0133 - Lambda sensor (bank 1, sensor 1) Oxygen Sensor. Error Message : Slow reaction. Error sporadic P0135 - Lambda sensor heat. circ.(bank1,sensor1) Oxygen Sensor. Error Message : Component defective Due to it being Christmas took a few days to get through to them but they booked me in for 28/12/2023 to run their own diagnostics. 28/12/2023 Took car in to Trade Centre so could check the car – They agreed it was the Oxygen Sensor and Booked me in for repair on 30/01/2024. I was told they had no earlier slots, and I would be fine to carry on driving car when I said I was afraid of problem worse. During diagnosing the problem, they reset the Engine Management Light. During drive home light comes back on. 29/12/2023 - 29/01/2024 I carry on driving the car but closer to the date, engine goes to reduced power every now and again – not being a mechanic I presumed that this was due to above fault. 20/01/2024 Not expecting any more problems paid off the finance on the car using personal loan from bank with lower interest rate. 30/01/2024 Trade Centre replace to O2 sensor (They also take it on a roughly 60mile road trip which seems a bit excessive to me – I can’t prove this as something prompted me take a picture of milage when I handed car in but I forgot take one on collection – only remembered next day.) 06/02/2024 Engine goes in reduced power mode again and engine management light comes on – Thinking the Trade centre’s 28 day warranty period was over I booked the car the into local garage for the next day to get problem fixed under the lifetime warranty package. Fault seems to clear after engine was switched off. 07/02/2024 In the Morning, I take it to local garage who say as the light gone off – the warranty company is unlikely to cover the cost of the repair or diagnostics and recommend I contact them when the light comes back on. In the evening the light comes back on and luckily I manage to get it back to the garage just before it shuts for the day. 08/02/2024 The Garage sends me a diagnostics video showing a lot error codes been picked up by their diagnostics machine including codes for Oxygen sensor and Nox Sensors, Accelerator pedal and several more. Video also shows EGR Hose not connected to the intake manifold properly, they believed this was confusing the onboard system as it is unlikely this many sensors would trigger at same the time but they couldn’t be certain until they repaired the hose. 13/02/2024 Finally get the car back as it took a while to get approval and payment for the repairs from the Warranty company. Garage told me to keep an eye the car as errors had cleared with the hose but couldn’t 100% certain that’s what caused the problem. 06/03/2024 Engine management light comes on again. Fed up I go into Trade Centre as I was just around the corner when it happened and asked them how to reject the car or have the problem fixed. They insist that as it’s over 28 days I need to get the car fixed under the warranty package I purchased and they could no longer fix the car as it was over 28 days. When I tried telling them it appeared to be the same or related problem they said they couldn’t help as I hadn’t contacted them earlier. I asked them if they were willing to connect the car to the diagnostics machine and tell me what the problem was, as a goodwill gesture, which he agreed to do and took the car to the back He came back around 30 minutes later and said they took a look at the sensor they replaced previously and there was nothing wrong with it and engine management light went off when they removed the sensor to check it. When I asked what the error code he couldn’t give me an exact fault but the said it one of the problems I told him earlier (Accelerator pedal). I have this visit audio recorded on my phone – I informed the reps I was recording several times. As the light wasn’t on, local garage couldn’t book me for a repair under warranty. 07/03/2024 Light came on so managed to book back into local garage for the 12/03/2024 Whilst waiting to take car into garage, I borrowed a OBD sensor and scanned for errors on the car. This showed the following errors: P11BE – Manufacturer specific code (Google showed this to be NOX sensor) P0133 - Oxygen (Lambda) Sensor B1 S1: Response too Slow 12/03/2024 Took car to local garage and the confirmed the above errors. This leads me to believe that either Trade Centre UK reps lied and just reset the light or just didn’t check properly (Obviously I am unable to prove this) 22/03/2024 Finally got the car back as according to garage, the warranty company took a long to time to pay for the repairs 28/04/2024 Engine management Light has come back on. Using the borrowed OBD scanner I am getting the following codes: P0133 - Oxygen (Lambda) Sensor B1 S1: Response too Slow P2138 - Accelerator Position Sensors (G79) / (G185): Implausible Correlation I have not yet booked into a garage as I wanted to see what my rights are in terms of rejecting the car as to me the faults seem related. I can’t keep using taxi or train to get to work every time the car goes into the garage as it is getting very expensive. Am I right in thinking that they have used up their chance to repair when they conducted the repair end of January or when they refused to repair it in February ? If I am still able to reject the vehicle could you point to any sample letters or emails I can use. Thankyou for your advice on my next steps.
    • Ok noted about the screenshot uploads. In terms of screwing up I had one previous ticket that defaulted and ended up in a CCJ from Southend airport because for some reason during COVID I didn't receive their claim form just a notice of default. This hospital ticket was the 2nd ticket that went to CCJ due to a lack of knowledge of the process. Maybe it's easier just to pay them in future I'm thinking though, I don't get them very often anyway
    • Car maker takes a hit from weakening demand and price war in the world's largest electric vehicle market.View the full article
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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pjdudley69 v Yorkshire Bank **SETTLED**


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After reading the article on MSE I've decided to try and reclaim charges made by Yorkshire Bank.

 

Four years ago my partner and I split up, leaving me with 2 kids, a mortgage and only one wage coming in. Slowly, I started getting further and further behind and obviously bills still had to be paid [most of which were via DD]. I had an overdraft on my account, but this was regularly being eaten into, and on occasions I went slightly over and was being charged £8 a day and between £20 and £25 for them having the 'courtesy' of informing me. Each month my wage had a big chunk taken out of it to clear the charges and it became a never ending circle.

 

In December 02 I finally had to leave my full time job due to having no childcare [the company wouldn't allow me to work part time] and this took me further into debt. I found a part time job in March 03, but the 3 mths without a wage coming in meant that I was practically always into my overdraft [family helped out when they could] and it's obvious that if the charges hadn't been as high I wouldn't have got into such a spirelling debt. [Thankfully, the debts are steadily going down now!]

 

I posted the DPA Disclosure Request letter first class yesterday, so hopefully I'll hear something fairly soon. I'll keep you posted.

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Advice & opinions given by pjdudley69 are personal, are not endorsed by Consumer Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional. Also visit legal seagulls for more friendly help and advice.

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Going off-topic here, but have you considered going after your previous employer? I don't know what your situation is (how long employed, age of children, etc), but the law was changed couple of yrs ago to help parents who needed more flexibility in their working hours, and employers are expected to have a good reason to say no, so you might want to look into that as well. Let me know by pm if you need some pointers.

 

I left in Dec 2002 [my sons were 2yrs & 6yrs at the time] after working there for about 18mths. They gave the reason of not being able to afford to pay 2 part-timers [tax & NI - though I didn't quite get how this would be more expensive!].

 

Anyway, my immediate supervisor started being really off with me after that [when she realised I was going to look for a part time position anyway] and with it being a really stressful time personally, I couldn't take it at work too, so I didn't really leave on the best of terms [lets just say I told her where to shove her job!]. I was just glad to get out of it - going after them was the last thing on my mind.

 

It was a nice thought though Bookworm, just to see the look on my ex-supervisors face lol

Advice & opinions given by pjdudley69 are personal, are not endorsed by Consumer Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional. Also visit legal seagulls for more friendly help and advice.

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I've just come across a 'debit under advice' charge of £6.50 on one of the statements I still have. Can anyone tell me what this means please?

 

Thanks

Advice & opinions given by pjdudley69 are personal, are not endorsed by Consumer Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional. Also visit legal seagulls for more friendly help and advice.

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I've just received the following letter from the bank today [pretty quickly too, I thought].

 

"We refer to your letter received at this office today requesting a Data Protection Disclosure regarding your account.

 

We are happy to provide you with this information but we require £10.00 fee in advance.

 

Alternatively you have requested Bank statements for the period. As we have already provided you with statements should you wish to request duplicates there is a £5.00 per statement charge which we would also require in advance.

 

We await your response."

 

 

I've no problems paying the £10 [my fault, I forgot to send it in the first place], but what information would be supplied in the DPC - would it have all the relevant information regarding charges [i read the FAQs [424hjfg34] but couldn't find anything on this.

 

I can't afford to pay £5 per statement as I get them monthly [for some reason??] and I need about 5 years worth!

 

cheers

Advice & opinions given by pjdudley69 are personal, are not endorsed by Consumer Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional. Also visit legal seagulls for more friendly help and advice.

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Thanks Richard. I'll post the cheque tomorrow and enclose another copy of the DPA request letter for their reference [in case they should have lost my previous copy lol]

Advice & opinions given by pjdudley69 are personal, are not endorsed by Consumer Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional. Also visit legal seagulls for more friendly help and advice.

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Can anyone give me a rough idea how long Yorkshire Bank usually take to respond to these requests? The reason I ask is that I sent my £10 for the DPA request by cheque, and when I checked my internet account it came out on the 17th March, but I still haven't received anything. [Typical, I guess, that they keep me waiting whilst their gaining interest on my money lol]

 

Thanks

 

Pam

Advice & opinions given by pjdudley69 are personal, are not endorsed by Consumer Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional. Also visit legal seagulls for more friendly help and advice.

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Sorry Richard :oops: it's just that when I'm on a roll it's hard to be patient!

 

Consider my wrists slapped :oops:

Advice & opinions given by pjdudley69 are personal, are not endorsed by Consumer Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional. Also visit legal seagulls for more friendly help and advice.

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Didn't you receive any info at all re the charges from them? If they don't send the info I'm buggered cos I won't have a clue what they owe me as I only have statements going back a year, and my charges where mainly in 2002/03!

Advice & opinions given by pjdudley69 are personal, are not endorsed by Consumer Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional. Also visit legal seagulls for more friendly help and advice.

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  • 3 weeks later...

I received the following letter from Clysedale Bank today [always had things on Yorkshire Bank letterhead up until this]

 

DATA PROTECTION ACT 1998

 

I refer to your letter to xxx Branch requesting information held by the Bank under the terms of the Data Protection Act and note that you have paid the £10 fee.

 

Within the terms of the Act we have 40 days in which to provide you with the information we hold. I will forward the information to you as soon as possible.

 

Fiona Hutton

Network Support

 

Am I right in believing that they have 40 days from the time my cheque was received [which was cashed on 17 April so I'll work from this date], or from when Network Support at Clysedale received the details? I've got 27 April marked in my diary as the 40 days being up.

Advice & opinions given by pjdudley69 are personal, are not endorsed by Consumer Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional. Also visit legal seagulls for more friendly help and advice.

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PJDudley - would you do me an enormous favour & tell me how you managed to get them to agree to send you the details.!?

 

I've been battling for over a month (my own stupid fault for not sending in the fee with my 1st letter - lesson learned!) and all I'm getting is the same line:

 

We'll provide you with details up until July 05 for the £10 fee, all details after that are subject to a charge of £5 a month.

 

All I did was send the DPA letter from the Library. I did originally forget to send the £10, but when they wrote to me saying they'd need this, or £5 per each statement, I just sent another letter enclosing the cheque, and a copy of the original DPA letter.

 

Hope you get your details soon. I'd report them to the IC though, if they refuse.

Advice & opinions given by pjdudley69 are personal, are not endorsed by Consumer Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional. Also visit legal seagulls for more friendly help and advice.

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After receiving the letter from Fiona Hutton, I decided to send a reminder yesterday, letting her know that they only have until next Thursday to respond. This morning though, I've received a batch of copy statements. Only problem is, they are copies of ones I've still got, and only going back to August 2005. From reading Jmio's thread, it appears that they are only giving out info going back to July 2005.

 

My problem is that the majority of my charges [save £20] were before then, so where do I go from here to find out what they were?

 

Any help would be much appreciated.

 

Thanks

Advice & opinions given by pjdudley69 are personal, are not endorsed by Consumer Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional. Also visit legal seagulls for more friendly help and advice.

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I've just phoned Network Support, asking to speak to Fiona Hutton, re only receiving statements from August 05. Fiona doesn't work Thursdays or Fridays, but spoke to a nice lady called Aileen who was quite helpful.

 

She said that Clydesdale info only goes back to July 05, but I should have received all the info I requested [going back to March 2000] from Yorkshire Bank. She said she will chase it up and I will receive the info in due course.

 

I did remind her that the 40 days in which to comply where up next Thursday, and she said it might take a bit longer to gather the info, but I told her it was fine as long as I get the required data - after all, they'll be paying the interest on it lol

Advice & opinions given by pjdudley69 are personal, are not endorsed by Consumer Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional. Also visit legal seagulls for more friendly help and advice.

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Update - I received a phone call at 3.40pm from James at my branch. He explained that when I submitted my DPA request it was sent to 2 different depts because the style of the statement had changed [round about last July]. The 'new style' dept sent the statements directly to me, and the 'old style' dept had sent them to the branch, which James received today.

 

I've just been to pick them all up [5 years worth!], so I can start with the highlighters now - if I start now, I might get it done by the end of the month lol

Advice & opinions given by pjdudley69 are personal, are not endorsed by Consumer Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional. Also visit legal seagulls for more friendly help and advice.

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Charges all added up and amounting to £498 + £19.91 interest on these charges. My prelim letter for refund is all ready to go recorded delivery tomorrow morning.

Advice & opinions given by pjdudley69 are personal, are not endorsed by Consumer Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional. Also visit legal seagulls for more friendly help and advice.

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More than you expected isn't it :-)

 

Yep, definately. Only expected about £300 tops!

Advice & opinions given by pjdudley69 are personal, are not endorsed by Consumer Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional. Also visit legal seagulls for more friendly help and advice.

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  • 2 weeks later...

Received the following letter on Friday:

 

Thank you for your letter of 21 April 2006, which has been passed for my attention.

 

As you will appreciate, I need to make investigations into the points you have raised. In the meantime, I thank you for your patience in this matter and I will contact you as soon as my investigations are complete.

 

I have enclosed for your information a copy of our internal Complaint Handling Procedures. These procedures confirm how to pursue your complaint and how to refer your complaint to the Financial Ombudsman Service if we cannot resolve the matter.

 

Yours sincerely

Neil McKirdy

Customer Relations Manager

 

The letter's been pp'd on his behalf, so I assume he's getting far too many of these letters to bother signing them himself now lol

 

He's got until 9th May, 14 days from when prelim letter was received by the branch, to make his investigations and respond, then I'm sending the LBA letter. I can't see as I'll get a response before then though, and I'm sorry, but I haven't got the patience which he's asking for lol

Advice & opinions given by pjdudley69 are personal, are not endorsed by Consumer Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional. Also visit legal seagulls for more friendly help and advice.

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  • 2 weeks later...

I'm just about to print out my LBA, but do you think I should send it to Neil McKirdy, who my last letter was from, with a copy to my branch, or to my branch with a copy to this Neil guy - or does it really matter? Obviously I'm wanting to do everything above board so they can't start being picky.

 

Any advice appreciated - ta

Advice & opinions given by pjdudley69 are personal, are not endorsed by Consumer Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional. Also visit legal seagulls for more friendly help and advice.

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Thanks for that Trunny, but I decided to send it to both my branch and to Neil Mckirdy, both sent recorded delivery. I wanted to make sure I got it all together Thurs night ready to send first thing friday morning.

Advice & opinions given by pjdudley69 are personal, are not endorsed by Consumer Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional. Also visit legal seagulls for more friendly help and advice.

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Just received the following from Neil Mckirdy [i've only put the important points as its a 2 page letter!], basically it's what I expected:

 

"Having noted your comments I am sorry that you have found it necessary to write regarding the level of charges applied to your account over the last six years. You feel that the charges are unenforceable and request reimbursement of £517.91 including interest.

 

I have reviewed your account and note that charges have been applied when your account balance has been in excess of your authorised overdraft limit and returning items unpaid due to insufficient funds. I would advise you that I do not feel that the charges applied to your accound are excessive and that I am unprepared to accede to your request for a full refund of fees which have been applied as a result of your management of your account.

 

If we do not receive a response from you within eitht weeks of the date of this letter, your complaint will be considered closed.

 

Whilst I do appreciate that this may not have been the response you would have liked, I thank you for taking the time and trouble to bring this matter to my attention."

 

Too right it's not the response I would have liked, and it certainly wasn't any trouble for me to bring it to his attention!

 

Do I go straight to Moneyclaim now that I have a definate no, or should I still wait until the 14 day period from sending the LBA is up? This is the part where I get nervous I think lol

Advice & opinions given by pjdudley69 are personal, are not endorsed by Consumer Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional. Also visit legal seagulls for more friendly help and advice.

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Cheers Zultar. Looking at the Moneyclaim website I think it'll take me about a month to figure it out!

 

I've got 1/2 doz screens open on my PC, at various pages of this site, trying to find the right bits of info, and I'm just getting really confused [i'm only at the 'Claims Description' page on MC as well!! - typical girly, I know lol [no offence to any girly's who know what you're doing, it's just that I don't sorry lol]

Advice & opinions given by pjdudley69 are personal, are not endorsed by Consumer Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional. Also visit legal seagulls for more friendly help and advice.

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I've just been reading all the YB threads, and am I right in thinking that I'm the first in getting as far as about to file a claim? If not, any advice would be greatly appreciated now, as I'm really struggling. I've loads of questions if anyone wants to offer any advice.

 

Thanks in advance. PJ x

Advice & opinions given by pjdudley69 are personal, are not endorsed by Consumer Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional. Also visit legal seagulls for more friendly help and advice.

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Thanks for that Caro - I'm abit stuck at the moment tho'. I was going to file my claim at Moneyclaim, but it said something about it being a pilot scheme, and my local court wasn't in the list of participating courts. I was also unsure of the wording etc to put on the claim.

 

Anyway, I've paid for one of the Claim Packs that BF has advertised on the site, so I'll wait until that comes and see if it makes things clearer for me. After all, I don't want to f**k things up at this stage!

Advice & opinions given by pjdudley69 are personal, are not endorsed by Consumer Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional. Also visit legal seagulls for more friendly help and advice.

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You might be as well having a look at it Caro. Hopefully, you'll understand it better than me! Does anyone happen to know the turnaround for these 'claim packs' being sent out? [the ones that are advertised on this site?]

Advice & opinions given by pjdudley69 are personal, are not endorsed by Consumer Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional. Also visit legal seagulls for more friendly help and advice.

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  • 2 weeks later...

Well, I've put my claim in at the county court today, so it's just a case of waiting to see what happens I suppose.

Advice & opinions given by pjdudley69 are personal, are not endorsed by Consumer Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional. Also visit legal seagulls for more friendly help and advice.

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Notice of Issue received today - deemed to be served today [8th] and YB have until 22 June to reply.

Advice & opinions given by pjdudley69 are personal, are not endorsed by Consumer Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional. Also visit legal seagulls for more friendly help and advice.

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Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

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